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Data updated 2026-10-07

ZIP Code 13732 · Apalachin, NY

Tioga County · pop 7,385 · ACS 2020–2024

The median household income in ZIP Code 13732 (Apalachin, NY) is $88,750, higher than 57% of the other ZIP Codes in New York.

Its FHFA home price index changed +57.0% over the five years to 2025.

01 — Where it stands

$88,750
Median household income
± $10,904 MOE
$192,900
Median home value
± $10,732 MOE
$1,044
Median gross rent
9.4%
Poverty rate
Percentiles for ZIP Code 13732 within Tioga County, New York and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$88,750 ± $10,904100th percentile (11 ZIP Codes compared)57th percentile (1,294 ZIP Codes compared)69th percentile (22,922 ZIP Codes compared)
Per capita income$53,526100th percentile (11 ZIP Codes compared)72nd percentile (1,294 ZIP Codes compared)82nd percentile (22,922 ZIP Codes compared)
Poverty rate9.4%20th percentile (11 ZIP Codes compared)46th percentile (1,294 ZIP Codes compared)41st percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher36.0%100th percentile (11 ZIP Codes compared)56th percentile (1,294 ZIP Codes compared)71st percentile (22,922 ZIP Codes compared)
Owner-occupied homes86.4%70th percentile (11 ZIP Codes compared)77th percentile (1,294 ZIP Codes compared)80th percentile (22,922 ZIP Codes compared)
Housing vacancy rate3.8%20th percentile (11 ZIP Codes compared)15th percentile (1,294 ZIP Codes compared)14th percentile (22,922 ZIP Codes compared)
Median home value$192,900 ± $10,73290th percentile (11 ZIP Codes compared)33rd percentile (1,292 ZIP Codes compared)34th percentile (22,833 ZIP Codes compared)
Median gross rent$1,04480th percentile (11 ZIP Codes compared)37th percentile (1,290 ZIP Codes compared)47th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.47490th percentile (11 ZIP Codes compared)74th percentile (1,294 ZIP Codes compared)79th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$83,347100th percentile (11 ZIP Codes compared)62nd percentile (1,275 ZIP Codes compared)68th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more6.5%100th percentile (11 ZIP Codes compared)62nd percentile (1,275 ZIP Codes compared)70th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+57.0%— (fewer than 5 ZIP Codes)61st percentile (943 ZIP Codes compared)64th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents14.170th percentile (11 ZIP Codes compared)25th percentile (1,293 ZIP Codes compared)28th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$46,21866th percentile (10 ZIP Codes compared)37th percentile (1,285 ZIP Codes compared)42nd percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Tioga County · New York · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+15.6%
1-year change
2024–2025
+57.0%
5-year change
2020–2025
+79.7%
10-year change
2015–2025

Home price index — ZIP Code 13732

Home price index, ZIP Code 13732, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 281.8 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025281.8

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 13732
YearIndexAnnual change
2000100.0+0.2%
2001106.5+6.5%
2002110.5+3.8%
2003115.2+4.2%
2004119.8+4.0%
2005127.2+6.2%
2006146.7+15.3%
2007159.4+8.7%
2008155.2−2.6%
2009160.1+3.2%
2010154.8−3.3%
2011148.3−4.2%
2012151.4+2.1%
2013156.2+3.1%
2014153.9−1.5%
2015156.8+1.9%
2016147.3−6.1%
2017163.8+11.2%
2018167.4+2.2%
2019178.6+6.7%
2020179.5+0.5%
2021191.7+6.8%
2022220.1+14.8%
2023227.2+3.2%
2024243.7+7.3%
2025281.8+15.6%

03 — Nearby ZIP Codes

ZIP Code 13732 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
13732Apalachin, NYthis ZIP Code$88,750$192,9009.4%+57.0%
13827Owego, NY6.3 mi$72,769$156,40019.5%+48.5%
18830Little Meadows, PA6.8 mi$67,969$234,7008.7%—
13760Endicott, NY7.2 mi$66,095$162,60013.6%+59.0%
13850Vestal, NY7.7 mi$83,403$194,10011.7%+57.9%
18851Warren Center, PA7.8 mi$78,333$233,70015.3%—
13812Nichols, NY9.7 mi$82,679$143,8005.2%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

104
Establishments
744
Employees
$34.4M
Annual payroll
$46,218
Average pay per employee
Establishments by sector, ZIP Code 13732
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Health care & social assistance1514.4%11.9%1.2×
Accommodation & food services1312.5%9.3%1.3×
Retail trade1110.6%12.4%0.9×
Professional, scientific & technical services1110.6%11.7%0.9×
Other services1110.6%9.5%1.1×
Administrative & support services109.6%5.3%1.8×
Construction98.7%9.6%0.9×
Wholesale trade76.7%4.4%1.5×
Arts, entertainment & recreation54.8%1.9%2.6×
Transportation & warehousing43.8%3.3%1.2×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.