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Data updated 2026-10-07

ZIP Code 07746 · Marlboro, NJ

Monmouth County · pop 18,476 · ACS 2020–2024

The median household income in ZIP Code 07746 (Marlboro, NJ) is $207,689, higher than 92% of the other ZIP Codes in New Jersey.

Its FHFA home price index changed +60.2% over the five years to 2025.

01 — Where it stands

$207,689
Median household income
± $31,300 MOE
$701,800
Median home value
± $29,693 MOE
$2,671
Median gross rent
3.2%
Poverty rate
Percentiles for ZIP Code 07746 within Monmouth County, New Jersey and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$207,689 ± $31,30088th percentile (46 ZIP Codes compared)92nd percentile (529 ZIP Codes compared)99th percentile (22,922 ZIP Codes compared)
Per capita income$87,67375th percentile (46 ZIP Codes compared)89th percentile (529 ZIP Codes compared)97th percentile (22,922 ZIP Codes compared)
Poverty rate3.2%17th percentile (46 ZIP Codes compared)19th percentile (529 ZIP Codes compared)5th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher69.0%84th percentile (46 ZIP Codes compared)86th percentile (529 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Owner-occupied homes96.2%93rd percentile (46 ZIP Codes compared)96th percentile (529 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Housing vacancy rate1.7%11th percentile (46 ZIP Codes compared)14th percentile (529 ZIP Codes compared)3rd percentile (22,922 ZIP Codes compared)
Median home value$701,800 ± $29,69353rd percentile (46 ZIP Codes compared)81st percentile (528 ZIP Codes compared)92nd percentile (22,833 ZIP Codes compared)
Median gross rent$2,67182nd percentile (46 ZIP Codes compared)92nd percentile (528 ZIP Codes compared)97th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.46164th percentile (46 ZIP Codes compared)75th percentile (529 ZIP Codes compared)72nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$182,42771st percentile (46 ZIP Codes compared)84th percentile (523 ZIP Codes compared)95th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more28.0%80th percentile (46 ZIP Codes compared)87th percentile (523 ZIP Codes compared)97th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+60.2%37th percentile (46 ZIP Codes compared)44th percentile (510 ZIP Codes compared)71st percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents28.853rd percentile (46 ZIP Codes compared)66th percentile (529 ZIP Codes compared)77th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$48,09820th percentile (46 ZIP Codes compared)26th percentile (529 ZIP Codes compared)48th percentile (22,551 ZIP Codes compared)

Percentile groups: Monmouth County · New Jersey · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+3.0%
1-year change
2024–2025
+60.2%
5-year change
2020–2025
+77.9%
10-year change
2015–2025

Home price index — ZIP Code 07746

Home price index, ZIP Code 07746, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 279.5 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025279.5

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 07746
YearIndexAnnual change
2000100.0+14.3%
2001110.9+10.9%
2002122.0+10.1%
2003129.0+5.7%
2004142.4+10.4%
2005168.1+18.0%
2006171.5+2.0%
2007167.7−2.2%
2008161.3−3.8%
2009153.8−4.6%
2010150.2−2.4%
2011144.6−3.7%
2012143.0−1.1%
2013146.1+2.2%
2014155.6+6.5%
2015157.1+1.0%
2016160.7+2.3%
2017163.3+1.6%
2018169.8+4.0%
2019171.5+1.0%
2020174.4+1.7%
2021192.9+10.6%
2022220.5+14.3%
2023242.9+10.1%
2024271.3+11.7%
2025279.5+3.0%

03 — Nearby ZIP Codes

ZIP Code 07746 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
07746Marlboro, NJthis ZIP Code$207,689$701,8003.2%+60.2%
07751Morganville, NJ2.5 mi$181,205$715,6003.9%+58.2%
07722Colts Neck, NJ5.2 mi$198,994$917,2003.4%+61.0%
07726Englishtown, NJ5.3 mi$149,197$647,1005.3%+56.2%
07733Holmdel, NJ5.5 mi$166,849$843,3002.7%+57.1%
07747Matawan, NJ6.2 mi$124,383$485,6006.7%+65.3%
08857Old Bridge, NJ6.2 mi$109,312$486,6007.0%+62.5%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

533
Establishments
4,671
Employees
$224.7M
Annual payroll
$48,098
Average pay per employee
Establishments by sector, ZIP Code 07746
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Professional, scientific & technical services9618.0%11.7%1.5×
Health care & social assistance8215.4%11.9%1.3×
Retail trade529.8%12.4%0.8×
Other services509.4%9.5%1.0×
Wholesale trade438.1%4.4%1.8×
Construction417.7%9.6%0.8×
Accommodation & food services417.7%9.3%0.8×
Administrative & support services326.0%5.3%1.1×
Finance & insurance234.3%5.5%0.8×
Educational services163.0%1.3%2.3×
All other sectors5710.7%15.9%0.7×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.