CoverFi
Data updated 2026-10-07

ZIP Code 92019 · El Cajon, CA

San Diego County · pop 45,351 · ACS 2020–2024

The median household income in ZIP Code 92019 (El Cajon, CA) is $101,973, higher than 56% of the other ZIP Codes in California.

Its FHFA home price index changed +55.7% over the five years to 2025.

01 — Where it stands

$101,973
Median household income
± $7,244 MOE
$801,400
Median home value
± $26,880 MOE
$2,237
Median gross rent
13.4%
Poverty rate
Percentiles for ZIP Code 92019 within San Diego County, California and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$101,973 ± $7,24441st percentile (94 ZIP Codes compared)56th percentile (1,413 ZIP Codes compared)80th percentile (22,922 ZIP Codes compared)
Per capita income$43,79333rd percentile (94 ZIP Codes compared)48th percentile (1,413 ZIP Codes compared)67th percentile (22,922 ZIP Codes compared)
Poverty rate13.4%79th percentile (94 ZIP Codes compared)65th percentile (1,413 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher33.6%37th percentile (94 ZIP Codes compared)51st percentile (1,413 ZIP Codes compared)67th percentile (22,922 ZIP Codes compared)
Owner-occupied homes66.4%58th percentile (94 ZIP Codes compared)57th percentile (1,413 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Housing vacancy rate4.4%37th percentile (94 ZIP Codes compared)31st percentile (1,413 ZIP Codes compared)18th percentile (22,922 ZIP Codes compared)
Median home value$801,400 ± $26,88042nd percentile (92 ZIP Codes compared)58th percentile (1,403 ZIP Codes compared)94th percentile (22,833 ZIP Codes compared)
Median gross rent$2,23748th percentile (94 ZIP Codes compared)65th percentile (1,412 ZIP Codes compared)94th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.43856th percentile (94 ZIP Codes compared)47th percentile (1,413 ZIP Codes compared)57th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$94,95950th percentile (89 ZIP Codes compared)59th percentile (1,349 ZIP Codes compared)78th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more9.1%48th percentile (89 ZIP Codes compared)58th percentile (1,349 ZIP Codes compared)80th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+55.7%66th percentile (87 ZIP Codes compared)86th percentile (1,289 ZIP Codes compared)60th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents17.727th percentile (94 ZIP Codes compared)41st percentile (1,412 ZIP Codes compared)43rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$44,99926th percentile (93 ZIP Codes compared)20th percentile (1,406 ZIP Codes compared)38th percentile (22,551 ZIP Codes compared)

Percentile groups: San Diego County · California · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+3.6%
1-year change
2024–2025
+55.7%
5-year change
2020–2025
+96.6%
10-year change
2015–2025

Home price index — ZIP Code 92019

Home price index, ZIP Code 92019, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 345.2 in 2025. Every value is listed in the data table below the chart.100200300400200020052010201520202025345.2

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 92019
YearIndexAnnual change
2000100.0+16.3%
2001110.2+10.2%
2002127.6+15.9%
2003142.8+11.9%
2004176.0+23.2%
2005207.5+17.9%
2006212.2+2.2%
2007200.2−5.6%
2008166.5−16.9%
2009146.1−12.2%
2010143.6−1.7%
2011136.2−5.2%
2012137.8+1.2%
2013150.2+9.0%
2014168.1+11.9%
2015175.6+4.5%
2016185.3+5.5%
2017197.3+6.5%
2018206.9+4.9%
2019213.6+3.2%
2020221.8+3.8%
2021250.7+13.0%
2022296.0+18.1%
2023318.9+7.7%
2024333.3+4.5%
2025345.2+3.6%

03 — Nearby ZIP Codes

ZIP Code 92019 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
92019El Cajon, CAthis ZIP Code$101,973$801,40013.4%+55.7%
92021El Cajon, CA3.9 mi$74,013$611,90018.5%+52.3%
92020El Cajon, CA5.8 mi$76,032$813,10015.8%+53.5%
91978Spring Valley, CA6.5 mi$113,170$637,20010.2%+63.6%
91941La Mesa, CA7.4 mi$115,381$928,7007.2%+53.6%
91977Spring Valley, CA8.0 mi$99,657$665,6009.7%+51.9%
91935Jamul, CA8.1 mi$151,538$902,4004.2%+47.7%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

804
Establishments
7,932
Employees
$356.9M
Annual payroll
$44,999
Average pay per employee
Establishments by sector, ZIP Code 92019
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction13616.9%9.6%1.8×
Retail trade8810.9%12.4%0.9×
Professional, scientific & technical services8810.9%11.7%0.9×
Health care & social assistance8610.7%11.9%0.9×
Accommodation & food services8310.3%9.3%1.1×
Other services769.5%9.5%1.0×
Real estate & rental718.8%5.5%1.6×
Transportation & warehousing374.6%3.3%1.4×
Finance & insurance364.5%5.5%0.8×
Administrative & support services364.5%5.3%0.9×
All other sectors668.2%12.7%0.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.