CoverFi
Data updated 2026-10-07

ZIP Code 76472 · Santo, TX

Palo Pinto County · pop 1,725 · ACS 2020–2024

The median household income in ZIP Code 76472 (Santo, TX) is $103,482, higher than 84% of the other ZIP Codes in Texas.

Its FHFA home price index changed +61.7% over the five years to 2025.

01 — Where it stands

$103,482
Median household income
± $10,952 MOE
$259,700
Median home value
± $152,330 MOE
LOW RELIABILITY
$1,083
Median gross rent
22.5%
Poverty rate
Percentiles for ZIP Code 76472 within Palo Pinto County, Texas and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$103,482 ± $10,952— (fewer than 5 ZIP Codes)84th percentile (1,466 ZIP Codes compared)81st percentile (22,922 ZIP Codes compared)
Per capita income$39,742— (fewer than 5 ZIP Codes)67th percentile (1,466 ZIP Codes compared)56th percentile (22,922 ZIP Codes compared)
Poverty rate22.5%— (fewer than 5 ZIP Codes)84th percentile (1,466 ZIP Codes compared)87th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher31.7%— (fewer than 5 ZIP Codes)69th percentile (1,466 ZIP Codes compared)64th percentile (22,922 ZIP Codes compared)
Owner-occupied homes91.8%— (fewer than 5 ZIP Codes)96th percentile (1,466 ZIP Codes compared)93rd percentile (22,922 ZIP Codes compared)
Housing vacancy rate11.0%— (fewer than 5 ZIP Codes)49th percentile (1,466 ZIP Codes compared)56th percentile (22,922 ZIP Codes compared)
Median home value$259,700 ± $152,330LOW RELIABILITY— (fewer than 5 ZIP Codes)63rd percentile (1,458 ZIP Codes compared)53rd percentile (22,833 ZIP Codes compared)
Median gross rent$1,083— (fewer than 5 ZIP Codes)40th percentile (1,461 ZIP Codes compared)51st percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.423— (fewer than 5 ZIP Codes)39th percentile (1,466 ZIP Codes compared)45th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$88,260— (fewer than 5 ZIP Codes)72nd percentile (1,425 ZIP Codes compared)73rd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more7.5%— (fewer than 5 ZIP Codes)74th percentile (1,425 ZIP Codes compared)74th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+61.7%— (fewer than 5 ZIP Codes)85th percentile (1,014 ZIP Codes compared)74th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents24.3— (fewer than 5 ZIP Codes)71st percentile (1,461 ZIP Codes compared)67th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$36,282— (fewer than 5 ZIP Codes)11th percentile (1,457 ZIP Codes compared)12th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Palo Pinto County · Texas · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+2.2%
1-year change
2024–2025
+61.7%
5-year change
2020–2025
+130.3%
10-year change
2015–2025

Home price index — ZIP Code 76472

Home price index, ZIP Code 76472, 2004–2025Line chart of the annual home price index: 100.0 in 2004 and 251.2 in 2025. Every value is listed in the data table below the chart.100150200250300200420052010201520202025251.2

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2004 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 76472
YearIndexAnnual change
2004100.0+6.2%
2005109.8+9.8%
2006112.6+2.6%
2007117.0+3.9%
2008121.9+4.3%
2009117.2−3.9%
2010115.1−1.8%
2011115.3+0.2%
2012111.4−3.4%
2013112.3+0.8%
2014100.5−10.5%
2015109.1+8.5%
2016129.3+18.5%
2017131.5+1.7%
2018139.6+6.1%
2019163.9+17.4%
2020155.4−5.2%
2021187.4+20.6%
2022226.8+21.0%
2023265.7+17.1%
2024245.8−7.5%
2025251.2+2.2%

03 — Nearby ZIP Codes

ZIP Code 76472 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
76472Santo, TXthis ZIP Code$103,482$259,70022.5%+61.7%
76453Gordon, TX9.2 mi$99,293$350,0008.4%+62.3%
76462Lipan, TX10.6 mi$99,160$360,8004.3%+51.8%
76484Palo Pinto, TX11.6 mi$95,476$164,2003.3%+61.7%
76066Millsap, TX12.2 mi$112,733$358,2009.4%+61.9%
76067Mineral Wells, TX13.6 mi$62,190$172,20017.4%+59.7%
76439Dennis, TX14.7 mi$101,790$326,6005.3%+39.4%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

42
Establishments
323
Employees
$11.7M
Annual payroll
$36,282
Average pay per employee
Establishments by sector, ZIP Code 76472
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade716.7%12.4%1.3×
Construction511.9%9.6%1.2×
Accommodation & food services511.9%9.3%1.3×
Transportation & warehousing49.5%3.3%2.9×
Professional, scientific & technical services49.5%11.7%0.8×
Finance & insurance37.1%5.5%1.3×
Other services37.1%9.5%0.8×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.