CoverFi
Data updated 2026-10-07

ZIP Code 06807 · Cos Cob, CT

Western Connecticut Planning Region · pop 7,650 · ACS 2020–2024

The median household income in ZIP Code 06807 (Cos Cob, CT) is $192,115, higher than 94% of the other ZIP Codes in Connecticut.

Its FHFA home price index changed +19.3% over the five years to 2023.

01 — Where it stands

$192,115
Median household income
± $28,835 MOE
$1,443,200
Median home value
± $335,443 MOE
$2,989
Median gross rent
6.1%
Poverty rate
Percentiles for ZIP Code 06807 within Western Connecticut Planning Region, Connecticut and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$192,115 ± $28,83569th percentile (34 ZIP Codes compared)94th percentile (255 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Per capita income$111,32869th percentile (34 ZIP Codes compared)95th percentile (255 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Poverty rate6.1%66th percentile (34 ZIP Codes compared)52nd percentile (255 ZIP Codes compared)20th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher72.8%75th percentile (34 ZIP Codes compared)92nd percentile (255 ZIP Codes compared)97th percentile (22,922 ZIP Codes compared)
Owner-occupied homes69.8%33rd percentile (34 ZIP Codes compared)31st percentile (255 ZIP Codes compared)33rd percentile (22,922 ZIP Codes compared)
Housing vacancy rate3.7%9th percentile (34 ZIP Codes compared)19th percentile (255 ZIP Codes compared)14th percentile (22,922 ZIP Codes compared)
Median home value$1,443,200 ± $335,44378th percentile (34 ZIP Codes compared)97th percentile (255 ZIP Codes compared)98th percentile (22,833 ZIP Codes compared)
Median gross rent$2,98978th percentile (34 ZIP Codes compared)96th percentile (253 ZIP Codes compared)98th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.52087th percentile (34 ZIP Codes compared)91st percentile (255 ZIP Codes compared)93rd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$336,96069th percentile (34 ZIP Codes compared)95th percentile (251 ZIP Codes compared)98th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more36.5%69th percentile (34 ZIP Codes compared)95th percentile (251 ZIP Codes compared)98th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+19.3%3rd percentile (33 ZIP Codes compared)0th percentile (244 ZIP Codes compared)3rd percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents31.869th percentile (34 ZIP Codes compared)81st percentile (255 ZIP Codes compared)82nd percentile (22,700 ZIP Codes compared)
Average annual pay per employee$67,72839th percentile (34 ZIP Codes compared)75th percentile (255 ZIP Codes compared)87th percentile (22,551 ZIP Codes compared)

Percentile groups: Western Connecticut Planning Region · Connecticut · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

−5.0%
1-year change
2022–2023
+19.3%
5-year change
2018–2023
+30.7%
10-year change
2013–2023

Home price index — ZIP Code 06807

Home price index, ZIP Code 06807, 2000–2023Line chart of the annual home price index: 100.0 in 2000 and 182.6 in 2023. Every value is listed in the data table below the chart.75100125150175200200020052010201520202023182.6

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 06807
YearIndexAnnual change
2000100.0+32.1%
200198.6−1.4%
2002106.3+7.8%
2003113.9+7.1%
2004128.0+12.4%
2005163.7+27.9%
2006152.6−6.8%
2007156.4+2.5%
2008153.2−2.0%
2009143.9−6.1%
2010135.8−5.6%
2011131.3−3.3%
2012129.3−1.5%
2013139.8+8.1%
2014152.2+8.9%
2015156.4+2.7%
2016154.7−1.1%
2017155.4+0.4%
2018153.1−1.5%
2019156.9+2.5%
2020144.8−7.7%
2021150.3+3.8%
2022192.3+27.9%
2023182.6−5.0%

03 — Nearby ZIP Codes

ZIP Code 06807 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
06807Cos Cob, CTthis ZIP Code$192,115$1,443,2006.1%+19.3%
06878Riverside, CT1.9 mi$250,001$1,968,8003.6%+10.2%
06830Greenwich, CT2.1 mi$146,654$1,660,7008.6%+37.4%
06870Old Greenwich, CT2.5 mi$250,001$1,788,7003.4%+23.9%
06902Stamford, CT2.5 mi$94,843$510,40012.0%+53.4%
06901Stamford, CT2.8 mi$102,641$478,70016.8%—
06905Stamford, CT3.3 mi$136,757$618,4005.9%+51.5%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

243
Establishments
1,629
Employees
$110.3M
Annual payroll
$67,728
Average pay per employee
Establishments by sector, ZIP Code 06807
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Professional, scientific & technical services3213.2%11.7%1.1×
Construction3112.8%9.6%1.3×
Health care & social assistance3012.3%11.9%1.0×
Retail trade2510.3%12.4%0.8×
Other services249.9%9.5%1.0×
Finance & insurance218.6%5.5%1.6×
Accommodation & food services218.6%9.3%0.9×
Administrative & support services145.8%5.3%1.1×
Educational services83.3%1.3%2.5×
Arts, entertainment & recreation83.3%1.9%1.8×
All other sectors2711.1%18.3%0.6×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.