CoverFi
Data updated 2026-10-07

ZIP Code 95551 · Loleta, CA

Humboldt County · pop 1,880 · ACS 2020–2024

The median household income in ZIP Code 95551 (Loleta, CA) is $64,519, higher than 16% of the other ZIP Codes in California.

Its FHFA home price index changed +29.7% over the five years to 2024.

01 — Where it stands

$64,519
Median household income
± $24,943 MOE
$558,100
Median home value
± $92,951 MOE
$1,140
Median gross rent
14.8%
Poverty rate
Percentiles for ZIP Code 95551 within Humboldt County, California and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$64,519 ± $24,94361st percentile (19 ZIP Codes compared)16th percentile (1,413 ZIP Codes compared)34th percentile (22,922 ZIP Codes compared)
Per capita income$35,53750th percentile (19 ZIP Codes compared)32nd percentile (1,413 ZIP Codes compared)43rd percentile (22,922 ZIP Codes compared)
Poverty rate14.8%27th percentile (19 ZIP Codes compared)70th percentile (1,413 ZIP Codes compared)67th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher31.0%55th percentile (19 ZIP Codes compared)46th percentile (1,413 ZIP Codes compared)62nd percentile (22,922 ZIP Codes compared)
Owner-occupied homes41.4%16th percentile (19 ZIP Codes compared)17th percentile (1,413 ZIP Codes compared)6th percentile (22,922 ZIP Codes compared)
Housing vacancy rate10.2%33rd percentile (19 ZIP Codes compared)73rd percentile (1,413 ZIP Codes compared)53rd percentile (22,922 ZIP Codes compared)
Median home value$558,100 ± $92,95177th percentile (19 ZIP Codes compared)34th percentile (1,403 ZIP Codes compared)87th percentile (22,833 ZIP Codes compared)
Median gross rent$1,14027th percentile (19 ZIP Codes compared)8th percentile (1,412 ZIP Codes compared)55th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.51583rd percentile (19 ZIP Codes compared)90th percentile (1,413 ZIP Codes compared)92nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$68,16255th percentile (19 ZIP Codes compared)33rd percentile (1,349 ZIP Codes compared)47th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more4.5%55th percentile (19 ZIP Codes compared)37th percentile (1,349 ZIP Codes compared)56th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+29.7%41st percentile (18 ZIP Codes compared)26th percentile (1,289 ZIP Codes compared)9th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents8.511th percentile (19 ZIP Codes compared)8th percentile (1,412 ZIP Codes compared)7th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$54,20283rd percentile (19 ZIP Codes compared)45th percentile (1,406 ZIP Codes compared)66th percentile (22,551 ZIP Codes compared)

Percentile groups: Humboldt County · California · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

—
1-year change
2023–2024
+29.7%
5-year change
2019–2024
+81.3%
10-year change
2014–2024

Home price index — ZIP Code 95551

Home price index, ZIP Code 95551, 2000–2024Line chart of the annual home price index: 100.0 in 2000 and 308.0 in 2024. Every value is listed in the data table below the chart.100200300400200020052010201520202024308.0

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 95551
YearIndexAnnual change
2000100.0+4.8%
2001109.2+9.2%
2002121.1+10.9%
2003139.2+14.9%
2004160.6+15.4%
2005207.4+29.1%
2006213.2+2.8%
2007234.8+10.1%
2008215.1−8.4%
2009196.5−8.6%
2010187.6−4.5%
2011187.2−0.2%
2012168.8−9.8%
2013170.8+1.2%
2014169.9−0.5%
2015183.3+7.9%
2016190.8+4.0%
2017216.2+13.3%
2018232.0+7.3%
2019237.4+2.3%
2020238.2+0.3%
2021279.3+17.3%
2022315.6+13.0%
2024308.0—

03 — Nearby ZIP Codes

ZIP Code 95551 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
95551Loleta, CAthis ZIP Code$64,519$558,10014.8%+29.7%
95537Fields Landing, CA3.7 mi$78,686$435,50052.8%+37.0%
95503Eureka, CA7.8 mi$71,855$444,70013.8%+33.2%
95564Samoa, CA8.1 mi$78,750$480,8007.2%—
95540Fortuna, CA9.3 mi$63,695$389,50017.4%+36.2%
95501Eureka, CA9.9 mi$54,137$412,30020.7%+32.3%
95547Hydesville, CA10.9 mi$96,827$481,10017.0%+15.6%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

16
Establishments
356
Employees
$19.3M
Annual payroll
$54,202
Average pay per employee
Establishments by sector, ZIP Code 95551
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction531.2%9.6%3.2×
Retail trade318.8%12.4%1.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.