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Data updated 2026-10-07

ZIP Code 42459 · Sturgis, KY

Union County · pop 3,903 · ACS 2020–2024

The median household income in ZIP Code 42459 (Sturgis, KY) is $51,563, higher than 31% of the other ZIP Codes in Kentucky.

Per FHFA’s index for Union County, home prices changed +53.4% over the five years to 2025.

01 — Where it stands

$51,563
Median household income
± $11,226 MOE
$96,600
Median home value
± $13,720 MOE
$663
Median gross rent
10.7%
Poverty rate
Percentiles for ZIP Code 42459 within Union County, Kentucky and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$51,563 ± $11,226— (fewer than 5 ZIP Codes)31st percentile (445 ZIP Codes compared)14th percentile (22,922 ZIP Codes compared)
Per capita income$30,736— (fewer than 5 ZIP Codes)50th percentile (445 ZIP Codes compared)25th percentile (22,922 ZIP Codes compared)
Poverty rate10.7%— (fewer than 5 ZIP Codes)24th percentile (445 ZIP Codes compared)48th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher10.9%— (fewer than 5 ZIP Codes)17th percentile (445 ZIP Codes compared)6th percentile (22,922 ZIP Codes compared)
Owner-occupied homes72.9%— (fewer than 5 ZIP Codes)37th percentile (445 ZIP Codes compared)40th percentile (22,922 ZIP Codes compared)
Housing vacancy rate8.1%— (fewer than 5 ZIP Codes)31st percentile (445 ZIP Codes compared)43rd percentile (22,922 ZIP Codes compared)
Median home value$96,600 ± $13,720— (fewer than 5 ZIP Codes)15th percentile (445 ZIP Codes compared)5th percentile (22,833 ZIP Codes compared)
Median gross rent$663— (fewer than 5 ZIP Codes)16th percentile (445 ZIP Codes compared)6th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.452— (fewer than 5 ZIP Codes)59th percentile (445 ZIP Codes compared)66th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$58,696— (fewer than 5 ZIP Codes)51st percentile (444 ZIP Codes compared)27th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.4%— (fewer than 5 ZIP Codes)56th percentile (444 ZIP Codes compared)30th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents13.8— (fewer than 5 ZIP Codes)52nd percentile (436 ZIP Codes compared)27th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$47,121— (fewer than 5 ZIP Codes)63rd percentile (426 ZIP Codes compared)45th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Union County · Kentucky · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+10.3%
1-year change, Union County
2024–2025
+53.4%
5-year change, Union County
2020–2025
+72.2%
10-year change, Union County
2015–2025

Home price index — Union County

Home price index, Union County, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 252.2 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025252.2

FHFA does not publish a ZIP-level index for this area; the chart shows the Union County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Union County
YearIndexAnnual change
2000100.0+0.8%
2001104.3+4.3%
2002107.2+2.7%
2003110.4+3.0%
2004113.4+2.7%
2005116.5+2.7%
2006115.8−0.6%
2007127.7+10.3%
2008132.6+3.8%
2009132.2−0.3%
2010132.6+0.3%
2011132.1−0.4%
2012134.2+1.6%
2013144.1+7.4%
2014139.3−3.3%
2015146.5+5.1%
2016156.6+6.9%
2017152.5−2.6%
2018156.7+2.7%
2019160.9+2.7%
2020164.4+2.2%
2021180.4+9.8%
2022222.7+23.4%
2023213.4−4.2%
2024228.7+7.1%
2025252.2+10.3%

03 — Nearby ZIP Codes

ZIP Code 42459 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
42459Sturgis, KYthis ZIP Code$51,563$96,60010.7%—
62919Cave In Rock, IL7.2 mi$63,942$161,9007.6%—
42437Morganfield, KY8.1 mi$65,256$109,80025.2%+29.8%
42463Wheatcroft, KY10.5 mi$36,250$80,50014.3%—
42404Clay, KY11.6 mi$61,293$115,30013.1%—
62931Elizabethtown, IL14.3 mi$49,605$105,10011.9%—
62984Shawneetown, IL14.7 mi$50,288$87,80020.5%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

54
Establishments
512
Employees
$24.1M
Annual payroll
$47,121
Average pay per employee
Establishments by sector, ZIP Code 42459
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade1527.8%12.4%2.2×
Other services1018.5%9.5%1.9×
Construction59.3%9.6%1.0×
Accommodation & food services59.3%9.3%1.0×
Wholesale trade47.4%4.4%1.7×
Administrative & support services47.4%5.3%1.4×
Professional, scientific & technical services35.6%11.7%0.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.