Know the business before you open the account.

Confirm a company is registered, active and run by the people on the application. Keep watching it after onboarding — and keep decisions about individual consumers on consumer reports, where they belong.

• 35.7M businesses
• 52.4M owners & officers
• 55.7M filing events
• Non-FCRA informational use only

The record behind every business account.

• Business account opening — Confirm the entity exists, is active and matches the name, address and formation date on the application.
• Who is behind it — Officers, managers and the registered agent on file, plus the other companies each is tied to — context for your ownership review.
• Ongoing monitoring — Hear when a commercial customer dissolves, changes officers or moves — the day it is filed, not at annual review.
• Vendor due diligence — Check a supplier’s registration, licences and filing history before you sign, and keep the dated snapshot on file.

Facts about a business. Never a verdict on a person.

Use CoverFi for

• Confirming a business is registered and active
• Matching officers and addresses to a business application
• Monitoring commercial customers for filed changes
• Vendor and third-party due diligence
• Refreshing contact details for customers you already serve

Use a consumer report instead

• Deciding whether a consumer can open a deposit account
• Approving, pricing or setting limits on consumer credit
• Judging the personal creditworthiness of a sole proprietor or guarantor
• Hiring, promoting or vetting employees
• Any decision about an individual’s eligibility

CoverFi is not a consumer reporting agency and its results are not consumer reports. Your own BSA/AML, customer-identification and beneficial-ownership obligations still apply: CoverFi supplies records that support them, not a compliance determination.

From application to annual review.

1. Search at intake — Look up the applicant business by name and state while the application is still open.
2. Save the snapshot — Attach a dated verification snapshot to the file — what was on record the day you checked.
3. Watch the book — Upload your commercial customers once. Filed changes arrive in a daily digest or through the API.

CoverFi is not a consumer reporting agency. Results are informational and may not be used to decide eligibility for credit, employment, insurance, housing or any other FCRA-regulated purpose.

Verify your next business applicant.

Free account. No credit card. Business lookups open the moment you sign in.

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