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Data updated 2026-10-07

ZIP Code 94804 · Richmond, CA

Contra Costa County · pop 44,891 · ACS 2020–2024

The median household income in ZIP Code 94804 (Richmond, CA) is $91,037, higher than 45% of the other ZIP Codes in California.

Its FHFA home price index changed +22.3% over the five years to 2025.

01 — Where it stands

$91,037
Median household income
± $8,046 MOE
$631,900
Median home value
± $21,880 MOE
$1,826
Median gross rent
15.8%
Poverty rate
Percentiles for ZIP Code 94804 within Contra Costa County, California and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$91,037 ± $8,04616th percentile (38 ZIP Codes compared)45th percentile (1,413 ZIP Codes compared)71st percentile (22,922 ZIP Codes compared)
Per capita income$42,25721st percentile (38 ZIP Codes compared)45th percentile (1,413 ZIP Codes compared)64th percentile (22,922 ZIP Codes compared)
Poverty rate15.8%97th percentile (38 ZIP Codes compared)73rd percentile (1,413 ZIP Codes compared)71st percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher32.8%32nd percentile (38 ZIP Codes compared)49th percentile (1,413 ZIP Codes compared)66th percentile (22,922 ZIP Codes compared)
Owner-occupied homes53.6%13th percentile (38 ZIP Codes compared)33rd percentile (1,413 ZIP Codes compared)12th percentile (22,922 ZIP Codes compared)
Housing vacancy rate4.2%64th percentile (38 ZIP Codes compared)28th percentile (1,413 ZIP Codes compared)17th percentile (22,922 ZIP Codes compared)
Median home value$631,900 ± $21,88013th percentile (38 ZIP Codes compared)43rd percentile (1,403 ZIP Codes compared)90th percentile (22,833 ZIP Codes compared)
Median gross rent$1,8265th percentile (38 ZIP Codes compared)41st percentile (1,412 ZIP Codes compared)86th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.45672nd percentile (38 ZIP Codes compared)60th percentile (1,413 ZIP Codes compared)69th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$72,81111th percentile (36 ZIP Codes compared)38th percentile (1,349 ZIP Codes compared)55th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more5.6%14th percentile (36 ZIP Codes compared)43rd percentile (1,349 ZIP Codes compared)65th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+22.3%32nd percentile (38 ZIP Codes compared)14th percentile (1,289 ZIP Codes compared)4th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents17.745th percentile (38 ZIP Codes compared)41st percentile (1,412 ZIP Codes compared)43rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$81,45067th percentile (38 ZIP Codes compared)85th percentile (1,406 ZIP Codes compared)94th percentile (22,551 ZIP Codes compared)

Percentile groups: Contra Costa County · California · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+4.0%
1-year change
2024–2025
+22.3%
5-year change
2020–2025
+89.8%
10-year change
2015–2025

Home price index — ZIP Code 94804

Home price index, ZIP Code 94804, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 335.6 in 2025. Every value is listed in the data table below the chart.0100200300400200020052010201520202025335.6

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 94804
YearIndexAnnual change
2000100.0+27.7%
2001119.3+19.3%
2002137.2+15.0%
2003150.8+9.9%
2004173.6+15.1%
2005214.7+23.7%
2006232.4+8.2%
2007222.7−4.2%
2008141.6−36.4%
2009113.0−20.2%
2010113.3+0.3%
201198.2−13.4%
201295.9−2.3%
2013120.2+25.3%
2014153.8+27.9%
2015176.8+15.0%
2016202.5+14.5%
2017222.2+9.7%
2018252.2+13.5%
2019266.4+5.7%
2020274.4+3.0%
2021302.5+10.2%
2022339.2+12.1%
2023332.0−2.1%
2024322.8−2.8%
2025335.6+4.0%

03 — Nearby ZIP Codes

ZIP Code 94804 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
94804Richmond, CAthis ZIP Code$91,037$631,90015.8%+22.3%
94805Richmond, CA2.0 mi$111,152$791,9005.3%+14.7%
94530El Cerrito, CA2.1 mi$128,529$1,114,1006.8%+23.0%
94706Albany, CA2.9 mi$143,398$1,203,5006.7%+13.4%
94707Berkeley, CA3.4 mi$212,776$1,649,3003.1%+24.4%
94710Berkeley, CA4.0 mi$102,227$1,081,00014.2%+11.3%
94801Richmond, CA4.0 mi$81,728$609,00014.5%+21.7%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

795
Establishments
13,241
Employees
$1.08B
Annual payroll
$81,450
Average pay per employee
Establishments by sector, ZIP Code 94804
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction11013.8%9.6%1.4×
Retail trade8410.6%12.4%0.9×
Professional, scientific & technical services779.7%11.7%0.8×
Other services749.3%9.5%1.0×
Health care & social assistance739.2%11.9%0.8×
Manufacturing668.3%3.3%2.5×
Accommodation & food services648.1%9.3%0.9×
Administrative & support services627.8%5.3%1.5×
Wholesale trade577.2%4.4%1.6×
Transportation & warehousing496.2%3.3%1.8×
All other sectors779.7%16.0%0.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.