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Data updated 2026-10-07

ZIP Code 20777 · Highland, MD

Howard County · pop 3,221 · ACS 2020–2024

The median household income in ZIP Code 20777 (Highland, MD) is $226,146, higher than 97% of the other ZIP Codes in Maryland.

Its FHFA home price index changed +35.7% over the five years to 2025.

01 — Where it stands

$226,146
Median household income
± $21,191 MOE
$861,900
Median home value
± $69,179 MOE
$2,875
Median gross rent
1.0%
Poverty rate
Percentiles for ZIP Code 20777 within Howard County, Maryland and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$226,146 ± $21,19172nd percentile (19 ZIP Codes compared)97th percentile (347 ZIP Codes compared)99th percentile (22,922 ZIP Codes compared)
Per capita income$106,611100th percentile (19 ZIP Codes compared)98th percentile (347 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Poverty rate1.0%11th percentile (19 ZIP Codes compared)2nd percentile (347 ZIP Codes compared)0th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher75.2%77th percentile (19 ZIP Codes compared)96th percentile (347 ZIP Codes compared)97th percentile (22,922 ZIP Codes compared)
Owner-occupied homes95.3%72nd percentile (19 ZIP Codes compared)92nd percentile (347 ZIP Codes compared)97th percentile (22,922 ZIP Codes compared)
Housing vacancy rate1.8%33rd percentile (19 ZIP Codes compared)11th percentile (347 ZIP Codes compared)3rd percentile (22,922 ZIP Codes compared)
Median home value$861,900 ± $69,17966th percentile (19 ZIP Codes compared)96th percentile (344 ZIP Codes compared)95th percentile (22,833 ZIP Codes compared)
Median gross rent$2,87572nd percentile (19 ZIP Codes compared)96th percentile (345 ZIP Codes compared)98th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.42288th percentile (19 ZIP Codes compared)60th percentile (347 ZIP Codes compared)44th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$237,61577th percentile (19 ZIP Codes compared)96th percentile (341 ZIP Codes compared)97th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more34.7%72nd percentile (19 ZIP Codes compared)97th percentile (341 ZIP Codes compared)98th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+35.7%16th percentile (19 ZIP Codes compared)24th percentile (334 ZIP Codes compared)16th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents33.872nd percentile (19 ZIP Codes compared)88th percentile (345 ZIP Codes compared)85th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$51,72511th percentile (19 ZIP Codes compared)50th percentile (345 ZIP Codes compared)59th percentile (22,551 ZIP Codes compared)

Percentile groups: Howard County · Maryland · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+11.9%
1-year change
2024–2025
+35.7%
5-year change
2020–2025
+47.3%
10-year change
2015–2025

Home price index — ZIP Code 20777

Home price index, ZIP Code 20777, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 255.3 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025255.3

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 20777
YearIndexAnnual change
2000100.0+9.0%
2001108.6+8.6%
2002120.9+11.3%
2003132.1+9.3%
2004156.6+18.5%
2005191.7+22.4%
2006204.0+6.4%
2007188.8−7.4%
2008194.3+2.9%
2009179.5−7.6%
2010173.7−3.2%
2011169.9−2.2%
2012168.5−0.8%
2013168.9+0.2%
2014168.1−0.5%
2015173.3+3.1%
2016177.1+2.2%
2017179.8+1.6%
2018175.5−2.4%
2019187.2+6.7%
2020188.1+0.5%
2021203.1+8.0%
2022210.7+3.7%
2023235.3+11.7%
2024228.1−3.0%
2025255.3+11.9%

03 — Nearby ZIP Codes

ZIP Code 20777 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
20777Highland, MDthis ZIP Code$226,146$861,9001.0%+35.7%
20861Ashton, MD2.4 mi$163,438$852,7006.5%+43.4%
20759Fulton, MD2.5 mi$250,001$954,7000.6%+43.4%
20862Brinklow, MD2.6 mi$189,667$810,6000.0%+52.1%
21029Clarksville, MD2.7 mi$243,542$912,1001.1%+37.1%
20868Spencerville, MD3.4 mi$143,333$622,2000.0%+35.9%
20860Sandy Spring, MD3.9 mi$159,303$654,2004.5%+44.0%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

109
Establishments
581
Employees
$30.1M
Annual payroll
$51,725
Average pay per employee
Establishments by sector, ZIP Code 20777
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Professional, scientific & technical services2926.6%11.7%2.3×
Construction2018.3%9.6%1.9×
Retail trade98.3%12.4%0.7×
Real estate & rental98.3%5.5%1.5×
Other services87.3%9.5%0.8×
Administrative & support services65.5%5.3%1.0×
Health care & social assistance54.6%11.9%0.4×
Accommodation & food services54.6%9.3%0.5×
Wholesale trade43.7%4.4%0.8×
Educational services43.7%1.3%2.8×
All other sectors98.3%10.7%0.8×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.