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Data updated 2026-10-07

ZIP Code 12070 · Fort Johnson, NY

Montgomery County · pop 2,011 · ACS 2020–2024

The median household income in ZIP Code 12070 (Fort Johnson, NY) is $86,989, higher than 55% of the other ZIP Codes in New York.

Its FHFA home price index changed +56.4% over the five years to 2025.

01 — Where it stands

$86,989
Median household income
± $10,608 MOE
$202,900
Median home value
± $87,972 MOE
$880
Median gross rent
18.4%
Poverty rate
Percentiles for ZIP Code 12070 within Montgomery County, New York and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$86,989 ± $10,60888th percentile (10 ZIP Codes compared)55th percentile (1,294 ZIP Codes compared)67th percentile (22,922 ZIP Codes compared)
Per capita income$36,66388th percentile (10 ZIP Codes compared)31st percentile (1,294 ZIP Codes compared)46th percentile (22,922 ZIP Codes compared)
Poverty rate18.4%100th percentile (10 ZIP Codes compared)83rd percentile (1,294 ZIP Codes compared)79th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher23.7%55th percentile (10 ZIP Codes compared)26th percentile (1,294 ZIP Codes compared)45th percentile (22,922 ZIP Codes compared)
Owner-occupied homes74.7%11th percentile (10 ZIP Codes compared)43rd percentile (1,294 ZIP Codes compared)45th percentile (22,922 ZIP Codes compared)
Housing vacancy rate2.0%0th percentile (10 ZIP Codes compared)5th percentile (1,294 ZIP Codes compared)4th percentile (22,922 ZIP Codes compared)
Median home value$202,900 ± $87,97277th percentile (10 ZIP Codes compared)35th percentile (1,292 ZIP Codes compared)37th percentile (22,833 ZIP Codes compared)
Median gross rent$88044th percentile (10 ZIP Codes compared)19th percentile (1,290 ZIP Codes compared)29th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.40455th percentile (10 ZIP Codes compared)30th percentile (1,294 ZIP Codes compared)31st percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$85,417100th percentile (10 ZIP Codes compared)64th percentile (1,275 ZIP Codes compared)70th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more7.7%100th percentile (10 ZIP Codes compared)67th percentile (1,275 ZIP Codes compared)75th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+56.4%50th percentile (5 ZIP Codes compared)59th percentile (943 ZIP Codes compared)62nd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents9.00th percentile (10 ZIP Codes compared)6th percentile (1,293 ZIP Codes compared)9th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$31,10011th percentile (10 ZIP Codes compared)2nd percentile (1,285 ZIP Codes compared)4th percentile (22,551 ZIP Codes compared)

Percentile groups: Montgomery County · New York · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+12.0%
1-year change
2024–2025
+56.4%
5-year change
2020–2025
+91.9%
10-year change
2015–2025

Home price index — ZIP Code 12070

Home price index, ZIP Code 12070, 2003–2025Line chart of the annual home price index: 100.0 in 2003 and 244.3 in 2025. Every value is listed in the data table below the chart.100150200250200320052010201520202025244.3

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2003 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 12070
YearIndexAnnual change
2003100.0+7.7%
2004112.7+12.7%
2005121.8+8.1%
2006137.8+13.2%
2007144.8+5.0%
2008142.4−1.6%
2009139.7−1.9%
2010145.3+4.0%
2011134.5−7.4%
2012129.8−3.5%
2013136.1+4.8%
2014131.3−3.5%
2015127.3−3.0%
2016140.4+10.3%
2017127.2−9.4%
2018145.1+14.1%
2019155.2+7.0%
2020156.2+0.6%
2021171.4+9.7%
2022187.6+9.5%
2023214.1+14.1%
2024218.1+1.9%
2025244.3+12.0%

03 — Nearby ZIP Codes

ZIP Code 12070 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
12070Fort Johnson, NYthis ZIP Code$86,989$202,90018.4%+56.4%
12177Tribes Hill, NY2.7 mi$92,444$175,7620.0%—
12069Fort Hunter, NY2.9 mi$90,179$161,7000.0%+62.4%
12010Amsterdam, NY5.6 mi$63,696$180,20015.7%+80.4%
12068Fonda, NY7.3 mi$72,788$170,1009.6%—
12086Hagaman, NY7.8 mi$78,155$230,8004.2%+53.6%
12072Fultonville, NY8.4 mi$81,063$190,20015.4%+70.6%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

18
Establishments
90
Employees
$2.8M
Annual payroll
$31,100
Average pay per employee
Establishments by sector, ZIP Code 12070
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction844.4%9.6%4.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.