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Data updated 2026-10-07

ZIP Code 64863 · South West City, MO

McDonald County · pop 1,586 · ACS 2020–2024

The median household income in ZIP Code 64863 (South West City, MO) is $58,906, higher than 38% of the other ZIP Codes in Missouri.

Per FHFA’s index for McDonald County, home prices changed +85.3% over the five years to 2025.

01 — Where it stands

$58,906
Median household income
± $33,197 MOE
LOW RELIABILITY
$107,200
Median home value
± $60,049 MOE
LOW RELIABILITY
$635
Median gross rent
19.6%
Poverty rate
Percentiles for ZIP Code 64863 within McDonald County, Missouri and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$58,906 ± $33,197LOW RELIABILITY66th percentile (7 ZIP Codes compared)38th percentile (621 ZIP Codes compared)24th percentile (22,922 ZIP Codes compared)
Per capita income$29,57983rd percentile (7 ZIP Codes compared)33rd percentile (621 ZIP Codes compared)21st percentile (22,922 ZIP Codes compared)
Poverty rate19.6%66th percentile (7 ZIP Codes compared)80th percentile (621 ZIP Codes compared)82nd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher6.1%0th percentile (7 ZIP Codes compared)1st percentile (621 ZIP Codes compared)1st percentile (22,922 ZIP Codes compared)
Owner-occupied homes61.8%16th percentile (7 ZIP Codes compared)16th percentile (621 ZIP Codes compared)20th percentile (22,922 ZIP Codes compared)
Housing vacancy rate5.6%16th percentile (7 ZIP Codes compared)17th percentile (621 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Median home value$107,200 ± $60,049LOW RELIABILITY0th percentile (7 ZIP Codes compared)8th percentile (621 ZIP Codes compared)7th percentile (22,833 ZIP Codes compared)
Median gross rent$63533rd percentile (7 ZIP Codes compared)14th percentile (621 ZIP Codes compared)4th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.543100th percentile (7 ZIP Codes compared)96th percentile (621 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$47,83616th percentile (7 ZIP Codes compared)12th percentile (618 ZIP Codes compared)8th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%0th percentile (7 ZIP Codes compared)0th percentile (618 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents21.4100th percentile (7 ZIP Codes compared)62nd percentile (620 ZIP Codes compared)57th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$57,826100th percentile (7 ZIP Codes compared)86th percentile (611 ZIP Codes compared)74th percentile (22,551 ZIP Codes compared)

Percentile groups: McDonald County · Missouri · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+9.3%
1-year change, McDonald County
2024–2025
+85.3%
5-year change, McDonald County
2020–2025
+111.6%
10-year change, McDonald County
2015–2025

Home price index — McDonald County

Home price index, McDonald County, 2001–2025Line chart of the annual home price index: 100.0 in 2001 and 275.7 in 2025. Every value is listed in the data table below the chart.100150200250300200120052010201520202025275.7

FHFA does not publish a ZIP-level index for this area; the chart shows the McDonald County index. FHFA county index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, McDonald County
YearIndexAnnual change
2001100.0—
2002102.1+2.1%
2003101.4−0.6%
2004110.8+9.2%
2005121.4+9.6%
2006131.3+8.2%
2007133.9+2.0%
2008128.9−3.7%
2009122.5−5.0%
2010127.3+3.9%
2011115.0−9.6%
2012116.9+1.7%
2013118.8+1.6%
2014118.0−0.7%
2015130.3+10.4%
2016124.8−4.2%
2017130.8+4.8%
2018131.5+0.5%
2019145.0+10.3%
2020148.7+2.5%
2021166.9+12.2%
2022200.0+19.8%
2023232.3+16.2%
2024252.3+8.6%
2025275.7+9.3%

03 — Nearby ZIP Codes

ZIP Code 64863 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
64863South West City, MOthis ZIP Code$58,906$107,20019.6%—
72768Sulphur Springs, AR8.0 mi$60,096$281,90016.6%+54.9%
64854Noel, MO8.1 mi$44,490$132,80017.0%—
64847Lanagan, MO8.3 mi$37,273$57,50018.5%—
64868Tiff City, MO9.0 mi$87,750$94,0000.0%+147.5%
74344Grove, OK9.1 mi$58,125$221,40016.3%+70.9%
64831Anderson, MO9.8 mi$63,254$166,80015.5%+57.1%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

34
Establishments
1,168
Employees
$67.5M
Annual payroll
$57,826
Average pay per employee
Establishments by sector, ZIP Code 64863
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade720.6%12.4%1.7×
Manufacturing617.6%3.3%5.4×
Other services514.7%9.5%1.5×
Construction38.8%9.6%0.9×
Health care & social assistance38.8%11.9%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.