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Data updated 2026-10-07

ZIP Code 31404 · Savannah, GA

Chatham County · pop 30,062 · ACS 2020–2024

The median household income in ZIP Code 31404 (Savannah, GA) is $53,303, higher than 28% of the other ZIP Codes in Georgia.

Its FHFA home price index changed +77.7% over the five years to 2025.

01 — Where it stands

$53,303
Median household income
± $3,854 MOE
$215,500
Median home value
± $13,652 MOE
$1,276
Median gross rent
18.8%
Poverty rate
Percentiles for ZIP Code 31404 within Chatham County, Georgia and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$53,303 ± $3,85425th percentile (13 ZIP Codes compared)28th percentile (625 ZIP Codes compared)16th percentile (22,922 ZIP Codes compared)
Per capita income$31,82616th percentile (13 ZIP Codes compared)46th percentile (625 ZIP Codes compared)29th percentile (22,922 ZIP Codes compared)
Poverty rate18.8%83rd percentile (13 ZIP Codes compared)67th percentile (625 ZIP Codes compared)80th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher30.0%25th percentile (13 ZIP Codes compared)67th percentile (625 ZIP Codes compared)60th percentile (22,922 ZIP Codes compared)
Owner-occupied homes50.2%33rd percentile (13 ZIP Codes compared)12th percentile (625 ZIP Codes compared)10th percentile (22,922 ZIP Codes compared)
Housing vacancy rate12.2%75th percentile (13 ZIP Codes compared)54th percentile (625 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Median home value$215,500 ± $13,65216th percentile (13 ZIP Codes compared)48th percentile (621 ZIP Codes compared)41st percentile (22,833 ZIP Codes compared)
Median gross rent$1,27625th percentile (13 ZIP Codes compared)69th percentile (624 ZIP Codes compared)64th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.46166th percentile (13 ZIP Codes compared)64th percentile (625 ZIP Codes compared)72nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$53,23016th percentile (13 ZIP Codes compared)30th percentile (612 ZIP Codes compared)16th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.2%25th percentile (13 ZIP Codes compared)35th percentile (612 ZIP Codes compared)26th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+77.7%63rd percentile (12 ZIP Codes compared)92nd percentile (491 ZIP Codes compared)93rd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents21.333rd percentile (13 ZIP Codes compared)70th percentile (622 ZIP Codes compared)57th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$61,83783rd percentile (13 ZIP Codes compared)87th percentile (617 ZIP Codes compared)80th percentile (22,551 ZIP Codes compared)

Percentile groups: Chatham County · Georgia · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+0.3%
1-year change
2024–2025
+77.7%
5-year change
2020–2025
+169.4%
10-year change
2015–2025

Home price index — ZIP Code 31404

Home price index, ZIP Code 31404, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 416.4 in 2025. Every value is listed in the data table below the chart.100200300400500200020052010201520202025416.4

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 31404
YearIndexAnnual change
2000100.0+1.4%
2001110.4+10.4%
2002119.1+7.9%
2003126.1+5.9%
2004138.3+9.6%
2005159.1+15.1%
2006177.2+11.4%
2007191.2+7.9%
2008188.0−1.7%
2009180.0−4.3%
2010165.5−8.0%
2011158.2−4.4%
2012136.7−13.6%
2013145.6+6.5%
2014153.6+5.5%
2015154.5+0.6%
2016174.5+12.9%
2017183.7+5.3%
2018208.8+13.7%
2019221.4+6.1%
2020234.3+5.8%
2021260.2+11.0%
2022327.5+25.9%
2023393.9+20.3%
2024415.2+5.4%
2025416.4+0.3%

03 — Nearby ZIP Codes

ZIP Code 31404 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
31404Savannah, GAthis ZIP Code$53,303$215,50018.8%+77.7%
31401Savannah, GA2.6 mi$52,509$552,40035.8%+72.9%
31421Savannah, GA2.9 mi——0.0%—
31410Savannah, GA4.5 mi$97,807$407,7004.0%+70.3%
31415Savannah, GA4.8 mi$37,109$149,70026.2%+74.7%
31406Savannah, GA5.2 mi$67,120$283,30014.6%+70.2%
31409Savannah, GA5.9 mi$60,758—23.9%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

639
Establishments
11,343
Employees
$701.4M
Annual payroll
$61,837
Average pay per employee
Establishments by sector, ZIP Code 31404
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade10816.9%12.4%1.4×
Health care & social assistance10516.4%11.9%1.4×
Other services6910.8%9.5%1.1×
Accommodation & food services6610.3%9.3%1.1×
Construction589.1%9.6%0.9×
Professional, scientific & technical services406.3%11.7%0.5×
Real estate & rental365.6%5.5%1.0×
Administrative & support services294.5%5.3%0.9×
Transportation & warehousing264.1%3.3%1.2×
Finance & insurance253.9%5.5%0.7×
All other sectors7611.9%13.2%0.9×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.