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Data updated 2026-10-07

ZIP Code 92356 · Lucerne Valley, CA

San Bernardino County · pop 6,543 · ACS 2020–2024

The median household income in ZIP Code 92356 (Lucerne Valley, CA) is $54,923, higher than 8% of the other ZIP Codes in California.

Its FHFA home price index changed +50.8% over the five years to 2025.

01 — Where it stands

$54,923
Median household income
± $19,128 MOE
$269,900
Median home value
± $60,591 MOE
$1,181
Median gross rent
21.8%
Poverty rate
Percentiles for ZIP Code 92356 within San Bernardino County, California and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$54,923 ± $19,12811th percentile (69 ZIP Codes compared)8th percentile (1,413 ZIP Codes compared)18th percentile (22,922 ZIP Codes compared)
Per capita income$24,48610th percentile (69 ZIP Codes compared)9th percentile (1,413 ZIP Codes compared)8th percentile (22,922 ZIP Codes compared)
Poverty rate21.8%85th percentile (69 ZIP Codes compared)89th percentile (1,413 ZIP Codes compared)86th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher19.6%48th percentile (69 ZIP Codes compared)25th percentile (1,413 ZIP Codes compared)32nd percentile (22,922 ZIP Codes compared)
Owner-occupied homes77.8%82nd percentile (69 ZIP Codes compared)82nd percentile (1,413 ZIP Codes compared)54th percentile (22,922 ZIP Codes compared)
Housing vacancy rate22.2%79th percentile (69 ZIP Codes compared)90th percentile (1,413 ZIP Codes compared)85th percentile (22,922 ZIP Codes compared)
Median home value$269,900 ± $60,5918th percentile (68 ZIP Codes compared)5th percentile (1,403 ZIP Codes compared)55th percentile (22,833 ZIP Codes compared)
Median gross rent$1,18111th percentile (69 ZIP Codes compared)10th percentile (1,412 ZIP Codes compared)58th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.49691st percentile (69 ZIP Codes compared)83rd percentile (1,413 ZIP Codes compared)87th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$43,3558th percentile (61 ZIP Codes compared)5th percentile (1,349 ZIP Codes compared)4th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%0th percentile (61 ZIP Codes compared)0th percentile (1,349 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+50.8%41st percentile (61 ZIP Codes compared)75th percentile (1,289 ZIP Codes compared)47th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents9.823rd percentile (69 ZIP Codes compared)12th percentile (1,412 ZIP Codes compared)11th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$71,43394th percentile (69 ZIP Codes compared)78th percentile (1,406 ZIP Codes compared)89th percentile (22,551 ZIP Codes compared)

Percentile groups: San Bernardino County · California · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

−5.6%
1-year change
2024–2025
+50.8%
5-year change
2020–2025
+137.3%
10-year change
2015–2025

Home price index — ZIP Code 92356

Home price index, ZIP Code 92356, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 356.3 in 2025. Every value is listed in the data table below the chart.100200300400200020052010201520202025356.3

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 92356
YearIndexAnnual change
2000100.0+10.2%
2001100.9+0.9%
2002105.3+4.4%
2003114.3+8.6%
2004162.4+42.1%
2005220.1+35.5%
2006262.8+19.4%
2007260.0−1.1%
2008192.2−26.1%
2009122.3−36.4%
2010125.4+2.6%
2011106.7−14.9%
2012106.8+0.1%
2013120.0+12.3%
2014149.5+24.6%
2015150.2+0.5%
2016164.2+9.3%
2017188.9+15.0%
2018188.80.0%
2019211.0+11.7%
2020236.3+12.0%
2021281.0+18.9%
2022337.5+20.1%
2023353.4+4.7%
2024377.5+6.8%
2025356.3−5.6%

03 — Nearby ZIP Codes

ZIP Code 92356 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
92356Lucerne Valley, CAthis ZIP Code$54,923$269,90021.8%+50.8%
92307Apple Valley, CA14.6 mi$77,106$428,40013.6%+57.1%
92308Apple Valley, CA15.9 mi$66,568$383,60018.7%+56.1%
92333Fawnskin, CA17.1 mi$81,833$413,3007.3%+34.4%
92314Big Bear City, CA17.6 mi$74,910$457,20014.4%+51.0%
92386Sugarloaf, CA18.3 mi$50,694$458,60024.6%+51.1%
92315Big Bear Lake, CA19.5 mi$77,436$590,0006.0%+49.4%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

64
Establishments
1,007
Employees
$71.9M
Annual payroll
$71,433
Average pay per employee
Establishments by sector, ZIP Code 92356
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction1320.3%9.6%2.1×
Retail trade914.1%12.4%1.1×
Other services812.5%9.5%1.3×
Health care & social assistance69.4%11.9%0.8×
Utilities46.2%0.1%49.9×
Real estate & rental46.2%5.5%1.1×
Accommodation & food services46.2%9.3%0.7×
Mining, quarrying, oil & gas34.7%0.2%24.7×
Manufacturing34.7%3.3%1.4×
Administrative & support services34.7%5.3%0.9×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.