CoverFi
Data updated 2026-10-07

ZIP Code 01436 · Baldwinville, MA

Worcester County · pop 3,720 · ACS 2020–2024

The median household income in ZIP Code 01436 (Baldwinville, MA) is $77,721, higher than 16% of the other ZIP Codes in Massachusetts.

Its FHFA home price index changed +75.5% over the five years to 2025.

01 — Where it stands

$77,721
Median household income
± $35,734 MOE
$342,700
Median home value
± $14,475 MOE
$1,123
Median gross rent
14.6%
Poverty rate
Percentiles for ZIP Code 01436 within Worcester County, Massachusetts and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$77,721 ± $35,73419th percentile (77 ZIP Codes compared)16th percentile (466 ZIP Codes compared)56th percentile (22,922 ZIP Codes compared)
Per capita income$34,0707th percentile (77 ZIP Codes compared)7th percentile (466 ZIP Codes compared)37th percentile (22,922 ZIP Codes compared)
Poverty rate14.6%85th percentile (77 ZIP Codes compared)84th percentile (466 ZIP Codes compared)66th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher19.7%2nd percentile (77 ZIP Codes compared)4th percentile (466 ZIP Codes compared)32nd percentile (22,922 ZIP Codes compared)
Owner-occupied homes76.5%40th percentile (77 ZIP Codes compared)47th percentile (466 ZIP Codes compared)50th percentile (22,922 ZIP Codes compared)
Housing vacancy rate5.3%55th percentile (77 ZIP Codes compared)49th percentile (466 ZIP Codes compared)24th percentile (22,922 ZIP Codes compared)
Median home value$342,700 ± $14,47514th percentile (77 ZIP Codes compared)12th percentile (465 ZIP Codes compared)68th percentile (22,833 ZIP Codes compared)
Median gross rent$1,12317th percentile (77 ZIP Codes compared)12th percentile (466 ZIP Codes compared)54th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.39940th percentile (77 ZIP Codes compared)21st percentile (466 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$67,95517th percentile (75 ZIP Codes compared)15th percentile (455 ZIP Codes compared)46th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.6%12th percentile (75 ZIP Codes compared)12th percentile (455 ZIP Codes compared)32nd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+75.5%100th percentile (76 ZIP Codes compared)99th percentile (438 ZIP Codes compared)92nd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents8.91st percentile (77 ZIP Codes compared)1st percentile (464 ZIP Codes compared)9th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$70,24584th percentile (77 ZIP Codes compared)74th percentile (464 ZIP Codes compared)89th percentile (22,551 ZIP Codes compared)

Percentile groups: Worcester County · Massachusetts · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+12.4%
1-year change
2024–2025
+75.5%
5-year change
2020–2025
+132.7%
10-year change
2015–2025

Home price index — ZIP Code 01436

Home price index, ZIP Code 01436, 2001–2025Line chart of the annual home price index: 100.0 in 2001 and 258.7 in 2025. Every value is listed in the data table below the chart.100150200250300200120052010201520202025258.7

FHFA ZIP Code index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 01436
YearIndexAnnual change
2001100.0—
2002108.9+8.9%
2003122.7+12.7%
2004131.6+7.3%
2005144.9+10.2%
2006153.2+5.7%
2007147.1−4.0%
2008142.1−3.4%
2009126.1−11.2%
2010121.9−3.4%
2011113.5−6.9%
2012107.5−5.2%
2013105.7−1.8%
2014102.8−2.7%
2015111.2+8.2%
2016118.9+7.0%
2017122.8+3.2%
2018138.9+13.1%
2019142.0+2.2%
2020147.4+3.8%
2021164.7+11.7%
2022192.5+16.9%
2023245.6+27.5%
2024230.2−6.3%
2025258.7+12.4%

03 — Nearby ZIP Codes

ZIP Code 01436 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
01436Baldwinville, MAthis ZIP Code$77,721$342,70014.6%+75.5%
01438East Templeton, MA3.8 mi$117,629$261,3000.6%+58.9%
01468Templeton, MA4.2 mi$113,427$384,5008.1%+64.3%
01475Winchendon, MA4.8 mi$76,552$323,80017.6%+55.1%
01440Gardner, MA5.2 mi$67,440$303,50013.7%+59.8%
01331Athol, MA5.3 mi$72,181$281,40014.8%+66.8%
01368Royalston, MA7.1 mi$102,500$347,30011.6%+63.9%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

33
Establishments
490
Employees
$34.4M
Annual payroll
$70,245
Average pay per employee
Establishments by sector, ZIP Code 01436
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Other services618.2%9.5%1.9×
Construction515.2%9.6%1.6×
Health care & social assistance515.2%11.9%1.3×
Accommodation & food services515.2%9.3%1.6×
Administrative & support services412.1%5.3%2.3×
Retail trade39.1%12.4%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.