See the business behind the submission.

Confirm a commercial applicant’s registration, licences and operating authority, start the submission from the record, and watch the book for changes between renewals. Commercial lines only.

• 35.7M businesses
• 9.1M licences
• All 50 states for licences & carriers
• Commercial lines only

The record beside every commercial submission.

• Submission verification — Confirm the named insured is a registered, active entity and that the details on the submission match the record.
• Licences and authority — Trade licences and motor-carrier authority sit beside the registration, each with its own status and dates.
• Between renewals — Hear when an insured business dissolves, changes hands or moves — as it is filed, not at renewal.
• New-business prospecting — New formations and newly issued licences in your territory, with the officers on file attached.

Businesses and their licences. Not people and their premiums.

Use CoverFi for

• Confirming a commercial applicant is a registered, active entity
• Checking trade licences and motor-carrier authority
• Starting a commercial submission from the record
• Monitoring insured businesses for dissolution or officer changes
• Prospecting newly formed businesses in your territory

Use a consumer report instead

• Personal lines — auto, home, renters, life or health
• Underwriting or rating an individual
• Using a person’s records to set a premium or decline cover
• Using a neighbourhood profile to rate or decline a risk
• Hiring or vetting agents and employees

Insurance underwriting that involves an individual consumer is an FCRA-regulated purpose and needs a consumer report. Where the insured is a sole proprietor, treat the applicant as a person. Neighborhood profiles are descriptive and are not rating factors.

From submission to renewal.

1. Look up at submission — Search the named insured by name and state while the submission is open.
2. Attach the snapshot — Save a dated snapshot of the registration and licences to the file.
3. Watch the book — Upload your commercial book once and get filed changes in a daily digest or through the API.

CoverFi is not a consumer reporting agency. Results are informational and may not be used to decide eligibility for credit, employment, insurance, housing or any other FCRA-regulated purpose.

Check the business behind your next submission.

Free account. No credit card. Business lookups open the moment you sign in.

Start free → · All use cases