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Data updated 2026-10-07

ZIP Code 74538 · Coalgate, OK

Coal County · pop 3,957 · ACS 2020–2024

The median household income in ZIP Code 74538 (Coalgate, OK) is $51,366, higher than 27% of the other ZIP Codes in Oklahoma.

01 — Where it stands

$51,366
Median household income
± $4,336 MOE
$124,500
Median home value
± $27,681 MOE
$715
Median gross rent
21.6%
Poverty rate
Percentiles for ZIP Code 74538 within Coal County, Oklahoma and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$51,366 ± $4,336— (fewer than 5 ZIP Codes)27th percentile (400 ZIP Codes compared)13th percentile (22,922 ZIP Codes compared)
Per capita income$27,260— (fewer than 5 ZIP Codes)29th percentile (400 ZIP Codes compared)14th percentile (22,922 ZIP Codes compared)
Poverty rate21.6%— (fewer than 5 ZIP Codes)77th percentile (400 ZIP Codes compared)86th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher20.3%— (fewer than 5 ZIP Codes)53rd percentile (400 ZIP Codes compared)34th percentile (22,922 ZIP Codes compared)
Owner-occupied homes63.4%— (fewer than 5 ZIP Codes)24th percentile (400 ZIP Codes compared)22nd percentile (22,922 ZIP Codes compared)
Housing vacancy rate21.8%— (fewer than 5 ZIP Codes)82nd percentile (400 ZIP Codes compared)85th percentile (22,922 ZIP Codes compared)
Median home value$124,500 ± $27,681— (fewer than 5 ZIP Codes)27th percentile (399 ZIP Codes compared)12th percentile (22,833 ZIP Codes compared)
Median gross rent$715— (fewer than 5 ZIP Codes)15th percentile (399 ZIP Codes compared)10th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.458— (fewer than 5 ZIP Codes)67th percentile (400 ZIP Codes compared)70th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$56,149— (fewer than 5 ZIP Codes)38th percentile (392 ZIP Codes compared)21st percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.5%— (fewer than 5 ZIP Codes)48th percentile (392 ZIP Codes compared)31st percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents20.2— (fewer than 5 ZIP Codes)60th percentile (397 ZIP Codes compared)53rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$42,502— (fewer than 5 ZIP Codes)45th percentile (392 ZIP Codes compared)29th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Coal County · Oklahoma · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

FHFA does not publish an index for this area.

03 — Nearby ZIP Codes

ZIP Code 74538 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
74538Coalgate, OKthis ZIP Code$51,366$124,50021.6%—
74534Centrahoma, OK7.4 mi$38,750$100,00032.6%—
74556Lehigh, OK8.2 mi$57,500$178,30026.1%—
74572Tupelo, OK11.0 mi$44,712$88,80015.7%—
74535Clarita, OK12.7 mi$31,397$90,6007.6%—
74576Wardville, OK13.6 mi$83,466$327,7001.9%—
74871Stonewall, OK17.3 mi$70,838$177,80015.3%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

80
Establishments
818
Employees
$34.8M
Annual payroll
$42,502
Average pay per employee
Establishments by sector, ZIP Code 74538
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade1822.5%12.4%1.8×
Construction1012.5%9.6%1.3×
Health care & social assistance1012.5%11.9%1.1×
Accommodation & food services810.0%9.3%1.1×
Other services810.0%9.5%1.1×
Manufacturing56.2%3.3%1.9×
Finance & insurance56.2%5.5%1.1×
Administrative & support services45.0%5.3%1.0×
Mining, quarrying, oil & gas33.8%0.2%19.7×
Transportation & warehousing33.8%3.3%1.1×
All other sectors33.8%11.7%0.3×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.