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Data updated 2026-10-07

ZIP Code 87540 · Lamy, NM

Santa Fe County · pop 1,117 · ACS 2020–2024

The median household income in ZIP Code 87540 (Lamy, NM) is $52,500, higher than 45% of the other ZIP Codes in New Mexico.

Its FHFA home price index changed +34.5% over the five years to 2022.

01 — Where it stands

$52,500
Median household income
± $41,947 MOE
LOW RELIABILITY
$729,700
Median home value
± $186,444 MOE
$1,039
Median gross rent
6.7%
Poverty rate
Percentiles for ZIP Code 87540 within Santa Fe County, New Mexico and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$52,500 ± $41,947LOW RELIABILITY0th percentile (12 ZIP Codes compared)45th percentile (175 ZIP Codes compared)15th percentile (22,922 ZIP Codes compared)
Per capita income$47,76745th percentile (12 ZIP Codes compared)85th percentile (175 ZIP Codes compared)75th percentile (22,922 ZIP Codes compared)
Poverty rate6.7%18th percentile (12 ZIP Codes compared)9th percentile (175 ZIP Codes compared)24th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher44.9%45th percentile (12 ZIP Codes compared)84th percentile (175 ZIP Codes compared)81st percentile (22,922 ZIP Codes compared)
Owner-occupied homes59.8%9th percentile (12 ZIP Codes compared)10th percentile (175 ZIP Codes compared)18th percentile (22,922 ZIP Codes compared)
Housing vacancy rate8.7%36th percentile (12 ZIP Codes compared)26th percentile (175 ZIP Codes compared)45th percentile (22,922 ZIP Codes compared)
Median home value$729,700 ± $186,444100th percentile (12 ZIP Codes compared)100th percentile (172 ZIP Codes compared)93rd percentile (22,833 ZIP Codes compared)
Median gross rent$1,03918th percentile (12 ZIP Codes compared)67th percentile (171 ZIP Codes compared)47th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.43936th percentile (12 ZIP Codes compared)39th percentile (175 ZIP Codes compared)57th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$159,03690th percentile (12 ZIP Codes compared)98th percentile (145 ZIP Codes compared)93rd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more21.4%100th percentile (12 ZIP Codes compared)99th percentile (145 ZIP Codes compared)94th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+34.5%9th percentile (12 ZIP Codes compared)17th percentile (98 ZIP Codes compared)14th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents19.754th percentile (12 ZIP Codes compared)69th percentile (167 ZIP Codes compared)51st percentile (22,700 ZIP Codes compared)
Average annual pay per employee$77,96990th percentile (12 ZIP Codes compared)93rd percentile (164 ZIP Codes compared)93rd percentile (22,551 ZIP Codes compared)

Percentile groups: Santa Fe County · New Mexico · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+14.1%
1-year change
2021–2022
+34.5%
5-year change
2017–2022
+48.3%
10-year change
2012–2022

Home price index — ZIP Code 87540

Home price index, ZIP Code 87540, 2001–2022Line chart of the annual home price index: 100.0 in 2001 and 175.9 in 2022. Every value is listed in the data table below the chart.8010012014016018020012005201020152022175.9

FHFA ZIP Code index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 87540
YearIndexAnnual change
2001100.0—
200299.5−0.5%
2003108.2+8.8%
2004112.4+3.8%
2005126.8+12.8%
2006136.3+7.5%
2007153.1+12.3%
2008144.3−5.8%
2009137.1−5.0%
2010122.8−10.4%
2011118.3−3.7%
2012118.6+0.3%
2013108.5−8.5%
2014100.1−7.8%
2015115.3+15.2%
2016130.6+13.3%
2017130.8+0.2%
2018116.8−10.7%
2019125.4+7.3%
2020141.8+13.1%
2021154.2+8.7%
2022175.9+14.1%

03 — Nearby ZIP Codes

ZIP Code 87540 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
87540Lamy, NMthis ZIP Code$52,500$729,7006.7%+34.5%
87508Santa Fe, NM8.8 mi$101,565$561,2009.4%+37.5%
87562Rowe, NM12.3 mi$116,402$205,0000.0%—
87535Glorieta, NM13.1 mi$59,688$434,0009.2%+28.6%
87505Santa Fe, NM14.7 mi$78,247$507,80010.9%+46.9%
87010Cerrillos, NM15.0 mi$60,000$473,60025.3%+48.7%
87056Stanley, NM17.0 mi$76,563$238,0002.8%+45.6%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

22
Establishments
32
Employees
$2.5M
Annual payroll
$77,969
Average pay per employee
Establishments by sector, ZIP Code 87540
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Professional, scientific & technical services522.7%11.7%1.9×
Real estate & rental418.2%5.5%3.3×
Educational services313.6%1.3%10.4×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.