CoverFi
Data updated 2026-10-07

ZIP Code 99639 · Ninilchik, AK

Kenai Peninsula Borough · pop 1,175 · ACS 2020–2024

The median household income in ZIP Code 99639 (Ninilchik, AK) is $47,333, the lowest of 64 ZIP Codes in Alaska.

Its FHFA home price index changed +56.3% over the five years to 2022.

01 — Where it stands

$47,333
Median household income
± $14,659 MOE
$250,800
Median home value
± $36,864 MOE
$1,007
Median gross rent
19.7%
Poverty rate
Percentiles for ZIP Code 99639 within Kenai Peninsula Borough, Alaska and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$47,333 ± $14,6590th percentile (8 ZIP Codes compared)0th percentile (64 ZIP Codes compared)9th percentile (22,922 ZIP Codes compared)
Per capita income$33,5020th percentile (8 ZIP Codes compared)11th percentile (64 ZIP Codes compared)35th percentile (22,922 ZIP Codes compared)
Poverty rate19.7%85th percentile (8 ZIP Codes compared)95th percentile (64 ZIP Codes compared)82nd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher25.3%14th percentile (8 ZIP Codes compared)39th percentile (64 ZIP Codes compared)49th percentile (22,922 ZIP Codes compared)
Owner-occupied homes85.3%85th percentile (8 ZIP Codes compared)88th percentile (64 ZIP Codes compared)77th percentile (22,922 ZIP Codes compared)
Housing vacancy rate52.1%100th percentile (8 ZIP Codes compared)93rd percentile (64 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Median home value$250,800 ± $36,86414th percentile (8 ZIP Codes compared)11th percentile (61 ZIP Codes compared)51st percentile (22,833 ZIP Codes compared)
Median gross rent$1,0070th percentile (8 ZIP Codes compared)11th percentile (64 ZIP Codes compared)44th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.49485th percentile (8 ZIP Codes compared)95th percentile (64 ZIP Codes compared)86th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$65,5630th percentile (8 ZIP Codes compared)8th percentile (46 ZIP Codes compared)42nd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more4.5%14th percentile (8 ZIP Codes compared)22nd percentile (46 ZIP Codes compared)55th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+56.3%71st percentile (8 ZIP Codes compared)94th percentile (35 ZIP Codes compared)62nd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents33.257th percentile (8 ZIP Codes compared)63rd percentile (64 ZIP Codes compared)84th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$60,45457th percentile (8 ZIP Codes compared)44th percentile (64 ZIP Codes compared)79th percentile (22,551 ZIP Codes compared)

Percentile groups: Kenai Peninsula Borough · Alaska · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+17.7%
1-year change
2021–2022
+56.3%
5-year change
2017–2022
+66.5%
10-year change
2012–2022

Home price index — ZIP Code 99639

Home price index, ZIP Code 99639, 2004–2022Line chart of the annual home price index: 100.0 in 2004 and 232.0 in 2022. Every value is listed in the data table below the chart.10015020025020042005201020152022232.0

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2004 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 99639
YearIndexAnnual change
2004100.0+7.2%
2005113.9+13.9%
2006125.6+10.3%
2007127.5+1.5%
2008139.0+9.1%
2009135.6−2.5%
2010136.4+0.6%
2011143.4+5.1%
2012139.3−2.8%
2013133.3−4.3%
2014130.2−2.3%
2015135.1+3.7%
2016151.2+11.9%
2017148.4−1.8%
2018155.2+4.5%
2019161.1+3.8%
2020189.4+17.6%
2021197.2+4.1%
2022232.0+17.7%

03 — Nearby ZIP Codes

ZIP Code 99639 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
99639Ninilchik, AKthis ZIP Code$47,333$250,80019.7%+56.3%
99556Anchor Point, AK10.7 mi$62,179$239,20015.3%+55.6%
99610Kasilof, AK22.0 mi$56,333$278,60024.2%+55.9%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

39
Establishments
130
Employees
$7.9M
Annual payroll
$60,454
Average pay per employee
Establishments by sector, ZIP Code 99639
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Accommodation & food services1025.6%9.3%2.8×
Retail trade717.9%12.4%1.5×
Transportation & warehousing410.3%3.3%3.1×
Construction37.7%9.6%0.8×
Health care & social assistance37.7%11.9%0.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.