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Data updated 2026-10-07

ZIP Code 61938 · Mattoon, IL

Coles County · pop 20,350 · ACS 2020–2024

The median household income in ZIP Code 61938 (Mattoon, IL) is $57,503, higher than 14% of the other ZIP Codes in Illinois.

Its FHFA home price index changed +51.6% over the five years to 2025.

01 — Where it stands

$57,503
Median household income
± $5,358 MOE
$111,700
Median home value
± $8,183 MOE
$740
Median gross rent
17.7%
Poverty rate
Percentiles for ZIP Code 61938 within Coles County, Illinois and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$57,503 ± $5,35840th percentile (6 ZIP Codes compared)14th percentile (917 ZIP Codes compared)22nd percentile (22,922 ZIP Codes compared)
Per capita income$33,57040th percentile (6 ZIP Codes compared)27th percentile (917 ZIP Codes compared)35th percentile (22,922 ZIP Codes compared)
Poverty rate17.7%80th percentile (6 ZIP Codes compared)85th percentile (917 ZIP Codes compared)77th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher22.7%60th percentile (6 ZIP Codes compared)45th percentile (917 ZIP Codes compared)42nd percentile (22,922 ZIP Codes compared)
Owner-occupied homes61.2%20th percentile (6 ZIP Codes compared)12th percentile (917 ZIP Codes compared)19th percentile (22,922 ZIP Codes compared)
Housing vacancy rate8.5%80th percentile (6 ZIP Codes compared)58th percentile (917 ZIP Codes compared)44th percentile (22,922 ZIP Codes compared)
Median home value$111,700 ± $8,18320th percentile (6 ZIP Codes compared)16th percentile (916 ZIP Codes compared)8th percentile (22,833 ZIP Codes compared)
Median gross rent$74020th percentile (6 ZIP Codes compared)15th percentile (917 ZIP Codes compared)12th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.43580th percentile (6 ZIP Codes compared)64th percentile (917 ZIP Codes compared)54th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$70,0930th percentile (6 ZIP Codes compared)42nd percentile (912 ZIP Codes compared)50th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more3.5%0th percentile (6 ZIP Codes compared)37th percentile (912 ZIP Codes compared)45th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+51.6%100th percentile (6 ZIP Codes compared)71st percentile (825 ZIP Codes compared)50th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents29.3100th percentile (6 ZIP Codes compared)81st percentile (917 ZIP Codes compared)78th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$53,19080th percentile (6 ZIP Codes compared)62nd percentile (912 ZIP Codes compared)63rd percentile (22,551 ZIP Codes compared)

Percentile groups: Coles County · Illinois · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+6.6%
1-year change
2024–2025
+51.6%
5-year change
2020–2025
+58.2%
10-year change
2015–2025

Home price index — ZIP Code 61938

Home price index, ZIP Code 61938, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 184.8 in 2025. Every value is listed in the data table below the chart.100125150175200200020052010201520202025184.8

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 61938
YearIndexAnnual change
2000100.0+1.7%
2001101.3+1.3%
2002101.7+0.3%
2003103.2+1.6%
2004105.8+2.5%
2005109.3+3.3%
2006111.4+1.9%
2007115.4+3.6%
2008114.5−0.8%
2009115.8+1.1%
2010115.2−0.5%
2011112.6−2.3%
2012115.5+2.6%
2013116.9+1.2%
2014116.0−0.8%
2015116.8+0.8%
2016119.8+2.6%
2017118.5−1.1%
2018117.0−1.2%
2019123.5+5.6%
2020121.9−1.3%
2021132.9+9.0%
2022152.9+15.0%
2023160.7+5.1%
2024173.3+7.9%
2025184.8+6.6%

03 — Nearby ZIP Codes

ZIP Code 61938 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
61938Mattoon, ILthis ZIP Code$57,503$111,70017.7%+51.6%
61928Gays, IL6.7 mi$118,271$152,30010.7%+19.8%
61931Humboldt, IL7.3 mi$74,125$135,0007.4%+36.0%
62440Lerna, IL8.4 mi$79,605$128,0006.3%+19.6%
62469Trilla, IL9.2 mi$116,440$154,2000.0%—
61920Charleston, IL12.0 mi$52,429$149,20021.7%+45.9%
62447Neoga, IL12.1 mi$87,292$154,4008.1%+44.2%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

597
Establishments
14,698
Employees
$781.8M
Annual payroll
$53,190
Average pay per employee
Establishments by sector, ZIP Code 61938
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade10317.3%12.4%1.4×
Accommodation & food services7612.7%9.3%1.4×
Other services6711.2%9.5%1.2×
Health care & social assistance6210.4%11.9%0.9×
Construction579.5%9.6%1.0×
Finance & insurance508.4%5.5%1.5×
Professional, scientific & technical services335.5%11.7%0.5×
Wholesale trade305.0%4.4%1.1×
Administrative & support services254.2%5.3%0.8×
Transportation & warehousing203.4%3.3%1.0×
All other sectors7111.9%14.4%0.8×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.