Area code 509 calling hours: can you call now?

Area code 509 serves Spokane, Yakima, and Kennewick in Washington. It is on Pacific time. Clocks move for daylight saving time in March and November.

Debt collection: federal — Presumed convenient 8 a.m.-9 p.m. local time at the consumer's location, any day. Washington: A call to the debtor's residence between 9 p.m. and 7:30 a.m. is presumed harassment (federal 8 a.m. start still applies).
Telemarketing: federal — 8 a.m.-9 p.m. local time at the called party's location, any day. Washington: 8 a.m.–8 p.m. at the call recipient's local time, any day.

Live check: area code 509

Turn on JavaScript for the live check. The rules table below lists every window that applies to 509.

Not checked here: consent, Do-Not-Call lists, Reg F call frequency (7 calls in 7 days), cease-communication requests or attorney representation, reassigned numbers, and whether the consumer has told you a time is inconvenient.

Calling-hour rules for 509

Hours are local time at the person you are calling. When federal and Washington rules differ, the narrower window governs; the live check applies every row at once.

Rule set	Debt collection	Telemarketing
Federal	Presumed convenient 8 a.m.-9 p.m. local time at the consumer's location, any day. Every day 8:00 a.m.–9:00 p.m. 15 U.S.C. § 1692c(a)(1) · 12 CFR § 1006.6(b)(1)(i) (Regulation F) · Reg F Official Interpretation, comment 6(b)(1)(i)-2 (consumer's location) · 12 CFR § 1006.14(b)(2) Call-frequency presumption: a collector is presumed to comply with the harassment ban if it places no more than 7 calls to a person about a particular debt within 7 consecutive days, and no call within 7 days after a telephone conversation with that person about the debt; exceeding either is presumed a violation (12 CFR § 1006.14(b)(2)). Conflicting location information: if the collector's information indicates the consumer may be in more than one place (e.g. an Eastern-zone area code and a Pacific-zone address), it complies only by calling at a time convenient in all of those locations (Reg F comment 6(b)(1)(i)-2). A collector may not call at any time it knows or should know is inconvenient to the consumer (e.g. after the consumer says so), regardless of the 8 a.m.-9 p.m. default (15 U.S.C. § 1692c(a)(1); Reg F comment 6(b)(1)-1). No federal Sunday or holiday ban, but a consumer's statement that a day or time is inconvenient makes calls then unlawful. The 8-9 window is a default presumption that the consumer's prior consent (given directly to the collector) or a court can override.	8 a.m.-9 p.m. local time at the called party's location, any day. Every day 8:00 a.m.–9:00 p.m. 47 CFR § 64.1200(c)(1) (TCPA rules) · 16 CFR § 310.4(c) (Telemarketing Sales Rule) No telephone solicitation to a number on the National Do Not Call Registry absent an established business relationship or the consumer's signed written permission (47 CFR § 64.1200(c)(2); 16 CFR § 310.4(b)(1)(iii)(B)). Autodialed or artificial/prerecorded-voice telemarketing calls to wireless numbers, and prerecorded telemarketing calls to residential lines, require the called party's prior express written consent (47 CFR § 64.1200(a)(2)-(3)). Sellers must honor company-specific do-not-call requests (47 CFR § 64.1200(d); 16 CFR § 310.4(b)(1)(iii)(A)). TSR § 310.4(c) allows calls outside 8-9 with the person's prior consent; the TCPA time rule in § 64.1200(c)(1) has no consent exception for telephone solicitations as defined.
Washington	A call to the debtor's residence between 9 p.m. and 7:30 a.m. is presumed harassment (federal 8 a.m. start still applies). Every day 7:30 a.m.–9:00 p.m. RCW 19.16.250(13)(c) More than 3 communications with a debtor or spouse in a single week is presumed harassment, unless responding to the debtor (RCW 19.16.250(13)(a)). More than 1 communication per week at the debtor's place of employment is presumed harassment (RCW 19.16.250(13)(b)). Statute presumes a landline call is received in the time zone of the area code dialed; for numbers not assigned to a geographic area, the zone of the debtor's last known residence, unless the licensee reasonably believes otherwise.	8 a.m.–8 p.m. at the call recipient's local time, any day. Every day 8:00 a.m.–8:00 p.m. RCW 80.36.390(8) · RCW 19.158.110(4) · RCW 19.158.040(2) Solicitations to numbers on the federal do-not-call registry are prohibited (RCW 80.36.390(9)).

Debt collection

Telemarketing

Federal

Presumed convenient 8 a.m.-9 p.m. local time at the consumer's location, any day.

Every day 8:00 a.m.–9:00 p.m.

15 U.S.C. § 1692c(a)(1) · 12 CFR § 1006.6(b)(1)(i) (Regulation F) · Reg F Official Interpretation, comment 6(b)(1)(i)-2 (consumer's location) · 12 CFR § 1006.14(b)(2)

Call-frequency presumption: a collector is presumed to comply with the harassment ban if it places no more than 7 calls to a person about a particular debt within 7 consecutive days, and no call within 7 days after a telephone conversation with that person about the debt; exceeding either is presumed a violation (12 CFR § 1006.14(b)(2)).
Conflicting location information: if the collector's information indicates the consumer may be in more than one place (e.g. an Eastern-zone area code and a Pacific-zone address), it complies only by calling at a time convenient in all of those locations (Reg F comment 6(b)(1)(i)-2).
A collector may not call at any time it knows or should know is inconvenient to the consumer (e.g. after the consumer says so), regardless of the 8 a.m.-9 p.m. default (15 U.S.C. § 1692c(a)(1); Reg F comment 6(b)(1)-1).

No federal Sunday or holiday ban, but a consumer's statement that a day or time is inconvenient makes calls then unlawful. The 8-9 window is a default presumption that the consumer's prior consent (given directly to the collector) or a court can override.

8 a.m.-9 p.m. local time at the called party's location, any day.

Every day 8:00 a.m.–9:00 p.m.

47 CFR § 64.1200(c)(1) (TCPA rules) · 16 CFR § 310.4(c) (Telemarketing Sales Rule)

No telephone solicitation to a number on the National Do Not Call Registry absent an established business relationship or the consumer's signed written permission (47 CFR § 64.1200(c)(2); 16 CFR § 310.4(b)(1)(iii)(B)).
Autodialed or artificial/prerecorded-voice telemarketing calls to wireless numbers, and prerecorded telemarketing calls to residential lines, require the called party's prior express written consent (47 CFR § 64.1200(a)(2)-(3)).
Sellers must honor company-specific do-not-call requests (47 CFR § 64.1200(d); 16 CFR § 310.4(b)(1)(iii)(A)).

TSR § 310.4(c) allows calls outside 8-9 with the person's prior consent; the TCPA time rule in § 64.1200(c)(1) has no consent exception for telephone solicitations as defined.

Washington

A call to the debtor's residence between 9 p.m. and 7:30 a.m. is presumed harassment (federal 8 a.m. start still applies).

Every day 7:30 a.m.–9:00 p.m.

RCW 19.16.250(13)(c)

More than 3 communications with a debtor or spouse in a single week is presumed harassment, unless responding to the debtor (RCW 19.16.250(13)(a)).
More than 1 communication per week at the debtor's place of employment is presumed harassment (RCW 19.16.250(13)(b)).

Statute presumes a landline call is received in the time zone of the area code dialed; for numbers not assigned to a geographic area, the zone of the debtor's last known residence, unless the licensee reasonably believes otherwise.

8 a.m.–8 p.m. at the call recipient's local time, any day.

Every day 8:00 a.m.–8:00 p.m.

RCW 80.36.390(8) · RCW 19.158.110(4) · RCW 19.158.040(2)

Solicitations to numbers on the federal do-not-call registry are prohibited (RCW 80.36.390(9)).

Exchanges and time zones

Every assigned exchange in 509 sits in Pacific time, so the area code alone settles the zone for a landline. The 25 largest rate centers by exchange count:

Rate center	Exchanges
Spokane, WA	214
Yakima, WA	59
Kennewick, WA	42
Wenatchee, WA	38
Pasco, WA	26
Walla Walla, WA	23
Ellensburg, WA	21
Moses Lake, WA	19
Richland, WA	17
Sunnyside, WA	15
Pullman, WA	14
Clarkston, WA	10
Colville, WA	8
Ephrata, WA	8
Omak, WA	8
Connell, WA	7
Deer Park, WA	7
Quincy, WA	7
Cheney, WA	6
Prosser, WA	6
Ritzville, WA	6
Chewelah, WA	5
Cle Elum, WA	5
Othello, WA	5
White Salmon, WA	5

509 has no overlay codes.

Other area codes in Washington:

206 Seattle
253 Tacoma
360 Vancouver
425 Bellevue
564 Bremerton

Why area code alone is not enough

Mobile numbers travel with their owners, and a ported number keeps its original 509 area code and exchange. A 509 number tells you where the line was assigned, not where the person is today.
Under Regulation F, when you know of more than one location for a consumer — a mailing address in one zone, an area code in another — the time must be convenient in every one of them. Use the address-state field above to add the zones you know about.
Call only when the window is open in every location you know about, and stop calling at times the consumer tells you are inconvenient, whatever the clock says.

Questions

What time can you call area code 509?

Area code 509 is in Washington, on Pacific time. Debt collection: federal — Presumed convenient 8 a.m.-9 p.m. local time at the consumer's location, any day. Washington: A call to the debtor's residence between 9 p.m. and 7:30 a.m. is presumed harassment (federal 8 a.m. start still applies). Telemarketing: federal — 8 a.m.-9 p.m. local time at the called party's location, any day. Washington: 8 a.m.–8 p.m. at the call recipient's local time, any day.

What time zone is area code 509?

Area code 509 is entirely in Pacific time. Clocks move for daylight saving time in March and November.

Can a debt collector call a 509 number on Sunday?

Sunday is not singled out: Washington's debt-collection hours are every day 7:30 a.m.–9:00 p.m., and the federal 8 a.m.–9 p.m. window also applies. A consumer can still tell a collector that Sunday is inconvenient.

Is the 509 area code enough to know the person's local time?

No. Mobile numbers move with their owners and ported numbers keep their area code, so a 509 number may belong to someone in another time zone. If you know other locations for the person, the call should fit the window in all of them.

Sources

This page is general information, not legal advice. Laws change and some rules depend on who is calling and why; confirm with counsel. Rules last reviewed 2026-10-07.