CoverFi
Data updated 2026-10-07

ZIP Code 28273 · Charlotte, NC

Mecklenburg County · pop 50,966 · ACS 2020–2024

The median household income in ZIP Code 28273 (Charlotte, NC) is $87,350, higher than 83% of the other ZIP Codes in North Carolina.

Its FHFA home price index changed +67.9% over the five years to 2025.

01 — Where it stands

$87,350
Median household income
± $7,873 MOE
$340,600
Median home value
± $12,067 MOE
$1,729
Median gross rent
9.8%
Poverty rate
Percentiles for ZIP Code 28273 within Mecklenburg County, North Carolina and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$87,350 ± $7,87348th percentile (30 ZIP Codes compared)83rd percentile (689 ZIP Codes compared)67th percentile (22,922 ZIP Codes compared)
Per capita income$39,84034th percentile (30 ZIP Codes compared)69th percentile (689 ZIP Codes compared)57th percentile (22,922 ZIP Codes compared)
Poverty rate9.8%55th percentile (30 ZIP Codes compared)31st percentile (689 ZIP Codes compared)43rd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher38.1%31st percentile (30 ZIP Codes compared)77th percentile (689 ZIP Codes compared)73rd percentile (22,922 ZIP Codes compared)
Owner-occupied homes50.3%41st percentile (30 ZIP Codes compared)9th percentile (689 ZIP Codes compared)10th percentile (22,922 ZIP Codes compared)
Housing vacancy rate5.7%24th percentile (30 ZIP Codes compared)9th percentile (689 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Median home value$340,600 ± $12,06731st percentile (30 ZIP Codes compared)76th percentile (684 ZIP Codes compared)67th percentile (22,833 ZIP Codes compared)
Median gross rent$1,72962nd percentile (30 ZIP Codes compared)95th percentile (688 ZIP Codes compared)82nd percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.3973rd percentile (30 ZIP Codes compared)19th percentile (689 ZIP Codes compared)26th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$60,19628th percentile (29 ZIP Codes compared)42nd percentile (675 ZIP Codes compared)30th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.7%17th percentile (29 ZIP Codes compared)41st percentile (675 ZIP Codes compared)33rd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+67.9%78th percentile (29 ZIP Codes compared)68th percentile (576 ZIP Codes compared)84th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents37.262nd percentile (30 ZIP Codes compared)91st percentile (685 ZIP Codes compared)88th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$72,90165th percentile (30 ZIP Codes compared)94th percentile (683 ZIP Codes compared)90th percentile (22,551 ZIP Codes compared)

Percentile groups: Mecklenburg County · North Carolina · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+2.2%
1-year change
2024–2025
+67.9%
5-year change
2020–2025
+166.5%
10-year change
2015–2025

Home price index — ZIP Code 28273

Home price index, ZIP Code 28273, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 299.3 in 2025. Every value is listed in the data table below the chart.0100200300200020052010201520202025299.3

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 28273
YearIndexAnnual change
2000100.0+2.6%
2001103.3+3.3%
2002105.2+1.9%
2003105.6+0.4%
2004104.7−0.9%
2005107.7+2.8%
2006112.0+4.0%
2007116.7+4.2%
2008116.70.0%
2009110.8−5.1%
2010108.0−2.5%
201198.7−8.6%
201296.2−2.6%
201399.2+3.2%
2014108.8+9.7%
2015112.3+3.2%
2016121.5+8.2%
2017141.1+16.1%
2018157.0+11.3%
2019167.5+6.7%
2020178.3+6.4%
2021213.4+19.7%
2022260.8+22.2%
2023270.3+3.6%
2024292.8+8.3%
2025299.3+2.2%

03 — Nearby ZIP Codes

ZIP Code 28273 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
28273Charlotte, NCthis ZIP Code$87,350$340,6009.8%+67.9%
28278Charlotte, NC3.5 mi$125,470$460,6003.5%+49.6%
28217Charlotte, NC3.9 mi$64,028$263,30018.3%+72.1%
28134Pineville, NC4.2 mi$85,681$383,80014.6%+67.7%
28210Charlotte, NC5.2 mi$100,824$531,7008.9%+58.7%
29708Fort Mill, SC5.6 mi$132,018$515,2006.0%+61.2%
28209Charlotte, NC6.5 mi$101,873$623,0006.7%+60.1%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

1,894
Establishments
69,222
Employees
$5.05B
Annual payroll
$72,901
Average pay per employee
Establishments by sector, ZIP Code 28273
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Wholesale trade32016.9%4.4%3.8×
Construction21311.2%9.6%1.2×
Retail trade1829.6%12.4%0.8×
Transportation & warehousing1507.9%3.3%2.4×
Professional, scientific & technical services1467.7%11.7%0.7×
Accommodation & food services1417.4%9.3%0.8×
Administrative & support services1286.8%5.3%1.3×
Health care & social assistance1146.0%11.9%0.5×
Other services1115.9%9.5%0.6×
Manufacturing1095.8%3.3%1.8×
All other sectors27614.6%16.5%0.9×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.