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Data updated 2026-10-07

ZIP Code 38650 · Myrtle, MS

Union County · pop 4,599 · ACS 2020–2024

The median household income in ZIP Code 38650 (Myrtle, MS) is $65,000, higher than 75% of the other ZIP Codes in Mississippi.

Its FHFA home price index changed +45.5% over the five years to 2022.

01 — Where it stands

$65,000
Median household income
± $21,589 MOE
$184,900
Median home value
± $45,259 MOE
$782
Median gross rent
12.7%
Poverty rate
Percentiles for ZIP Code 38650 within Union County, Mississippi and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$65,000 ± $21,589— (fewer than 5 ZIP Codes)75th percentile (325 ZIP Codes compared)35th percentile (22,922 ZIP Codes compared)
Per capita income$34,959— (fewer than 5 ZIP Codes)82nd percentile (325 ZIP Codes compared)40th percentile (22,922 ZIP Codes compared)
Poverty rate12.7%— (fewer than 5 ZIP Codes)21st percentile (325 ZIP Codes compared)59th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher17.0%— (fewer than 5 ZIP Codes)43rd percentile (325 ZIP Codes compared)23rd percentile (22,922 ZIP Codes compared)
Owner-occupied homes79.4%— (fewer than 5 ZIP Codes)57th percentile (325 ZIP Codes compared)59th percentile (22,922 ZIP Codes compared)
Housing vacancy rate22.6%— (fewer than 5 ZIP Codes)79th percentile (325 ZIP Codes compared)86th percentile (22,922 ZIP Codes compared)
Median home value$184,900 ± $45,259— (fewer than 5 ZIP Codes)79th percentile (324 ZIP Codes compared)32nd percentile (22,833 ZIP Codes compared)
Median gross rent$782— (fewer than 5 ZIP Codes)38th percentile (324 ZIP Codes compared)17th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.525— (fewer than 5 ZIP Codes)88th percentile (325 ZIP Codes compared)94th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$53,643— (fewer than 5 ZIP Codes)51st percentile (318 ZIP Codes compared)16th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more1.9%— (fewer than 5 ZIP Codes)51st percentile (318 ZIP Codes compared)23rd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+45.5%— (fewer than 5 ZIP Codes)62nd percentile (177 ZIP Codes compared)34th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents8.5— (fewer than 5 ZIP Codes)22nd percentile (324 ZIP Codes compared)7th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$37,480— (fewer than 5 ZIP Codes)30th percentile (318 ZIP Codes compared)15th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Union County · Mississippi · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+17.2%
1-year change
2021–2022
+45.5%
5-year change
2017–2022
+64.9%
10-year change
2012–2022

Home price index — ZIP Code 38650

Home price index, ZIP Code 38650, 2002–2022Line chart of the annual home price index: 100.0 in 2002 and 197.0 in 2022. Every value is listed in the data table below the chart.10012515017520020022005201020152022197.0

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2002 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 38650
YearIndexAnnual change
2002100.0+4.4%
2003102.1+2.1%
2004104.3+2.1%
2005103.8−0.5%
2006117.8+13.6%
2007114.6−2.8%
2008121.2+5.8%
2009115.8−4.5%
2010118.2+2.1%
2011121.3+2.7%
2012119.5−1.5%
2013122.6+2.7%
2014126.7+3.3%
2015140.7+11.1%
2016131.4−6.6%
2017135.4+3.1%
2018141.5+4.5%
2019144.9+2.4%
2020153.5+6.0%
2021168.1+9.5%
2022197.0+17.2%

03 — Nearby ZIP Codes

ZIP Code 38650 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
38650Myrtle, MSthis ZIP Code$65,000$184,90012.7%+45.5%
38627Etta, MS7.6 mi$62,826$149,2006.5%+56.0%
38633Hickory Flat, MS8.5 mi$33,029$106,20027.3%—
38652New Albany, MS8.9 mi$54,980$166,10014.7%+61.8%
38610Blue Mountain, MS10.6 mi$51,675$92,90010.0%—
38659Potts Camp, MS12.4 mi$39,593$85,80031.5%—
38871Thaxton, MS14.1 mi$63,906$97,80022.6%+51.0%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

39
Establishments
256
Employees
$9.6M
Annual payroll
$37,480
Average pay per employee
Establishments by sector, ZIP Code 38650
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction923.1%9.6%2.4×
Retail trade717.9%12.4%1.5×
Other services717.9%9.5%1.9×
Manufacturing37.7%3.3%2.4×
Transportation & warehousing37.7%3.3%2.3×
Administrative & support services37.7%5.3%1.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.