CoverFi
Data updated 2026-10-07

ZIP Code 16678 · Saxton, PA

Bedford County · pop 2,452 · ACS 2020–2024

The median household income in ZIP Code 16678 (Saxton, PA) is $55,234, higher than 12% of the other ZIP Codes in Pennsylvania.

Per FHFA’s index for Bedford County, home prices changed +41.6% over the five years to 2025.

01 — Where it stands

$55,234
Median household income
± $9,548 MOE
$152,700
Median home value
± $9,170 MOE
$693
Median gross rent
17.9%
Poverty rate
Percentiles for ZIP Code 16678 within Bedford County, Pennsylvania and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$55,234 ± $9,54830th percentile (14 ZIP Codes compared)12th percentile (1,153 ZIP Codes compared)19th percentile (22,922 ZIP Codes compared)
Per capita income$28,38915th percentile (14 ZIP Codes compared)9th percentile (1,153 ZIP Codes compared)17th percentile (22,922 ZIP Codes compared)
Poverty rate17.9%76th percentile (14 ZIP Codes compared)86th percentile (1,153 ZIP Codes compared)78th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher19.7%92nd percentile (14 ZIP Codes compared)32nd percentile (1,153 ZIP Codes compared)32nd percentile (22,922 ZIP Codes compared)
Owner-occupied homes75.3%30th percentile (14 ZIP Codes compared)40th percentile (1,153 ZIP Codes compared)47th percentile (22,922 ZIP Codes compared)
Housing vacancy rate20.8%69th percentile (14 ZIP Codes compared)88th percentile (1,153 ZIP Codes compared)83rd percentile (22,922 ZIP Codes compared)
Median home value$152,700 ± $9,1707th percentile (14 ZIP Codes compared)21st percentile (1,153 ZIP Codes compared)19th percentile (22,833 ZIP Codes compared)
Median gross rent$6937th percentile (14 ZIP Codes compared)6th percentile (1,153 ZIP Codes compared)8th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.40330th percentile (14 ZIP Codes compared)35th percentile (1,153 ZIP Codes compared)30th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$55,92723rd percentile (14 ZIP Codes compared)18th percentile (1,135 ZIP Codes compared)21st percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more1.7%46th percentile (14 ZIP Codes compared)22nd percentile (1,135 ZIP Codes compared)21st percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents20.069th percentile (14 ZIP Codes compared)55th percentile (1,149 ZIP Codes compared)52nd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$25,1527th percentile (14 ZIP Codes compared)1st percentile (1,143 ZIP Codes compared)1st percentile (22,551 ZIP Codes compared)

Percentile groups: Bedford County · Pennsylvania · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+2.7%
1-year change, Bedford County
2024–2025
+41.6%
5-year change, Bedford County
2020–2025
+53.9%
10-year change, Bedford County
2015–2025

Home price index — Bedford County

Home price index, Bedford County, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 236.4 in 2025. Every value is listed in the data table below the chart.100150200250200020052010201520202025236.4

FHFA does not publish a ZIP-level index for this area; the chart shows the Bedford County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Bedford County
YearIndexAnnual change
2000100.0+0.2%
2001106.8+6.9%
2002110.0+2.9%
2003114.2+3.9%
2004118.6+3.8%
2005127.4+7.5%
2006136.4+7.1%
2007147.5+8.1%
2008152.8+3.6%
2009148.9−2.5%
2010147.3−1.1%
2011148.9+1.1%
2012148.5−0.3%
2013147.6−0.6%
2014142.7−3.3%
2015153.6+7.7%
2016149.3−2.8%
2017150.8+1.0%
2018158.6+5.2%
2019165.1+4.1%
2020167.0+1.1%
2021180.8+8.3%
2022203.8+12.7%
2023202.9−0.4%
2024230.3+13.5%
2025236.4+2.7%

03 — Nearby ZIP Codes

ZIP Code 16678 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
16678Saxton, PAthis ZIP Code$55,234$152,70017.9%—
16672Riddlesburg, PA2.7 mi$91,458$96,7004.0%—
16634Dudley, PA3.3 mi$58,750$89,70012.2%—
16633Defiance, PA4.6 mi$90,556$86,9003.6%—
16679Six Mile Run, PA5.3 mi$50,893$90,4002.7%—
16695Woodbury, PA5.7 mi$71,667$170,00014.9%—
16694Wood, PA5.7 mi$75,469$123,3008.5%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

49
Establishments
328
Employees
$8.2M
Annual payroll
$25,152
Average pay per employee
Establishments by sector, ZIP Code 16678
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade1122.4%12.4%1.8×
Other services918.4%9.5%1.9×
Accommodation & food services816.3%9.3%1.8×
Construction612.2%9.6%1.3×
Health care & social assistance510.2%11.9%0.9×
Finance & insurance48.2%5.5%1.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.