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Data updated 2026-10-07

ZIP Code 40806 · Baxter, KY

Harlan County · pop 1,732 · ACS 2020–2024

The median household income in ZIP Code 40806 (Baxter, KY) is $59,837, higher than 50% of the other ZIP Codes in Kentucky.

Per FHFA’s index for Harlan County, home prices changed +12.1% over the five years to 2023.

01 — Where it stands

$59,837
Median household income
± $7,228 MOE
$99,700
Median home value
± $19,458 MOE
$689
Median gross rent
14.3%
Poverty rate
Percentiles for ZIP Code 40806 within Harlan County, Kentucky and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$59,837 ± $7,228100th percentile (6 ZIP Codes compared)50th percentile (445 ZIP Codes compared)26th percentile (22,922 ZIP Codes compared)
Per capita income$30,390100th percentile (6 ZIP Codes compared)48th percentile (445 ZIP Codes compared)24th percentile (22,922 ZIP Codes compared)
Poverty rate14.3%0th percentile (6 ZIP Codes compared)40th percentile (445 ZIP Codes compared)65th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher9.3%60th percentile (6 ZIP Codes compared)12th percentile (445 ZIP Codes compared)4th percentile (22,922 ZIP Codes compared)
Owner-occupied homes86.1%100th percentile (6 ZIP Codes compared)80th percentile (445 ZIP Codes compared)80th percentile (22,922 ZIP Codes compared)
Housing vacancy rate16.2%60th percentile (6 ZIP Codes compared)72nd percentile (445 ZIP Codes compared)74th percentile (22,922 ZIP Codes compared)
Median home value$99,700 ± $19,458100th percentile (6 ZIP Codes compared)17th percentile (445 ZIP Codes compared)5th percentile (22,833 ZIP Codes compared)
Median gross rent$68960th percentile (6 ZIP Codes compared)23rd percentile (445 ZIP Codes compared)8th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.43560th percentile (6 ZIP Codes compared)47th percentile (445 ZIP Codes compared)54th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$46,56480th percentile (6 ZIP Codes compared)13th percentile (444 ZIP Codes compared)7th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%0th percentile (6 ZIP Codes compared)0th percentile (444 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents16.780th percentile (6 ZIP Codes compared)65th percentile (436 ZIP Codes compared)39th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$27,8750th percentile (5 ZIP Codes compared)4th percentile (426 ZIP Codes compared)2nd percentile (22,551 ZIP Codes compared)

Percentile groups: Harlan County · Kentucky · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

—
1-year change, Harlan County
2022–2023
+12.1%
5-year change, Harlan County
2018–2023
+29.5%
10-year change, Harlan County
2013–2023

Home price index — Harlan County

Home price index, Harlan County, 2000–2023Line chart of the annual home price index: 100.0 in 2000 and 203.7 in 2023. Every value is listed in the data table below the chart.100150200250200020052010201520202023203.7

FHFA does not publish a ZIP-level index for this area; the chart shows the Harlan County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Harlan County
YearIndexAnnual change
2000100.0−0.9%
2001112.2+12.2%
2002116.1+3.5%
2003123.7+6.5%
2004130.1+5.2%
2005141.7+8.9%
2006145.6+2.7%
2007144.7−0.6%
2008157.0+8.5%
2009159.6+1.7%
2010166.9+4.6%
2011158.4−5.1%
2012182.1+15.0%
2013157.2−13.7%
2014170.3+8.3%
2015162.0−4.9%
2016158.5−2.1%
2017169.6+7.0%
2018181.7+7.2%
2019175.4−3.5%
2020184.2+5.1%
2021205.7+11.6%
2023203.7—

03 — Nearby ZIP Codes

ZIP Code 40806 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
40806Baxter, KYthis ZIP Code$59,837$99,70014.3%—
40810Bledsoe, KY3.2 mi$40,066$64,70022.5%—
40801Ages Brookside, KY3.3 mi$39,931$68,40033.6%—
40854Loyall, KY4.8 mi$55,250$76,40029.8%—
40865Putney, KY5.1 mi$56,820$69,4002.8%—
40818Coalgood, KY5.7 mi$48,634$65,20053.4%—
40824Dayhoit, KY6.3 mi$49,667$46,60015.7%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

29
Establishments
176
Employees
$4.9M
Annual payroll
$27,875
Average pay per employee
Establishments by sector, ZIP Code 40806
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade724.1%12.4%2.0×
Construction517.2%9.6%1.8×
Transportation & warehousing413.8%3.3%4.1×
Wholesale trade310.3%4.4%2.3×
Accommodation & food services310.3%9.3%1.1×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.