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Data updated 2026-10-07

ZIP Code 38468 · Leoma, TN

Lawrence County · pop 5,545 · ACS 2020–2024

The median household income in ZIP Code 38468 (Leoma, TN) is $61,887, higher than 49% of the other ZIP Codes in Tennessee.

Its FHFA home price index changed +71.5% over the five years to 2025.

01 — Where it stands

$61,887
Median household income
± $8,454 MOE
$207,200
Median home value
± $24,148 MOE
$1,145
Median gross rent
9.0%
Poverty rate
Percentiles for ZIP Code 38468 within Lawrence County, Tennessee and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$61,887 ± $8,45480th percentile (6 ZIP Codes compared)49th percentile (535 ZIP Codes compared)30th percentile (22,922 ZIP Codes compared)
Per capita income$30,671100th percentile (6 ZIP Codes compared)38th percentile (535 ZIP Codes compared)25th percentile (22,922 ZIP Codes compared)
Poverty rate9.0%20th percentile (6 ZIP Codes compared)25th percentile (535 ZIP Codes compared)38th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher15.2%40th percentile (6 ZIP Codes compared)32nd percentile (535 ZIP Codes compared)17th percentile (22,922 ZIP Codes compared)
Owner-occupied homes84.0%60th percentile (6 ZIP Codes compared)74th percentile (535 ZIP Codes compared)73rd percentile (22,922 ZIP Codes compared)
Housing vacancy rate11.6%80th percentile (6 ZIP Codes compared)53rd percentile (535 ZIP Codes compared)59th percentile (22,922 ZIP Codes compared)
Median home value$207,200 ± $24,14860th percentile (6 ZIP Codes compared)43rd percentile (535 ZIP Codes compared)38th percentile (22,833 ZIP Codes compared)
Median gross rent$1,145100th percentile (6 ZIP Codes compared)73rd percentile (535 ZIP Codes compared)56th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.44620th percentile (6 ZIP Codes compared)58th percentile (535 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$57,87440th percentile (6 ZIP Codes compared)35th percentile (532 ZIP Codes compared)25th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more1.7%20th percentile (6 ZIP Codes compared)25th percentile (532 ZIP Codes compared)21st percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+71.5%75th percentile (5 ZIP Codes compared)62nd percentile (444 ZIP Codes compared)89th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents8.740th percentile (6 ZIP Codes compared)23rd percentile (531 ZIP Codes compared)8th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$32,1160th percentile (5 ZIP Codes compared)8th percentile (518 ZIP Codes compared)5th percentile (22,551 ZIP Codes compared)

Percentile groups: Lawrence County · Tennessee · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+0.5%
1-year change
2024–2025
+71.5%
5-year change
2020–2025
+123.0%
10-year change
2015–2025

Home price index — ZIP Code 38468

Home price index, ZIP Code 38468, 2001–2025Line chart of the annual home price index: 100.0 in 2001 and 302.7 in 2025. Every value is listed in the data table below the chart.100200300400200120052010201520202025302.7

FHFA ZIP Code index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 38468
YearIndexAnnual change
2001100.0—
2002103.0+3.0%
2003107.6+4.5%
2004108.6+0.9%
2005112.7+3.8%
2006126.0+11.8%
2007125.8−0.1%
2008127.0+0.9%
2009127.7+0.5%
2010131.3+2.8%
2011128.2−2.3%
2012124.1−3.2%
2013124.5+0.4%
2014119.7−3.9%
2015135.7+13.4%
2016144.6+6.5%
2017143.8−0.5%
2018172.9+20.2%
2019176.6+2.1%
2020176.5−0.1%
2021223.3+26.5%
2022269.1+20.5%
2023262.2−2.6%
2024301.1+14.8%
2025302.7+0.5%

03 — Nearby ZIP Codes

ZIP Code 38468 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
38468Leoma, TNthis ZIP Code$61,887$207,2009.0%+71.5%
38457Five Points, TN7.3 mi$53,333$179,20013.8%—
38460Goodspring, TN7.8 mi$101,914$207,7008.8%+94.6%
38469Loretto, TN8.8 mi$67,566$188,30010.4%+80.1%
38473Minor Hill, TN10.4 mi$54,526$247,00011.0%+96.8%
35610Anderson, AL12.9 mi$98,188$168,3005.5%+37.6%
35648Lexington, AL13.1 mi$79,500$172,6009.4%+55.4%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

48
Establishments
464
Employees
$14.9M
Annual payroll
$32,116
Average pay per employee
Establishments by sector, ZIP Code 38468
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Other services1531.2%9.5%3.3×
Retail trade1020.8%12.4%1.7×
Construction510.4%9.6%1.1×
Manufacturing48.3%3.3%2.5×
Health care & social assistance36.2%11.9%0.5×
Accommodation & food services36.2%9.3%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.