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Data updated 2026-10-07

ZIP Code 25428 · Inwood, WV

Berkeley County · pop 14,825 · ACS 2020–2024

The median household income in ZIP Code 25428 (Inwood, WV) is $82,885, higher than 89% of the other ZIP Codes in West Virginia.

Its FHFA home price index changed +67.8% over the five years to 2025.

01 — Where it stands

$82,885
Median household income
± $7,312 MOE
$247,700
Median home value
± $19,675 MOE
$1,377
Median gross rent
9.5%
Poverty rate
Percentiles for ZIP Code 25428 within Berkeley County, West Virginia and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$82,885 ± $7,31225th percentile (9 ZIP Codes compared)89th percentile (296 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Per capita income$36,51825th percentile (9 ZIP Codes compared)74th percentile (296 ZIP Codes compared)46th percentile (22,922 ZIP Codes compared)
Poverty rate9.5%50th percentile (9 ZIP Codes compared)21st percentile (296 ZIP Codes compared)41st percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher15.4%0th percentile (9 ZIP Codes compared)37th percentile (296 ZIP Codes compared)18th percentile (22,922 ZIP Codes compared)
Owner-occupied homes89.9%100th percentile (9 ZIP Codes compared)82nd percentile (296 ZIP Codes compared)89th percentile (22,922 ZIP Codes compared)
Housing vacancy rate5.0%62nd percentile (9 ZIP Codes compared)7th percentile (296 ZIP Codes compared)22nd percentile (22,922 ZIP Codes compared)
Median home value$247,700 ± $19,67525th percentile (9 ZIP Codes compared)91st percentile (294 ZIP Codes compared)50th percentile (22,833 ZIP Codes compared)
Median gross rent$1,37787th percentile (9 ZIP Codes compared)99th percentile (295 ZIP Codes compared)69th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.3480th percentile (9 ZIP Codes compared)7th percentile (296 ZIP Codes compared)5th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$66,34550th percentile (9 ZIP Codes compared)73rd percentile (274 ZIP Codes compared)43rd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.8%50th percentile (9 ZIP Codes compared)63rd percentile (274 ZIP Codes compared)35th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+67.8%100th percentile (9 ZIP Codes compared)96th percentile (101 ZIP Codes compared)84th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents11.375th percentile (9 ZIP Codes compared)37th percentile (286 ZIP Codes compared)17th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$55,03287th percentile (9 ZIP Codes compared)76th percentile (277 ZIP Codes compared)68th percentile (22,551 ZIP Codes compared)

Percentile groups: Berkeley County · West Virginia · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+4.4%
1-year change
2024–2025
+67.8%
5-year change
2020–2025
+107.9%
10-year change
2015–2025

Home price index — ZIP Code 25428

Home price index, ZIP Code 25428, 2001–2025Line chart of the annual home price index: 100.0 in 2001 and 269.9 in 2025. Every value is listed in the data table below the chart.100150200250300200120052010201520202025269.9

FHFA ZIP Code index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 25428
YearIndexAnnual change
2001100.0—
2002106.2+6.2%
2003114.4+7.7%
2004137.2+20.0%
2005168.4+22.7%
2006188.9+12.2%
2007188.5−0.2%
2008166.3−11.8%
2009142.7−14.2%
2010123.9−13.2%
2011119.5−3.6%
2012113.5−5.0%
2013121.3+6.9%
2014122.4+0.9%
2015129.8+6.1%
2016137.4+5.9%
2017143.8+4.7%
2018145.0+0.8%
2019158.8+9.5%
2020160.9+1.3%
2021180.9+12.5%
2022216.0+19.4%
2023239.0+10.7%
2024258.6+8.2%
2025269.9+4.4%

03 — Nearby ZIP Codes

ZIP Code 25428 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
25428Inwood, WVthis ZIP Code$82,885$247,7009.5%+67.8%
25405Martinsburg, WV3.8 mi$92,536$259,6009.3%+36.1%
25413Bunker Hill, WV5.2 mi$100,556$280,1007.6%+57.0%
25420Gerrardstown, WV5.2 mi$98,785$289,4009.6%+46.9%
25430Kearneysville, WV5.8 mi$86,806$299,90010.2%+46.1%
25401Martinsburg, WV5.9 mi$51,909$229,20019.5%+54.5%
25403Martinsburg, WV6.5 mi$87,512$298,5009.7%+64.9%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

168
Establishments
4,003
Employees
$220.3M
Annual payroll
$55,032
Average pay per employee
Establishments by sector, ZIP Code 25428
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Accommodation & food services3017.9%9.3%1.9×
Other services2615.5%9.5%1.6×
Retail trade2514.9%12.4%1.2×
Construction1810.7%9.6%1.1×
Administrative & support services148.3%5.3%1.6×
Finance & insurance137.7%5.5%1.4×
Health care & social assistance106.0%11.9%0.5×
Professional, scientific & technical services84.8%11.7%0.4×
Transportation & warehousing53.0%3.3%0.9×
Real estate & rental53.0%5.5%0.5×
All other sectors106.0%9.6%0.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.