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Data updated 2026-10-07

ZIP Code 38374 · Scotts Hill, TN

Henderson County · pop 1,815 · ACS 2020–2024

The median household income in ZIP Code 38374 (Scotts Hill, TN) is $38,389, higher than 5% of the other ZIP Codes in Tennessee.

Per FHFA’s index for Henderson County, home prices changed +72.7% over the five years to 2025.

01 — Where it stands

$38,389
Median household income
± $6,634 MOE
$116,000
Median home value
± $63,126 MOE
LOW RELIABILITY
$742
Median gross rent
33.9%
Poverty rate
Percentiles for ZIP Code 38374 within Henderson County, Tennessee and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$38,389 ± $6,6340th percentile (6 ZIP Codes compared)5th percentile (535 ZIP Codes compared)3rd percentile (22,922 ZIP Codes compared)
Per capita income$25,43740th percentile (6 ZIP Codes compared)13th percentile (535 ZIP Codes compared)10th percentile (22,922 ZIP Codes compared)
Poverty rate33.9%100th percentile (6 ZIP Codes compared)97th percentile (535 ZIP Codes compared)96th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher8.2%20th percentile (6 ZIP Codes compared)3rd percentile (535 ZIP Codes compared)3rd percentile (22,922 ZIP Codes compared)
Owner-occupied homes70.0%40th percentile (6 ZIP Codes compared)28th percentile (535 ZIP Codes compared)33rd percentile (22,922 ZIP Codes compared)
Housing vacancy rate21.5%40th percentile (6 ZIP Codes compared)88th percentile (535 ZIP Codes compared)84th percentile (22,922 ZIP Codes compared)
Median home value$116,000 ± $63,126LOW RELIABILITY0th percentile (6 ZIP Codes compared)6th percentile (535 ZIP Codes compared)9th percentile (22,833 ZIP Codes compared)
Median gross rent$74260th percentile (6 ZIP Codes compared)20th percentile (535 ZIP Codes compared)12th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.46780th percentile (6 ZIP Codes compared)74th percentile (535 ZIP Codes compared)75th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$56,32960th percentile (6 ZIP Codes compared)28th percentile (532 ZIP Codes compared)22nd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%0th percentile (6 ZIP Codes compared)0th percentile (532 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Business establishments per 1,000 residents17.180th percentile (6 ZIP Codes compared)66th percentile (531 ZIP Codes compared)40th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$30,00020th percentile (6 ZIP Codes compared)5th percentile (518 ZIP Codes compared)3rd percentile (22,551 ZIP Codes compared)

Percentile groups: Henderson County · Tennessee · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+9.5%
1-year change, Henderson County
2024–2025
+72.7%
5-year change, Henderson County
2020–2025
+111.4%
10-year change, Henderson County
2015–2025

Home price index — Henderson County

Home price index, Henderson County, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 257.4 in 2025. Every value is listed in the data table below the chart.100150200250300200020052010201520202025257.4

FHFA does not publish a ZIP-level index for this area; the chart shows the Henderson County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Henderson County
YearIndexAnnual change
2000100.0+3.4%
2001103.2+3.2%
2002103.6+0.4%
2003106.1+2.5%
2004109.9+3.6%
2005114.5+4.2%
2006120.2+4.9%
2007122.4+1.9%
2008120.3−1.7%
2009122.7+2.0%
2010120.0−2.2%
2011119.5−0.4%
2012120.0+0.4%
2013117.6−2.0%
2014118.7+0.9%
2015121.8+2.6%
2016126.8+4.1%
2017130.7+3.1%
2018133.4+2.1%
2019140.5+5.3%
2020149.1+6.1%
2021163.3+9.5%
2022198.8+21.8%
2023225.9+13.7%
2024235.2+4.1%
2025257.4+9.5%

03 — Nearby ZIP Codes

ZIP Code 38374 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
38374Scotts Hill, TNthis ZIP Code$38,389$116,00033.9%—
38368Reagan, TN7.0 mi$65,441$202,0007.9%—
38329Decaturville, TN7.4 mi$53,052$143,50018.1%+64.7%
38371Sardis, TN7.6 mi$45,714$130,00016.1%—
38370Saltillo, TN9.2 mi$66,218$120,9008.3%+44.4%
38311Bath Springs, TN10.0 mi$68,203$191,7005.1%—
38328Darden, TN10.2 mi$104,758$139,9000.6%+42.9%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

31
Establishments
154
Employees
$4.6M
Annual payroll
$30,000
Average pay per employee
Establishments by sector, ZIP Code 38374
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade825.8%12.4%2.1×
Construction619.4%9.6%2.0×
Health care & social assistance516.1%11.9%1.4×
Manufacturing39.7%3.3%3.0×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.