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Data updated 2026-10-07

ZIP Code 40358 · Olympia, KY

Bath County · pop 1,012 · ACS 2020–2024

The median household income in ZIP Code 40358 (Olympia, KY) is $92,143, higher than 91% of the other ZIP Codes in Kentucky.

Per FHFA’s index for Bath County, home prices changed +45.7% over the five years to 2024.

01 — Where it stands

$92,143
Median household income
± $29,589 MOE
$220,000
Median home value
± $191,937 MOE
LOW RELIABILITY
$668
Median gross rent
22.7%
Poverty rate
Percentiles for ZIP Code 40358 within Bath County, Kentucky and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$92,143 ± $29,589— (fewer than 5 ZIP Codes)91st percentile (445 ZIP Codes compared)72nd percentile (22,922 ZIP Codes compared)
Per capita income$30,716— (fewer than 5 ZIP Codes)50th percentile (445 ZIP Codes compared)25th percentile (22,922 ZIP Codes compared)
Poverty rate22.7%— (fewer than 5 ZIP Codes)75th percentile (445 ZIP Codes compared)88th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher12.3%— (fewer than 5 ZIP Codes)25th percentile (445 ZIP Codes compared)9th percentile (22,922 ZIP Codes compared)
Owner-occupied homes75.0%— (fewer than 5 ZIP Codes)44th percentile (445 ZIP Codes compared)46th percentile (22,922 ZIP Codes compared)
Housing vacancy rate10.7%— (fewer than 5 ZIP Codes)46th percentile (445 ZIP Codes compared)55th percentile (22,922 ZIP Codes compared)
Median home value$220,000 ± $191,937LOW RELIABILITY— (fewer than 5 ZIP Codes)78th percentile (445 ZIP Codes compared)42nd percentile (22,833 ZIP Codes compared)
Median gross rent$668— (fewer than 5 ZIP Codes)18th percentile (445 ZIP Codes compared)6th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.338— (fewer than 5 ZIP Codes)3rd percentile (445 ZIP Codes compared)3rd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$56,529— (fewer than 5 ZIP Codes)45th percentile (444 ZIP Codes compared)22nd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%— (fewer than 5 ZIP Codes)0th percentile (444 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents8.9— (fewer than 5 ZIP Codes)24th percentile (436 ZIP Codes compared)9th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$81,644— (fewer than 5 ZIP Codes)97th percentile (426 ZIP Codes compared)94th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Bath County · Kentucky · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

−2.7%
1-year change, Bath County
2023–2024
+45.7%
5-year change, Bath County
2019–2024
+60.1%
10-year change, Bath County
2014–2024

Home price index — Bath County

Home price index, Bath County, 2000–2024Line chart of the annual home price index: 100.0 in 2000 and 190.8 in 2024. Every value is listed in the data table below the chart.100125150175200200020052010201520202024190.8

FHFA does not publish a ZIP-level index for this area; the chart shows the Bath County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Bath County
YearIndexAnnual change
2000100.0+6.5%
2001104.7+4.7%
2002103.7−0.9%
2003105.4+1.7%
2004112.1+6.4%
2005117.0+4.4%
2006114.9−1.8%
2007121.1+5.3%
2008124.9+3.2%
2009117.2−6.1%
2010126.3+7.7%
2011122.2−3.2%
2012112.5−8.0%
2013110.9−1.4%
2014119.2+7.4%
2015130.9+9.8%
2016113.5−13.3%
2017131.2+15.6%
2018135.9+3.6%
2019130.9−3.7%
2020140.0+7.0%
2021154.4+10.2%
2022183.8+19.1%
2023196.1+6.7%
2024190.8−2.7%

03 — Nearby ZIP Codes

ZIP Code 40358 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
40358Olympia, KYthis ZIP Code$92,143$220,00022.7%—
40334Hope, KY4.0 mi$50,464$124,45427.5%—
40371Salt Lick, KY5.2 mi$62,917$148,10021.6%—
40346Means, KY5.8 mi$31,023$127,26949.8%—
40360Owingsville, KY8.8 mi$55,193$126,30023.6%+43.0%
40322Frenchburg, KY8.9 mi$52,794$139,00021.6%—
40316Denniston, KY12.2 mi$21,618$59,10068.4%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

9
Establishments
149
Employees
$12.2M
Annual payroll
$81,644
Average pay per employee

No sector breakdown is published for this ZIP Code.

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.