CoverFi
Data updated 2026-10-07

ZIP Code 04419 · Carmel, ME

Penobscot County · pop 2,941 · ACS 2020–2024

The median household income in ZIP Code 04419 (Carmel, ME) is $82,188, higher than 67% of the other ZIP Codes in Maine.

Its FHFA home price index changed +74.5% over the five years to 2023.

01 — Where it stands

$82,188
Median household income
± $22,272 MOE
$256,800
Median home value
± $36,729 MOE
$1,276
Median gross rent
13.6%
Poverty rate
Percentiles for ZIP Code 04419 within Penobscot County, Maine and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$82,188 ± $22,27278th percentile (34 ZIP Codes compared)67th percentile (270 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Per capita income$39,75275th percentile (34 ZIP Codes compared)54th percentile (270 ZIP Codes compared)56th percentile (22,922 ZIP Codes compared)
Poverty rate13.6%57th percentile (34 ZIP Codes compared)67th percentile (270 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher17.2%33rd percentile (34 ZIP Codes compared)10th percentile (270 ZIP Codes compared)24th percentile (22,922 ZIP Codes compared)
Owner-occupied homes87.9%69th percentile (34 ZIP Codes compared)70th percentile (270 ZIP Codes compared)85th percentile (22,922 ZIP Codes compared)
Housing vacancy rate6.3%9th percentile (34 ZIP Codes compared)12th percentile (270 ZIP Codes compared)32nd percentile (22,922 ZIP Codes compared)
Median home value$256,800 ± $36,72981st percentile (34 ZIP Codes compared)50th percentile (270 ZIP Codes compared)53rd percentile (22,833 ZIP Codes compared)
Median gross rent$1,27687th percentile (34 ZIP Codes compared)77th percentile (265 ZIP Codes compared)64th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.39024th percentile (34 ZIP Codes compared)23rd percentile (270 ZIP Codes compared)21st percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$64,01571st percentile (33 ZIP Codes compared)45th percentile (269 ZIP Codes compared)38th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.6%68th percentile (33 ZIP Codes compared)40th percentile (269 ZIP Codes compared)33rd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+74.5%86th percentile (24 ZIP Codes compared)73rd percentile (211 ZIP Codes compared)91st percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents18.460th percentile (34 ZIP Codes compared)35th percentile (270 ZIP Codes compared)46th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$52,48466th percentile (34 ZIP Codes compared)63rd percentile (270 ZIP Codes compared)62nd percentile (22,551 ZIP Codes compared)

Percentile groups: Penobscot County · Maine · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+24.6%
1-year change
2022–2023
+74.5%
5-year change
2018–2023
+93.4%
10-year change
2013–2023

Home price index — ZIP Code 04419

Home price index, ZIP Code 04419, 2005–2023Line chart of the annual home price index: 100.0 in 2005 and 184.5 in 2023. Every value is listed in the data table below the chart.7510012515017520020052010201520202023184.5

FHFA ZIP Code index (2005 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 04419
YearIndexAnnual change
2005100.0—
2006104.3+4.3%
2007101.6−2.5%
2008106.7+4.9%
2009100.5−5.7%
201093.4−7.1%
201192.5−1.0%
201294.9+2.6%
201395.4+0.5%
201490.8−4.8%
2015101.4+11.8%
2016106.2+4.7%
2017100.5−5.4%
2018105.7+5.2%
2019108.8+2.9%
2020118.0+8.5%
2021131.5+11.4%
2022148.1+12.6%
2023184.5+24.6%

03 — Nearby ZIP Codes

ZIP Code 04419 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
04419Carmel, MEthis ZIP Code$82,188$256,80013.6%+74.5%
04456Levant, ME5.3 mi$86,071$268,5009.0%+68.4%
04444Hampden, ME5.6 mi$106,554$293,0008.1%+69.2%
04434Etna, ME6.6 mi$72,379$183,00015.5%+74.0%
04488Stetson, ME7.3 mi$76,023$205,70010.4%+74.1%
04401Bangor, ME8.2 mi$66,932$239,90014.7%+65.6%
04450Kenduskeag, ME8.8 mi$79,792$177,90015.9%+62.1%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

54
Establishments
192
Employees
$10.1M
Annual payroll
$52,484
Average pay per employee
Establishments by sector, ZIP Code 04419
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction1324.1%9.6%2.5×
Retail trade814.8%12.4%1.2×
Transportation & warehousing611.1%3.3%3.3×
Health care & social assistance611.1%11.9%0.9×
Other services611.1%9.5%1.2×
Professional, scientific & technical services47.4%11.7%0.6×
Administrative & support services35.6%5.3%1.1×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.