CoverFi
Data updated 2026-10-07

ZIP Code 58854 · Watford City, ND

McKenzie County · pop 9,368 · ACS 2020–2024

The median household income in ZIP Code 58854 (Watford City, ND) is $99,000, higher than 86% of the other ZIP Codes in North Dakota.

Its FHFA home price index changed +42.3% over the five years to 2025.

01 — Where it stands

$99,000
Median household income
± $20,224 MOE
$388,700
Median home value
± $36,311 MOE
$1,327
Median gross rent
10.1%
Poverty rate
Percentiles for ZIP Code 58854 within McKenzie County, North Dakota and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$99,000 ± $20,224— (fewer than 5 ZIP Codes)86th percentile (96 ZIP Codes compared)78th percentile (22,922 ZIP Codes compared)
Per capita income$51,591— (fewer than 5 ZIP Codes)88th percentile (96 ZIP Codes compared)80th percentile (22,922 ZIP Codes compared)
Poverty rate10.1%— (fewer than 5 ZIP Codes)53rd percentile (96 ZIP Codes compared)45th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher18.3%— (fewer than 5 ZIP Codes)17th percentile (96 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Owner-occupied homes46.8%— (fewer than 5 ZIP Codes)8th percentile (96 ZIP Codes compared)8th percentile (22,922 ZIP Codes compared)
Housing vacancy rate24.1%— (fewer than 5 ZIP Codes)88th percentile (96 ZIP Codes compared)88th percentile (22,922 ZIP Codes compared)
Median home value$388,700 ± $36,311— (fewer than 5 ZIP Codes)97th percentile (95 ZIP Codes compared)74th percentile (22,833 ZIP Codes compared)
Median gross rent$1,327— (fewer than 5 ZIP Codes)94th percentile (96 ZIP Codes compared)67th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.441— (fewer than 5 ZIP Codes)53rd percentile (96 ZIP Codes compared)59th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$148,996— (fewer than 5 ZIP Codes)98th percentile (93 ZIP Codes compared)92nd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more11.6%— (fewer than 5 ZIP Codes)89th percentile (93 ZIP Codes compared)85th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+42.3%— (fewer than 5 ZIP Codes)84th percentile (51 ZIP Codes compared)27th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents45.2— (fewer than 5 ZIP Codes)82nd percentile (96 ZIP Codes compared)93rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$84,918— (fewer than 5 ZIP Codes)91st percentile (94 ZIP Codes compared)95th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: McKenzie County · North Dakota · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+14.9%
1-year change
2024–2025
+42.3%
5-year change
2020–2025
+59.2%
10-year change
2015–2025

Home price index — ZIP Code 58854

Home price index, ZIP Code 58854, 2013–2025Line chart of the annual home price index: 100.0 in 2013 and 169.2 in 2025. Every value is listed in the data table below the chart.801001201401601802013201520202025169.2

FHFA ZIP Code index (2013 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 58854
YearIndexAnnual change
2013100.0—
2014112.3+12.3%
2015106.3−5.3%
2016104.6−1.6%
201799.8−4.6%
2018108.5+8.6%
2019115.8+6.8%
2020119.0+2.7%
2021121.1+1.8%
2022126.3+4.3%
2023137.2+8.6%
2024147.3+7.3%
2025169.2+14.9%

03 — Nearby ZIP Codes

ZIP Code 58854 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
58854Watford City, NDthis ZIP Code$99,000$388,70010.1%+42.3%
58847Keene, ND12.2 mi$84,950$102,8008.1%—
58835Arnegard, ND15.1 mi$137,500$375,0008.8%—
58831Alexander, ND23.2 mi$98,380$342,1007.2%—
58634Grassy Butte, ND28.3 mi$157,750$412,36013.9%—
58640Killdeer, ND28.3 mi$100,688$343,7006.6%—
58763New Town, ND28.5 mi$58,110$226,50016.9%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

423
Establishments
5,203
Employees
$441.8M
Annual payroll
$84,918
Average pay per employee
Establishments by sector, ZIP Code 58854
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Transportation & warehousing6214.7%3.3%4.4×
Construction5412.8%9.6%1.3×
Mining, quarrying, oil & gas4510.6%0.2%56.0×
Retail trade389.0%12.4%0.7×
Other services378.7%9.5%0.9×
Accommodation & food services358.3%9.3%0.9×
Professional, scientific & technical services348.0%11.7%0.7×
Wholesale trade255.9%4.4%1.3×
Administrative & support services225.2%5.3%1.0×
Real estate & rental215.0%5.5%0.9×
All other sectors4610.9%21.2%0.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.