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Data updated 2026-10-07

ZIP Code 04860 · Tenants Harbor, ME

Knox County · pop 1,543 · ACS 2020–2024

The median household income in ZIP Code 04860 (Tenants Harbor, ME) is $86,833, higher than 75% of the other ZIP Codes in Maine.

Its FHFA home price index changed +52.2% over the five years to 2022.

01 — Where it stands

$86,833
Median household income
± $17,123 MOE
$271,400
Median home value
± $195,914 MOE
LOW RELIABILITY
$1,603
Median gross rent
11.5%
Poverty rate
Percentiles for ZIP Code 04860 within Knox County, Maine and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$86,833 ± $17,12376th percentile (14 ZIP Codes compared)75th percentile (270 ZIP Codes compared)67th percentile (22,922 ZIP Codes compared)
Per capita income$50,88369th percentile (14 ZIP Codes compared)82nd percentile (270 ZIP Codes compared)79th percentile (22,922 ZIP Codes compared)
Poverty rate11.5%92nd percentile (14 ZIP Codes compared)59th percentile (270 ZIP Codes compared)53rd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher44.4%61st percentile (14 ZIP Codes compared)83rd percentile (270 ZIP Codes compared)80th percentile (22,922 ZIP Codes compared)
Owner-occupied homes83.1%38th percentile (14 ZIP Codes compared)48th percentile (270 ZIP Codes compared)70th percentile (22,922 ZIP Codes compared)
Housing vacancy rate47.4%92nd percentile (14 ZIP Codes compared)93rd percentile (270 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Median home value$271,400 ± $195,914LOW RELIABILITY30th percentile (14 ZIP Codes compared)55th percentile (270 ZIP Codes compared)56th percentile (22,833 ZIP Codes compared)
Median gross rent$1,603100th percentile (14 ZIP Codes compared)92nd percentile (265 ZIP Codes compared)78th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.49492nd percentile (14 ZIP Codes compared)91st percentile (270 ZIP Codes compared)86th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$84,07376th percentile (14 ZIP Codes compared)82nd percentile (269 ZIP Codes compared)69th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more8.1%84th percentile (14 ZIP Codes compared)88th percentile (269 ZIP Codes compared)76th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+52.2%41st percentile (13 ZIP Codes compared)11th percentile (211 ZIP Codes compared)51st percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents33.146th percentile (14 ZIP Codes compared)77th percentile (270 ZIP Codes compared)84th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$48,32146th percentile (14 ZIP Codes compared)49th percentile (270 ZIP Codes compared)49th percentile (22,551 ZIP Codes compared)

Percentile groups: Knox County · Maine · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+12.5%
1-year change
2021–2022
+52.2%
5-year change
2017–2022
+62.8%
10-year change
2012–2022

Home price index — ZIP Code 04860

Home price index, ZIP Code 04860, 2009–2022Line chart of the annual home price index: 100.0 in 2009 and 143.5 in 2022. Every value is listed in the data table below the chart.801001201401602009201020152022143.5

FHFA ZIP Code index (2009 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 04860
YearIndexAnnual change
2009100.0—
201099.4−0.6%
201195.3−4.2%
201288.2−7.5%
201389.4+1.5%
201495.0+6.2%
201585.7−9.8%
201686.1+0.5%
201794.3+9.5%
201889.3−5.3%
201997.8+9.5%
2020102.5+4.8%
2021127.6+24.5%
2022143.5+12.4%

03 — Nearby ZIP Codes

ZIP Code 04860 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
04860Tenants Harbor, MEthis ZIP Code$86,833$271,40011.5%+52.2%
04855Port Clyde, ME2.4 mi$250,001$358,1000.0%+53.8%
04563Cushing, ME4.9 mi$83,500$409,8007.7%+35.3%
04547Friendship, ME5.0 mi$75,625$275,00010.0%+66.7%
04859Spruce Head, ME5.5 mi$75,341$356,5262.9%+53.6%
04858South Thomaston, ME8.3 mi$87,059$341,3004.2%+46.1%
04551Bremen, ME10.0 mi$100,000$425,3009.4%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

51
Establishments
165
Employees
$8.0M
Annual payroll
$48,321
Average pay per employee
Establishments by sector, ZIP Code 04860
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Agriculture, forestry, fishing & hunting1223.5%0.2%153.9×
Construction815.7%9.6%1.6×
Accommodation & food services59.8%9.3%1.1×
Retail trade47.8%12.4%0.6×
Manufacturing35.9%3.3%1.8×
Wholesale trade35.9%4.4%1.3×
Health care & social assistance35.9%11.9%0.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.