CoverFi
Data updated 2026-10-07

ZIP Code 95655 · Mather, CA

Sacramento County · pop 4,901 · ACS 2020–2024

The median household income in ZIP Code 95655 (Mather, CA) is $143,958, higher than 85% of the other ZIP Codes in California.

Its FHFA home price index changed +51.6% over the five years to 2021.

01 — Where it stands

$143,958
Median household income
± $18,650 MOE
$587,800
Median home value
± $18,995 MOE
$679
Median gross rent
11.8%
Poverty rate
Percentiles for ZIP Code 95655 within Sacramento County, California and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$143,958 ± $18,65093rd percentile (50 ZIP Codes compared)85th percentile (1,413 ZIP Codes compared)94th percentile (22,922 ZIP Codes compared)
Per capita income$46,63269th percentile (50 ZIP Codes compared)54th percentile (1,413 ZIP Codes compared)73rd percentile (22,922 ZIP Codes compared)
Poverty rate11.8%51st percentile (50 ZIP Codes compared)56th percentile (1,413 ZIP Codes compared)54th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher38.2%67th percentile (50 ZIP Codes compared)57th percentile (1,413 ZIP Codes compared)74th percentile (22,922 ZIP Codes compared)
Owner-occupied homes77.3%85th percentile (50 ZIP Codes compared)81st percentile (1,413 ZIP Codes compared)52nd percentile (22,922 ZIP Codes compared)
Housing vacancy rate0.0%0th percentile (50 ZIP Codes compared)0th percentile (1,413 ZIP Codes compared)0th percentile (22,922 ZIP Codes compared)
Median home value$587,800 ± $18,99560th percentile (49 ZIP Codes compared)38th percentile (1,403 ZIP Codes compared)88th percentile (22,833 ZIP Codes compared)
Median gross rent$6790th percentile (50 ZIP Codes compared)0th percentile (1,412 ZIP Codes compared)7th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.39822nd percentile (50 ZIP Codes compared)15th percentile (1,413 ZIP Codes compared)26th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$95,59970th percentile (49 ZIP Codes compared)59th percentile (1,349 ZIP Codes compared)78th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more8.0%68th percentile (49 ZIP Codes compared)53rd percentile (1,349 ZIP Codes compared)76th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+51.6%100th percentile (49 ZIP Codes compared)77th percentile (1,289 ZIP Codes compared)49th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents16.342nd percentile (50 ZIP Codes compared)36th percentile (1,412 ZIP Codes compared)37th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$100,08191st percentile (50 ZIP Codes compared)92nd percentile (1,406 ZIP Codes compared)97th percentile (22,551 ZIP Codes compared)

Percentile groups: Sacramento County · California · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+18.7%
1-year change
2020–2021
+51.6%
5-year change
2016–2021
+137.2%
10-year change
2011–2021

Home price index — ZIP Code 95655

Home price index, ZIP Code 95655, 2001–2021Line chart of the annual home price index: 100.0 in 2001 and 231.9 in 2021. Every value is listed in the data table below the chart.5010015020025020012005201020152021231.9

FHFA ZIP Code index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 95655
YearIndexAnnual change
2001100.0—
2002112.3+12.3%
2003124.6+10.9%
2004153.0+22.8%
2005190.4+24.5%
2006183.8−3.5%
2007182.2−0.9%
2008150.7−17.3%
2009129.9−13.8%
2010111.0−14.6%
201197.7−11.9%
201298.1+0.3%
2013105.6+7.7%
2014121.7+15.2%
2015140.7+15.7%
2016153.0+8.7%
2018181.6—
2019195.9+7.8%
2020195.3−0.3%
2021231.9+18.7%

03 — Nearby ZIP Codes

ZIP Code 95655 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
95655Mather, CAthis ZIP Code$143,958$587,80011.8%+51.6%
95827Sacramento, CA2.6 mi$85,841$437,30014.0%+36.0%
95670Rancho Cordova, CA3.8 mi$89,484$491,10011.5%+32.1%
95830Sacramento, CA4.1 mi$135,938$952,2001.3%+49.5%
95742Rancho Cordova, CA4.1 mi$155,855$634,2004.9%+35.2%
95829Sacramento, CA4.8 mi$105,395$621,10012.1%+41.1%
95826Sacramento, CA5.4 mi$82,127$463,30016.6%+32.6%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

80
Establishments
4,381
Employees
$438.5M
Annual payroll
$100,081
Average pay per employee
Establishments by sector, ZIP Code 95655
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Transportation & warehousing1417.5%3.3%5.2×
Construction1316.2%9.6%1.7×
Professional, scientific & technical services1316.2%11.7%1.4×
Health care & social assistance810.0%11.9%0.8×
Wholesale trade67.5%4.4%1.7×
Other services67.5%9.5%0.8×
Administrative & support services56.2%5.3%1.2×
Retail trade45.0%12.4%0.4×
Information33.8%1.8%2.1×
Educational services33.8%1.3%2.9×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.