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Data updated 2026-10-07

ZIP Code 04966 · Phillips, ME

Franklin County · pop 1,632 · ACS 2020–2024

The median household income in ZIP Code 04966 (Phillips, ME) is $47,969, higher than 2% of the other ZIP Codes in Maine.

Per FHFA’s index for Franklin County, home prices changed +71.1% over the five years to 2025.

01 — Where it stands

$47,969
Median household income
± $8,492 MOE
$176,500
Median home value
± $22,522 MOE
$475
Median gross rent
15.1%
Poverty rate
Percentiles for ZIP Code 04966 within Franklin County, Maine and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$47,969 ± $8,4920th percentile (8 ZIP Codes compared)2nd percentile (270 ZIP Codes compared)10th percentile (22,922 ZIP Codes compared)
Per capita income$28,9110th percentile (8 ZIP Codes compared)6th percentile (270 ZIP Codes compared)19th percentile (22,922 ZIP Codes compared)
Poverty rate15.1%100th percentile (8 ZIP Codes compared)74th percentile (270 ZIP Codes compared)68th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher19.2%0th percentile (8 ZIP Codes compared)15th percentile (270 ZIP Codes compared)30th percentile (22,922 ZIP Codes compared)
Owner-occupied homes83.7%57th percentile (8 ZIP Codes compared)50th percentile (270 ZIP Codes compared)72nd percentile (22,922 ZIP Codes compared)
Housing vacancy rate42.0%71st percentile (8 ZIP Codes compared)89th percentile (270 ZIP Codes compared)97th percentile (22,922 ZIP Codes compared)
Median home value$176,500 ± $22,52242nd percentile (8 ZIP Codes compared)23rd percentile (270 ZIP Codes compared)30th percentile (22,833 ZIP Codes compared)
Median gross rent$47514th percentile (8 ZIP Codes compared)3rd percentile (265 ZIP Codes compared)0th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.44242nd percentile (8 ZIP Codes compared)65th percentile (270 ZIP Codes compared)59th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$51,6550th percentile (8 ZIP Codes compared)13th percentile (269 ZIP Codes compared)13th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%0th percentile (8 ZIP Codes compared)0th percentile (269 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents15.30th percentile (8 ZIP Codes compared)18th percentile (270 ZIP Codes compared)33rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$45,82142nd percentile (8 ZIP Codes compared)39th percentile (270 ZIP Codes compared)41st percentile (22,551 ZIP Codes compared)

Percentile groups: Franklin County · Maine · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

−1.2%
1-year change, Franklin County
2024–2025
+71.1%
5-year change, Franklin County
2020–2025
+107.7%
10-year change, Franklin County
2015–2025

Home price index — Franklin County

Home price index, Franklin County, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 304.3 in 2025. Every value is listed in the data table below the chart.100200300400200020052010201520202025304.3

FHFA does not publish a ZIP-level index for this area; the chart shows the Franklin County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Franklin County
YearIndexAnnual change
2000100.0+2.0%
2001105.7+5.7%
2002112.8+6.7%
2003119.8+6.3%
2004136.4+13.9%
2005150.3+10.2%
2006163.7+8.9%
2007169.0+3.3%
2008170.1+0.7%
2009160.2−5.8%
2010153.2−4.3%
2011149.2−2.6%
2012145.7−2.3%
2013144.0−1.2%
2014143.3−0.5%
2015146.5+2.2%
2016149.8+2.3%
2017151.3+1.0%
2018157.9+4.3%
2019171.2+8.4%
2020177.8+3.9%
2021211.6+19.0%
2022251.7+19.0%
2023271.7+7.9%
2024308.1+13.4%
2025304.3−1.2%

03 — Nearby ZIP Codes

ZIP Code 04966 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
04966Phillips, MEthis ZIP Code$47,969$176,50015.1%—
04285Weld, ME7.8 mi$62,083$268,6006.5%—
04275Roxbury, ME8.0 mi$70,417$118,70013.9%—
04226East Andover, ME13.9 mi$47,955$125,0000.0%—
04984Temple, ME14.5 mi$56,087$210,20010.2%—
04983Strong, ME15.6 mi$53,894$190,50010.5%—
04970Rangeley, ME15.9 mi$60,882$422,5004.4%+109.1%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

25
Establishments
156
Employees
$7.1M
Annual payroll
$45,821
Average pay per employee
Establishments by sector, ZIP Code 04966
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Agriculture, forestry, fishing & hunting624.0%0.2%157.0×
Construction624.0%9.6%2.5×
Retail trade312.0%12.4%1.0×
Other services312.0%9.5%1.3×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.