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Data updated 2026-10-07

ZIP Code 74960 · Stilwell, OK

Adair County · pop 11,971 · ACS 2020–2024

The median household income in ZIP Code 74960 (Stilwell, OK) is $47,151, higher than 15% of the other ZIP Codes in Oklahoma.

01 — Where it stands

$47,151
Median household income
± $5,537 MOE
$116,000
Median home value
± $5,647 MOE
$676
Median gross rent
23.2%
Poverty rate
Percentiles for ZIP Code 74960 within Adair County, Oklahoma and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$47,151 ± $5,537— (fewer than 5 ZIP Codes)15th percentile (400 ZIP Codes compared)9th percentile (22,922 ZIP Codes compared)
Per capita income$23,291— (fewer than 5 ZIP Codes)10th percentile (400 ZIP Codes compared)7th percentile (22,922 ZIP Codes compared)
Poverty rate23.2%— (fewer than 5 ZIP Codes)83rd percentile (400 ZIP Codes compared)89th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher12.4%— (fewer than 5 ZIP Codes)12th percentile (400 ZIP Codes compared)9th percentile (22,922 ZIP Codes compared)
Owner-occupied homes67.5%— (fewer than 5 ZIP Codes)29th percentile (400 ZIP Codes compared)29th percentile (22,922 ZIP Codes compared)
Housing vacancy rate11.1%— (fewer than 5 ZIP Codes)30th percentile (400 ZIP Codes compared)57th percentile (22,922 ZIP Codes compared)
Median home value$116,000 ± $5,647— (fewer than 5 ZIP Codes)20th percentile (399 ZIP Codes compared)9th percentile (22,833 ZIP Codes compared)
Median gross rent$676— (fewer than 5 ZIP Codes)11th percentile (399 ZIP Codes compared)7th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.467— (fewer than 5 ZIP Codes)77th percentile (400 ZIP Codes compared)75th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$44,283— (fewer than 5 ZIP Codes)6th percentile (392 ZIP Codes compared)5th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more1.1%— (fewer than 5 ZIP Codes)28th percentile (392 ZIP Codes compared)16th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents12.9— (fewer than 5 ZIP Codes)25th percentile (397 ZIP Codes compared)23rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$39,948— (fewer than 5 ZIP Codes)35th percentile (392 ZIP Codes compared)21st percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Adair County · Oklahoma · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+2.7%
1-year change
2020–2021
—
5-year change
2016–2021
+50.8%
10-year change
2011–2021

Home price index — ZIP Code 74960

Home price index, ZIP Code 74960, 2003–2021Line chart of the annual home price index: 100.0 in 2003 and 183.3 in 2021. Every value is listed in the data table below the chart.10012515017520020032005201020152021183.3

FHFA ZIP Code index (2003 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 74960
YearIndexAnnual change
2003100.0—
2004116.5+16.5%
2005118.4+1.6%
2006123.3+4.2%
2007122.2−0.9%
2008126.4+3.4%
2009124.3−1.7%
2010114.7−7.7%
2011121.5+6.0%
2012115.9−4.7%
2013121.6+5.0%
2014128.9+6.0%
2015122.4−5.1%
2017135.0—
2018194.4+44.0%
2019156.2−19.6%
2020178.5+14.3%
2021183.3+2.7%

03 — Nearby ZIP Codes

ZIP Code 74960 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
74960Stilwell, OKthis ZIP Code$47,151$116,00023.2%—
72729Evansville, AR10.1 mi$53,851$197,2000.0%—
74931Bunch, OK11.5 mi$56,667$125,50014.4%+48.7%
74471Welling, OK12.5 mi$45,948$156,70019.3%+47.4%
72749Morrow, AR12.6 mi$53,851$197,2005.6%—
74965Westville, OK12.9 mi$51,393$121,40018.0%—
72717Canehill, AR13.7 mi$73,011$205,1008.7%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

155
Establishments
2,086
Employees
$83.3M
Annual payroll
$39,948
Average pay per employee
Establishments by sector, ZIP Code 74960
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade2818.1%12.4%1.5×
Accommodation & food services1912.3%9.3%1.3×
Construction1610.3%9.6%1.1×
Other services149.0%9.5%0.9×
Finance & insurance138.4%5.5%1.5×
Professional, scientific & technical services138.4%11.7%0.7×
Health care & social assistance138.4%11.9%0.7×
Manufacturing95.8%3.3%1.8×
Real estate & rental85.2%5.5%0.9×
Transportation & warehousing63.9%3.3%1.2×
All other sectors127.7%11.5%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.