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Data updated 2026-10-07

ZIP Code 30540 · Ellijay, GA

Gilmer County · pop 20,582 · ACS 2020–2024

The median household income in ZIP Code 30540 (Ellijay, GA) is $72,578, higher than 61% of the other ZIP Codes in Georgia.

Its FHFA home price index changed +64.9% over the five years to 2025.

01 — Where it stands

$72,578
Median household income
± $8,925 MOE
$294,600
Median home value
± $27,944 MOE
$956
Median gross rent
17.5%
Poverty rate
Percentiles for ZIP Code 30540 within Gilmer County, Georgia and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$72,578 ± $8,925— (fewer than 5 ZIP Codes)61st percentile (625 ZIP Codes compared)48th percentile (22,922 ZIP Codes compared)
Per capita income$34,300— (fewer than 5 ZIP Codes)56th percentile (625 ZIP Codes compared)38th percentile (22,922 ZIP Codes compared)
Poverty rate17.5%— (fewer than 5 ZIP Codes)61st percentile (625 ZIP Codes compared)76th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher21.6%— (fewer than 5 ZIP Codes)47th percentile (625 ZIP Codes compared)38th percentile (22,922 ZIP Codes compared)
Owner-occupied homes78.9%— (fewer than 5 ZIP Codes)66th percentile (625 ZIP Codes compared)57th percentile (22,922 ZIP Codes compared)
Housing vacancy rate25.0%— (fewer than 5 ZIP Codes)90th percentile (625 ZIP Codes compared)89th percentile (22,922 ZIP Codes compared)
Median home value$294,600 ± $27,944— (fewer than 5 ZIP Codes)70th percentile (621 ZIP Codes compared)60th percentile (22,833 ZIP Codes compared)
Median gross rent$956— (fewer than 5 ZIP Codes)43rd percentile (624 ZIP Codes compared)39th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.426— (fewer than 5 ZIP Codes)39th percentile (625 ZIP Codes compared)47th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$67,991— (fewer than 5 ZIP Codes)63rd percentile (612 ZIP Codes compared)46th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more4.6%— (fewer than 5 ZIP Codes)69th percentile (612 ZIP Codes compared)56th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+64.9%— (fewer than 5 ZIP Codes)59th percentile (491 ZIP Codes compared)80th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents26.0— (fewer than 5 ZIP Codes)80th percentile (622 ZIP Codes compared)71st percentile (22,700 ZIP Codes compared)
Average annual pay per employee$39,403— (fewer than 5 ZIP Codes)26th percentile (617 ZIP Codes compared)20th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Gilmer County · Georgia · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+6.8%
1-year change
2024–2025
+64.9%
5-year change
2020–2025
+130.1%
10-year change
2015–2025

Home price index — ZIP Code 30540

Home price index, ZIP Code 30540, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 277.4 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025277.4

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 30540
YearIndexAnnual change
2000100.0+11.9%
2001105.8+5.8%
2002112.1+5.9%
2003115.4+2.9%
2004124.0+7.5%
2005134.7+8.6%
2006147.4+9.4%
2007152.6+3.5%
2008153.1+0.4%
2009142.4−7.0%
2010120.1−15.7%
2011110.4−8.1%
2012107.8−2.4%
2013108.2+0.4%
2014112.5+3.9%
2015120.6+7.2%
2016133.5+10.7%
2017137.6+3.0%
2018145.8+6.0%
2019162.7+11.6%
2020168.2+3.4%
2021198.1+17.8%
2022250.7+26.5%
2023247.2−1.4%
2024259.7+5.1%
2025277.4+6.8%

03 — Nearby ZIP Codes

ZIP Code 30540 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
30540Ellijay, GAthis ZIP Code$72,578$294,60017.5%+64.9%
30539East Ellijay, GA5.3 mi$26,950$269,90029.6%+40.9%
30536Ellijay, GA11.7 mi$80,000$338,50011.7%+85.6%
30705Chatsworth, GA11.7 mi$69,036$189,60013.7%+63.4%
30522Cherry Log, GA12.0 mi$73,533$231,10018.5%+53.7%
30541Epworth, GA13.2 mi$66,579$214,40035.8%+74.3%
30175Talking Rock, GA13.4 mi$69,737$332,70015.4%+72.1%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

536
Establishments
5,715
Employees
$225.2M
Annual payroll
$39,403
Average pay per employee
Establishments by sector, ZIP Code 30540
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade9217.2%12.4%1.4×
Construction7514.0%9.6%1.5×
Accommodation & food services7013.1%9.3%1.4×
Other services5410.1%9.5%1.1×
Health care & social assistance489.0%11.9%0.8×
Professional, scientific & technical services438.0%11.7%0.7×
Manufacturing346.3%3.3%1.9×
Real estate & rental275.0%5.5%0.9×
Finance & insurance224.1%5.5%0.7×
Administrative & support services213.9%5.3%0.7×
All other sectors458.4%12.8%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.