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Data updated 2026-10-07

ZIP Code 33036 · Islamorada, FL

Monroe County · pop 3,777 · ACS 2020–2024

The median household income in ZIP Code 33036 (Islamorada, FL) is $86,032, higher than 70% of the other ZIP Codes in Florida.

Its FHFA home price index changed +65.2% over the five years to 2022.

01 — Where it stands

$86,032
Median household income
± $19,352 MOE
$1,017,400
Median home value
± $149,939 MOE
$1,852
Median gross rent
4.2%
Poverty rate
Percentiles for ZIP Code 33036 within Monroe County, Florida and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$86,032 ± $19,35216th percentile (7 ZIP Codes compared)70th percentile (912 ZIP Codes compared)66th percentile (22,922 ZIP Codes compared)
Per capita income$84,194100th percentile (7 ZIP Codes compared)95th percentile (912 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Poverty rate4.2%0th percentile (7 ZIP Codes compared)4th percentile (912 ZIP Codes compared)9th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher45.1%83rd percentile (7 ZIP Codes compared)78th percentile (912 ZIP Codes compared)81st percentile (22,922 ZIP Codes compared)
Owner-occupied homes84.1%83rd percentile (7 ZIP Codes compared)77th percentile (912 ZIP Codes compared)74th percentile (22,922 ZIP Codes compared)
Housing vacancy rate50.3%100th percentile (7 ZIP Codes compared)98th percentile (912 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Median home value$1,017,400 ± $149,939100th percentile (7 ZIP Codes compared)98th percentile (906 ZIP Codes compared)97th percentile (22,833 ZIP Codes compared)
Median gross rent$1,85233rd percentile (7 ZIP Codes compared)72nd percentile (909 ZIP Codes compared)87th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.588100th percentile (7 ZIP Codes compared)97th percentile (912 ZIP Codes compared)98th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$297,16683rd percentile (7 ZIP Codes compared)94th percentile (899 ZIP Codes compared)98th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more19.4%100th percentile (7 ZIP Codes compared)90th percentile (899 ZIP Codes compared)93rd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+65.2%83rd percentile (7 ZIP Codes compared)58th percentile (832 ZIP Codes compared)80th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents80.5100th percentile (7 ZIP Codes compared)96th percentile (911 ZIP Codes compared)98th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$41,8820th percentile (7 ZIP Codes compared)28th percentile (910 ZIP Codes compared)27th percentile (22,551 ZIP Codes compared)

Percentile groups: Monroe County · Florida · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+34.3%
1-year change
2021–2022
+65.2%
5-year change
2017–2022
+145.3%
10-year change
2012–2022

Home price index — ZIP Code 33036

Home price index, ZIP Code 33036, 2000–2022Line chart of the annual home price index: 100.0 in 2000 and 418.0 in 2022. Every value is listed in the data table below the chart.10020030040050020002005201020152022418.0

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 33036
YearIndexAnnual change
2000100.0+20.0%
2001114.8+14.8%
2002135.0+17.7%
2003150.7+11.6%
2004187.5+24.4%
2005235.5+25.6%
2006264.6+12.3%
2007260.7−1.5%
2008228.4−12.4%
2009194.9−14.7%
2010178.0−8.7%
2011158.8−10.8%
2012170.4+7.3%
2013166.2−2.5%
2014181.2+9.1%
2015205.8+13.6%
2016233.6+13.5%
2017253.1+8.3%
2018294.1+16.2%
2019257.3−12.5%
2020294.6+14.5%
2021311.2+5.6%
2022418.0+34.3%

03 — Nearby ZIP Codes

ZIP Code 33036 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
33036Islamorada, FLthis ZIP Code$86,032$1,017,4004.2%+65.2%
33001Long Key, FL7.9 mi$120,982$703,1002.4%—
33070Tavernier, FL13.0 mi$75,436$732,80013.6%+63.5%
33050Marathon, FL20.9 mi$94,898$747,30013.3%+55.1%
33051Key Colony Beach, FL23.7 mi$94,231$919,8008.2%—
33037Key Largo, FL28.6 mi$86,533$683,00012.0%+68.9%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

304
Establishments
3,227
Employees
$135.2M
Annual payroll
$41,882
Average pay per employee
Establishments by sector, ZIP Code 33036
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Accommodation & food services5819.1%9.3%2.1×
Retail trade5217.1%12.4%1.4×
Real estate & rental4314.1%5.5%2.6×
Other services3110.2%9.5%1.1×
Professional, scientific & technical services278.9%11.7%0.8×
Transportation & warehousing247.9%3.3%2.4×
Finance & insurance123.9%5.5%0.7×
Administrative & support services123.9%5.3%0.8×
Arts, entertainment & recreation123.9%1.9%2.1×
Health care & social assistance113.6%11.9%0.3×
All other sectors206.6%19.1%0.3×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.