CoverFi

Calling hours by area code

Pick an area code to see the federal and state calling-hour rules for debt collection and telemarketing, the time zones its exchanges sit in, and a live check of whether the permitted window is open right now.

Hours are local time at the person you are calling. Area codes that span two time zones are resolved by exchange; the check runs in your browser.

Alabama

Alaska

American Samoa

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District of Columbia

Florida

Georgia

Guam

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Northern Mariana Islands

Ohio

Oklahoma

Oregon

Pennsylvania

Puerto Rico

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

U.S. Virgin Islands

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Related reading

Run a free identity check — no signup, no ID upload.