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Data updated 2026-10-07

ZIP Code 38850 · Houlka, MS

Chickasaw County · pop 2,972 · ACS 2020–2024

The median household income in ZIP Code 38850 (Houlka, MS) is $52,807, higher than 51% of the other ZIP Codes in Mississippi.

Per FHFA’s index for Chickasaw County, home prices changed +54.9% over the five years to 2022.

01 — Where it stands

$52,807
Median household income
± $9,602 MOE
$84,700
Median home value
± $17,888 MOE
$655
Median gross rent
23.0%
Poverty rate
Percentiles for ZIP Code 38850 within Chickasaw County, Mississippi and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$52,807 ± $9,602— (fewer than 5 ZIP Codes)51st percentile (325 ZIP Codes compared)15th percentile (22,922 ZIP Codes compared)
Per capita income$26,409— (fewer than 5 ZIP Codes)39th percentile (325 ZIP Codes compared)12th percentile (22,922 ZIP Codes compared)
Poverty rate23.0%— (fewer than 5 ZIP Codes)62nd percentile (325 ZIP Codes compared)88th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher11.4%— (fewer than 5 ZIP Codes)16th percentile (325 ZIP Codes compared)7th percentile (22,922 ZIP Codes compared)
Owner-occupied homes84.8%— (fewer than 5 ZIP Codes)76th percentile (325 ZIP Codes compared)76th percentile (22,922 ZIP Codes compared)
Housing vacancy rate12.8%— (fewer than 5 ZIP Codes)33rd percentile (325 ZIP Codes compared)64th percentile (22,922 ZIP Codes compared)
Median home value$84,700 ± $17,888— (fewer than 5 ZIP Codes)13th percentile (324 ZIP Codes compared)2nd percentile (22,833 ZIP Codes compared)
Median gross rent$655— (fewer than 5 ZIP Codes)18th percentile (324 ZIP Codes compared)5th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.399— (fewer than 5 ZIP Codes)19th percentile (325 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$45,299— (fewer than 5 ZIP Codes)19th percentile (318 ZIP Codes compared)6th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%— (fewer than 5 ZIP Codes)0th percentile (318 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents18.2— (fewer than 5 ZIP Codes)70th percentile (324 ZIP Codes compared)45th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$37,517— (fewer than 5 ZIP Codes)30th percentile (318 ZIP Codes compared)15th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Chickasaw County · Mississippi · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+28.4%
1-year change, Chickasaw County
2021–2022
+54.9%
5-year change, Chickasaw County
2017–2022
+80.1%
10-year change, Chickasaw County
2012–2022

Home price index — Chickasaw County

Home price index, Chickasaw County, 2000–2022Line chart of the annual home price index: 100.0 in 2000 and 211.2 in 2022. Every value is listed in the data table below the chart.10015020025020002005201020152022211.2

FHFA does not publish a ZIP-level index for this area; the chart shows the Chickasaw County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Chickasaw County
YearIndexAnnual change
2000100.0+3.0%
2001105.0+5.0%
2002108.3+3.2%
2003108.9+0.6%
2004111.1+2.0%
2005118.9+7.0%
2006114.3−3.8%
2007120.0+5.0%
2008118.0−1.7%
2009117.9−0.1%
2010116.7−1.0%
2011119.4+2.2%
2012117.2−1.8%
2013128.7+9.8%
2014128.8+0.1%
2015134.5+4.4%
2016150.1+11.6%
2017136.4−9.1%
2018138.4+1.5%
2019141.4+2.1%
2020147.5+4.3%
2021164.4+11.5%
2022211.2+28.4%

03 — Nearby ZIP Codes

ZIP Code 38850 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
38850Houlka, MSthis ZIP Code$52,807$84,70023.0%—
38864Randolph, MS11.0 mi$54,130$161,50023.9%—
38863Pontotoc, MS11.1 mi$49,528$156,40014.6%+49.7%
38851Houston, MS11.5 mi$45,365$142,90019.7%+67.3%
38878Vardaman, MS14.5 mi$42,472$75,10024.0%—
38951Pittsboro, MS14.6 mi$40,568$60,1008.6%—
38860Okolona, MS18.0 mi$41,293$100,40026.1%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

54
Establishments
540
Employees
$20.3M
Annual payroll
$37,517
Average pay per employee
Establishments by sector, ZIP Code 38850
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Manufacturing1527.8%3.3%8.5×
Retail trade1018.5%12.4%1.5×
Transportation & warehousing713.0%3.3%3.9×
Wholesale trade611.1%4.4%2.5×
Health care & social assistance35.6%11.9%0.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.