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Data updated 2026-10-07

ZIP Code 96020 · Chester, CA

Plumas County · pop 2,222 · ACS 2020–2024

The median household income in ZIP Code 96020 (Chester, CA) is $50,489, higher than 5% of the other ZIP Codes in California.

Its FHFA home price index changed +29.9% over the five years to 2024.

01 — Where it stands

$50,489
Median household income
± $18,930 MOE
$350,200
Median home value
± $44,435 MOE
$1,130
Median gross rent
12.2%
Poverty rate
Percentiles for ZIP Code 96020 within Plumas County, California and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$50,489 ± $18,9300th percentile (6 ZIP Codes compared)5th percentile (1,413 ZIP Codes compared)12th percentile (22,922 ZIP Codes compared)
Per capita income$55,48260th percentile (6 ZIP Codes compared)66th percentile (1,413 ZIP Codes compared)84th percentile (22,922 ZIP Codes compared)
Poverty rate12.2%60th percentile (6 ZIP Codes compared)59th percentile (1,413 ZIP Codes compared)56th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher29.1%100th percentile (6 ZIP Codes compared)43rd percentile (1,413 ZIP Codes compared)59th percentile (22,922 ZIP Codes compared)
Owner-occupied homes71.6%40th percentile (6 ZIP Codes compared)70th percentile (1,413 ZIP Codes compared)37th percentile (22,922 ZIP Codes compared)
Housing vacancy rate43.6%60th percentile (6 ZIP Codes compared)97th percentile (1,413 ZIP Codes compared)97th percentile (22,922 ZIP Codes compared)
Median home value$350,200 ± $44,43560th percentile (6 ZIP Codes compared)12th percentile (1,403 ZIP Codes compared)69th percentile (22,833 ZIP Codes compared)
Median gross rent$1,13060th percentile (6 ZIP Codes compared)8th percentile (1,412 ZIP Codes compared)55th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.51780th percentile (6 ZIP Codes compared)91st percentile (1,413 ZIP Codes compared)92nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$67,36340th percentile (6 ZIP Codes compared)32nd percentile (1,349 ZIP Codes compared)45th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more3.5%0th percentile (6 ZIP Codes compared)30th percentile (1,349 ZIP Codes compared)45th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+29.9%20th percentile (6 ZIP Codes compared)27th percentile (1,289 ZIP Codes compared)9th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents46.480th percentile (6 ZIP Codes compared)87th percentile (1,412 ZIP Codes compared)93rd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$57,31720th percentile (6 ZIP Codes compared)53rd percentile (1,406 ZIP Codes compared)73rd percentile (22,551 ZIP Codes compared)

Percentile groups: Plumas County · California · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

−2.4%
1-year change
2023–2024
+29.9%
5-year change
2019–2024
+89.3%
10-year change
2014–2024

Home price index — ZIP Code 96020

Home price index, ZIP Code 96020, 2000–2024Line chart of the annual home price index: 100.0 in 2000 and 256.8 in 2024. Every value is listed in the data table below the chart.100150200250300200020052010201520202024256.8

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2000 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 96020
YearIndexAnnual change
2000100.0+0.4%
2001116.1+16.1%
2002135.0+16.3%
2003156.9+16.2%
2004189.2+20.6%
2005235.2+24.3%
2006263.6+12.1%
2007250.6−4.9%
2008226.6−9.6%
2009197.3−12.9%
2010161.3−18.3%
2011153.4−4.9%
2012134.3−12.4%
2013137.3+2.2%
2014135.7−1.2%
2015157.7+16.2%
2016153.2−2.9%
2017177.5+15.9%
2018184.2+3.8%
2019197.7+7.3%
2020207.6+5.0%
2021224.5+8.2%
2022248.6+10.7%
2023263.1+5.9%
2024256.8−2.4%

03 — Nearby ZIP Codes

ZIP Code 96020 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
96020Chester, CAthis ZIP Code$50,489$350,20012.2%+29.9%
95923Canyon Dam, CA10.8 mi$95,045$1,019,7000.0%+29.9%
96137Westwood, CA11.4 mi$65,896$414,90014.2%+28.4%
96061Mill Creek, CA12.2 mi$71,797$333,9000.0%+35.6%
96063Mineral, CA18.7 mi$71,797$333,90060.9%+35.6%
95915Belden, CA21.9 mi$75,714$363,6008.2%+67.4%
95984Twain, CA23.5 mi$75,714$363,60041.2%+67.4%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

103
Establishments
652
Employees
$37.4M
Annual payroll
$57,317
Average pay per employee
Establishments by sector, ZIP Code 96020
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade2221.4%12.4%1.7×
Construction2019.4%9.6%2.0×
Accommodation & food services1615.5%9.3%1.7×
Other services87.8%9.5%0.8×
Administrative & support services65.8%5.3%1.1×
Health care & social assistance65.8%11.9%0.5×
Finance & insurance54.9%5.5%0.9×
Professional, scientific & technical services43.9%11.7%0.3×
Agriculture, forestry, fishing & hunting32.9%0.2%19.1×
Manufacturing32.9%3.3%0.9×
All other sectors32.9%4.4%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.