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Data updated 2026-10-07

ZIP Code 11978 · Westhampton Beach, NY

Suffolk County · pop 4,705 · ACS 2020–2024

The median household income in ZIP Code 11978 (Westhampton Beach, NY) is $125,179, higher than 81% of the other ZIP Codes in New York.

Its FHFA home price index changed +59.7% over the five years to 2024.

01 — Where it stands

$125,179
Median household income
± $23,879 MOE
$1,054,000
Median home value
± $109,462 MOE
$2,150
Median gross rent
10.8%
Poverty rate
Percentiles for ZIP Code 11978 within Suffolk County, New York and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$125,179 ± $23,87936th percentile (87 ZIP Codes compared)81st percentile (1,294 ZIP Codes compared)90th percentile (22,922 ZIP Codes compared)
Per capita income$82,76588th percentile (87 ZIP Codes compared)93rd percentile (1,294 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Poverty rate10.8%91st percentile (87 ZIP Codes compared)54th percentile (1,294 ZIP Codes compared)49th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher57.5%81st percentile (87 ZIP Codes compared)87th percentile (1,294 ZIP Codes compared)90th percentile (22,922 ZIP Codes compared)
Owner-occupied homes88.2%68th percentile (87 ZIP Codes compared)82nd percentile (1,294 ZIP Codes compared)85th percentile (22,922 ZIP Codes compared)
Housing vacancy rate57.8%97th percentile (87 ZIP Codes compared)98th percentile (1,294 ZIP Codes compared)99th percentile (22,922 ZIP Codes compared)
Median home value$1,054,000 ± $109,46290th percentile (87 ZIP Codes compared)95th percentile (1,292 ZIP Codes compared)97th percentile (22,833 ZIP Codes compared)
Median gross rent$2,15032nd percentile (86 ZIP Codes compared)83rd percentile (1,290 ZIP Codes compared)93rd percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.567100th percentile (87 ZIP Codes compared)97th percentile (1,294 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$232,39188th percentile (85 ZIP Codes compared)94th percentile (1,275 ZIP Codes compared)97th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more19.0%72nd percentile (85 ZIP Codes compared)88th percentile (1,275 ZIP Codes compared)93rd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+59.7%82nd percentile (85 ZIP Codes compared)68th percentile (943 ZIP Codes compared)70th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents72.394th percentile (87 ZIP Codes compared)96th percentile (1,293 ZIP Codes compared)97th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$61,89263rd percentile (87 ZIP Codes compared)79th percentile (1,285 ZIP Codes compared)81st percentile (22,551 ZIP Codes compared)

Percentile groups: Suffolk County · New York · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+9.5%
1-year change
2023–2024
+59.7%
5-year change
2019–2024
+94.5%
10-year change
2014–2024

Home price index — ZIP Code 11978

Home price index, ZIP Code 11978, 2000–2024Line chart of the annual home price index: 100.0 in 2000 and 426.7 in 2024. Every value is listed in the data table below the chart.100200300400500200020052010201520202024426.7

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 11978
YearIndexAnnual change
2000100.0+14.0%
2001120.2+20.2%
2002140.2+16.6%
2003143.9+2.7%
2004178.3+23.9%
2005212.8+19.3%
2006237.3+11.5%
2007251.2+5.8%
2008243.5−3.1%
2009224.8−7.7%
2010221.7−1.4%
2011208.6−5.9%
2012216.5+3.8%
2013217.7+0.6%
2014219.4+0.8%
2015230.1+4.9%
2016240.6+4.5%
2017244.2+1.5%
2018256.1+4.9%
2019267.2+4.3%
2020287.5+7.6%
2021350.1+21.8%
2022389.9+11.4%
2023389.7−0.1%
2024426.7+9.5%

03 — Nearby ZIP Codes

ZIP Code 11978 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
11978Westhampton Beach, NYthis ZIP Code$125,179$1,054,00010.8%+59.7%
11959Quogue, NY1.5 mi$88,542$1,491,70030.5%—
11977Westhampton, NY2.2 mi$151,375$1,077,2005.4%+29.4%
11972Speonk, NY3.3 mi$148,527$838,1001.8%+58.9%
11960Remsenburg, NY3.7 mi$240,313$1,194,6000.0%+47.1%
11942East Quogue, NY3.8 mi$93,710$844,10013.2%+59.3%
11941Eastport, NY4.5 mi$123,750$705,8007.3%+74.8%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

340
Establishments
2,397
Employees
$148.4M
Annual payroll
$61,892
Average pay per employee
Establishments by sector, ZIP Code 11978
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade5215.3%12.4%1.2×
Construction5014.7%9.6%1.5×
Accommodation & food services4011.8%9.3%1.3×
Other services4011.8%9.5%1.2×
Administrative & support services308.8%5.3%1.7×
Professional, scientific & technical services226.5%11.7%0.6×
Real estate & rental216.2%5.5%1.1×
Health care & social assistance216.2%11.9%0.5×
Finance & insurance164.7%5.5%0.9×
Arts, entertainment & recreation144.1%1.9%2.2×
All other sectors319.1%14.2%0.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.