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Data updated 2026-10-07

ZIP Code 01003 · Amherst, MA

Hampshire County · pop 13,510 · ACS 2020–2024

The median household income in ZIP Code 01003 (Amherst, MA) is $50,081, higher than 2% of the other ZIP Codes in Massachusetts.

Its FHFA home price index changed +44.8% over the five years to 2023.

01 — Where it stands

$50,081
Median household income
$451,869
Median home value
$2,643
Median gross rent
21.1%
Poverty rate
Percentiles for ZIP Code 01003 within Hampshire County, Massachusetts and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$50,0810th percentile (18 ZIP Codes compared)2nd percentile (466 ZIP Codes compared)12th percentile (22,922 ZIP Codes compared)
Per capita income$5,7740th percentile (18 ZIP Codes compared)0th percentile (466 ZIP Codes compared)0th percentile (22,922 ZIP Codes compared)
Poverty rate21.1%94th percentile (18 ZIP Codes compared)94th percentile (466 ZIP Codes compared)85th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher47.2%29th percentile (18 ZIP Codes compared)52nd percentile (466 ZIP Codes compared)83rd percentile (22,922 ZIP Codes compared)
Owner-occupied homes0.0%0th percentile (18 ZIP Codes compared)0th percentile (466 ZIP Codes compared)0th percentile (22,922 ZIP Codes compared)
Housing vacancy rate39.7%100th percentile (18 ZIP Codes compared)94th percentile (466 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Median home value$451,86970th percentile (18 ZIP Codes compared)34th percentile (465 ZIP Codes compared)80th percentile (22,833 ZIP Codes compared)
Median gross rent$2,643100th percentile (18 ZIP Codes compared)93rd percentile (466 ZIP Codes compared)97th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.546100th percentile (18 ZIP Codes compared)95th percentile (466 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Home price index, 5-year change+44.8%37th percentile (17 ZIP Codes compared)27th percentile (438 ZIP Codes compared)32nd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents1.60th percentile (17 ZIP Codes compared)0th percentile (464 ZIP Codes compared)0th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$60,10887th percentile (17 ZIP Codes compared)54th percentile (464 ZIP Codes compared)78th percentile (22,551 ZIP Codes compared)

Percentile groups: Hampshire County · Massachusetts · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+9.0%
1-year change
2022–2023
+44.8%
5-year change
2018–2023
+68.1%
10-year change
2013–2023

Home price index — ZIP Code 01003

Home price index, ZIP Code 01003, 2000–2023Line chart of the annual home price index: 100.0 in 2000 and 296.1 in 2023. Every value is listed in the data table below the chart.100150200250300200020052010201520202023296.1

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2000 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 01003
YearIndexAnnual change
2000100.0+7.1%
2001115.0+15.0%
2002122.6+6.6%
2003135.2+10.3%
2004149.5+10.6%
2005165.9+11.0%
2006166.7+0.5%
2007185.6+11.3%
2008181.8−2.1%
2009170.0−6.5%
2010169.0−0.6%
2011170.0+0.6%
2012165.4−2.7%
2013176.2+6.5%
2014178.3+1.2%
2015166.3−6.7%
2016186.5+12.1%
2017198.9+6.6%
2018204.4+2.8%
2019201.7−1.3%
2020214.8+6.5%
2021226.4+5.4%
2022271.5+19.9%
2023296.1+9.0%

03 — Nearby ZIP Codes

ZIP Code 01003 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
01003Amherst, MAthis ZIP Code$50,081$451,86921.1%+44.8%
01002Amherst, MA3.2 mi$70,818$481,10022.6%+48.6%
01035Hadley, MA3.4 mi$119,259$511,0006.4%+39.5%
01038Hatfield, MA4.2 mi$106,635$442,5006.9%+14.7%
01375Sunderland, MA5.3 mi$68,083$458,10014.3%+43.5%
01066North Hatfield, MA5.3 mi$89,005$440,80084.3%+30.3%
01054Leverett, MA5.7 mi$104,688$435,50010.0%+25.8%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

22
Establishments
277
Employees
$16.6M
Annual payroll
$60,108
Average pay per employee
Establishments by sector, ZIP Code 01003
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Other services836.4%9.5%3.8×
Information313.6%1.8%7.5×
Professional, scientific & technical services313.6%11.7%1.2×
Health care & social assistance313.6%11.9%1.1×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.