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Data updated 2026-10-07

ZIP Code 12149 · Richmondville, NY

Schoharie County · pop 2,038 · ACS 2020–2024

The median household income in ZIP Code 12149 (Richmondville, NY) is $50,608, higher than 5% of the other ZIP Codes in New York.

Its FHFA home price index changed +41.5% over the five years to 2022.

01 — Where it stands

$50,608
Median household income
± $6,978 MOE
$169,500
Median home value
± $16,694 MOE
$860
Median gross rent
10.2%
Poverty rate
Percentiles for ZIP Code 12149 within Schoharie County, New York and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$50,608 ± $6,9780th percentile (9 ZIP Codes compared)5th percentile (1,294 ZIP Codes compared)12th percentile (22,922 ZIP Codes compared)
Per capita income$33,46012th percentile (9 ZIP Codes compared)20th percentile (1,294 ZIP Codes compared)35th percentile (22,922 ZIP Codes compared)
Poverty rate10.2%37th percentile (9 ZIP Codes compared)51st percentile (1,294 ZIP Codes compared)46th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher24.8%37th percentile (9 ZIP Codes compared)29th percentile (1,294 ZIP Codes compared)48th percentile (22,922 ZIP Codes compared)
Owner-occupied homes73.7%25th percentile (9 ZIP Codes compared)40th percentile (1,294 ZIP Codes compared)42nd percentile (22,922 ZIP Codes compared)
Housing vacancy rate23.0%50th percentile (9 ZIP Codes compared)83rd percentile (1,294 ZIP Codes compared)86th percentile (22,922 ZIP Codes compared)
Median home value$169,500 ± $16,6940th percentile (9 ZIP Codes compared)24th percentile (1,292 ZIP Codes compared)27th percentile (22,833 ZIP Codes compared)
Median gross rent$86012th percentile (9 ZIP Codes compared)17th percentile (1,290 ZIP Codes compared)27th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.42737th percentile (9 ZIP Codes compared)47th percentile (1,294 ZIP Codes compared)48th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$59,5250th percentile (9 ZIP Codes compared)21st percentile (1,275 ZIP Codes compared)29th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.8%12th percentile (9 ZIP Codes compared)33rd percentile (1,275 ZIP Codes compared)35th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+41.5%0th percentile (7 ZIP Codes compared)27th percentile (943 ZIP Codes compared)26th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents16.737th percentile (9 ZIP Codes compared)37th percentile (1,293 ZIP Codes compared)39th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$66,152100th percentile (9 ZIP Codes compared)84th percentile (1,285 ZIP Codes compared)85th percentile (22,551 ZIP Codes compared)

Percentile groups: Schoharie County · New York · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+4.4%
1-year change
2021–2022
+41.5%
5-year change
2017–2022
+48.4%
10-year change
2012–2022

Home price index — ZIP Code 12149

Home price index, ZIP Code 12149, 2008–2022Line chart of the annual home price index: 100.0 in 2008 and 128.2 in 2022. Every value is listed in the data table below the chart.801001201402008201020152022128.2

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2008 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 12149
YearIndexAnnual change
2008100.0−3.2%
2009106.4+6.4%
201097.2−8.6%
201189.8−7.6%
201286.4−3.8%
201392.1+6.6%
201497.3+5.6%
201589.2−8.3%
201694.1+5.4%
201790.6−3.7%
201885.2−6.0%
2019103.0+21.0%
2020103.1+0.1%
2021122.8+19.2%
2022128.2+4.4%

03 — Nearby ZIP Codes

ZIP Code 12149 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
12149Richmondville, NYthis ZIP Code$50,608$169,50010.2%+41.5%
12175Summit, NY4.1 mi$90,250$152,1005.4%+41.7%
12064East Worcester, NY4.7 mi$63,500$111,70024.5%—
12187Warnerville, NY5.5 mi$78,149$187,50016.6%+40.8%
12043Cobleskill, NY5.6 mi$64,583$186,00014.0%+74.5%
12197Worcester, NY7.9 mi$77,778$165,20018.9%—
12194West Fulton, NY8.1 mi$91,250$239,1001.2%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

34
Establishments
224
Employees
$14.8M
Annual payroll
$66,152
Average pay per employee
Establishments by sector, ZIP Code 12149
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction1029.4%9.6%3.1×
Retail trade514.7%12.4%1.2×
Accommodation & food services411.8%9.3%1.3×
Health care & social assistance38.8%11.9%0.7×
Other services38.8%9.5%0.9×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.