CoverFi
Data updated 2026-10-07

ZIP Code 11720 · Centereach, NY

Suffolk County · pop 29,292 · ACS 2020–2024

The median household income in ZIP Code 11720 (Centereach, NY) is $134,898, higher than 85% of the other ZIP Codes in New York.

Its FHFA home price index changed +56.9% over the five years to 2025.

01 — Where it stands

$134,898
Median household income
± $10,580 MOE
$518,600
Median home value
± $20,021 MOE
$2,374
Median gross rent
5.2%
Poverty rate
Percentiles for ZIP Code 11720 within Suffolk County, New York and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$134,898 ± $10,58051st percentile (87 ZIP Codes compared)85th percentile (1,294 ZIP Codes compared)93rd percentile (22,922 ZIP Codes compared)
Per capita income$48,73319th percentile (87 ZIP Codes compared)63rd percentile (1,294 ZIP Codes compared)76th percentile (22,922 ZIP Codes compared)
Poverty rate5.2%45th percentile (87 ZIP Codes compared)18th percentile (1,294 ZIP Codes compared)14th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher36.7%32nd percentile (87 ZIP Codes compared)58th percentile (1,294 ZIP Codes compared)71st percentile (22,922 ZIP Codes compared)
Owner-occupied homes87.4%62nd percentile (87 ZIP Codes compared)80th percentile (1,294 ZIP Codes compared)83rd percentile (22,922 ZIP Codes compared)
Housing vacancy rate7.0%55th percentile (87 ZIP Codes compared)40th percentile (1,294 ZIP Codes compared)36th percentile (22,922 ZIP Codes compared)
Median home value$518,600 ± $20,02130th percentile (87 ZIP Codes compared)72nd percentile (1,292 ZIP Codes compared)85th percentile (22,833 ZIP Codes compared)
Median gross rent$2,37461st percentile (86 ZIP Codes compared)89th percentile (1,290 ZIP Codes compared)95th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.36915th percentile (87 ZIP Codes compared)9th percentile (1,294 ZIP Codes compared)11th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$87,54629th percentile (85 ZIP Codes compared)65th percentile (1,275 ZIP Codes compared)72nd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more8.1%32nd percentile (85 ZIP Codes compared)69th percentile (1,275 ZIP Codes compared)76th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+56.9%70th percentile (85 ZIP Codes compared)60th percentile (943 ZIP Codes compared)63rd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents20.412th percentile (87 ZIP Codes compared)51st percentile (1,293 ZIP Codes compared)54th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$39,94512th percentile (87 ZIP Codes compared)16th percentile (1,285 ZIP Codes compared)21st percentile (22,551 ZIP Codes compared)

Percentile groups: Suffolk County · New York · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+3.4%
1-year change
2024–2025
+56.9%
5-year change
2020–2025
+95.5%
10-year change
2015–2025

Home price index — ZIP Code 11720

Home price index, ZIP Code 11720, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 315.5 in 2025. Every value is listed in the data table below the chart.100200300400200020052010201520202025315.5

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 11720
YearIndexAnnual change
2000100.0+19.0%
2001111.2+11.2%
2002129.5+16.5%
2003148.1+14.3%
2004169.8+14.7%
2005199.2+17.3%
2006207.1+4.0%
2007204.3−1.4%
2008187.7−8.1%
2009173.4−7.6%
2010166.9−3.8%
2011163.7−1.9%
2012155.0−5.3%
2013152.6−1.5%
2014156.8+2.8%
2015161.4+2.9%
2016164.6+2.0%
2017172.8+5.0%
2018183.8+6.4%
2019190.7+3.8%
2020201.1+5.4%
2021225.5+12.1%
2022258.8+14.8%
2023277.8+7.3%
2024305.2+9.9%
2025315.5+3.4%

03 — Nearby ZIP Codes

ZIP Code 11720 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
11720Centereach, NYthis ZIP Code$134,898$518,6005.2%+56.9%
11755Lake Grove, NY2.0 mi$119,364$601,6007.4%+56.3%
11784Selden, NY2.1 mi$104,369$460,3006.4%+59.3%
11738Farmingville, NY3.2 mi$140,121$484,7007.1%+60.4%
11790Stony Brook, NY3.5 mi$171,133$624,0006.9%+52.7%
11776Port Jefferson Station, NY3.5 mi$120,573$496,6009.0%+58.3%
11767Nesconset, NY3.7 mi$152,985$637,9004.0%+50.8%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

598
Establishments
5,738
Employees
$229.2M
Annual payroll
$39,945
Average pay per employee
Establishments by sector, ZIP Code 11720
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction10016.7%9.6%1.7×
Retail trade8814.7%12.4%1.2×
Other services6711.2%9.5%1.2×
Accommodation & food services6510.9%9.3%1.2×
Health care & social assistance6410.7%11.9%0.9×
Professional, scientific & technical services6310.5%11.7%0.9×
Administrative & support services315.2%5.3%1.0×
Finance & insurance264.3%5.5%0.8×
Wholesale trade244.0%4.4%0.9×
Real estate & rental172.8%5.5%0.5×
All other sectors518.5%11.6%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.