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Data updated 2026-10-07

ZIP Code 45377 · Vandalia, OH

Montgomery County · pop 14,888 · ACS 2020–2024

The median household income in ZIP Code 45377 (Vandalia, OH) is $77,398, higher than 63% of the other ZIP Codes in Ohio.

Its FHFA home price index changed +53.8% over the five years to 2025.

01 — Where it stands

$77,398
Median household income
± $13,762 MOE
$202,800
Median home value
± $14,304 MOE
$898
Median gross rent
7.6%
Poverty rate
Percentiles for ZIP Code 45377 within Montgomery County, Ohio and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$77,398 ± $13,76255th percentile (28 ZIP Codes compared)63rd percentile (928 ZIP Codes compared)55th percentile (22,922 ZIP Codes compared)
Per capita income$42,17270th percentile (28 ZIP Codes compared)74th percentile (928 ZIP Codes compared)63rd percentile (22,922 ZIP Codes compared)
Poverty rate7.6%29th percentile (28 ZIP Codes compared)30th percentile (928 ZIP Codes compared)29th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher30.3%66th percentile (28 ZIP Codes compared)74th percentile (928 ZIP Codes compared)61st percentile (22,922 ZIP Codes compared)
Owner-occupied homes66.9%51st percentile (28 ZIP Codes compared)24th percentile (928 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Housing vacancy rate4.1%29th percentile (28 ZIP Codes compared)21st percentile (928 ZIP Codes compared)16th percentile (22,922 ZIP Codes compared)
Median home value$202,800 ± $14,30462nd percentile (28 ZIP Codes compared)55th percentile (925 ZIP Codes compared)37th percentile (22,833 ZIP Codes compared)
Median gross rent$8987th percentile (28 ZIP Codes compared)46th percentile (928 ZIP Codes compared)32nd percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.39118th percentile (28 ZIP Codes compared)27th percentile (928 ZIP Codes compared)22nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$72,63866th percentile (28 ZIP Codes compared)66th percentile (919 ZIP Codes compared)55th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more4.3%74th percentile (28 ZIP Codes compared)68th percentile (919 ZIP Codes compared)53rd percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+53.8%33rd percentile (28 ZIP Codes compared)47th percentile (849 ZIP Codes compared)55th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents25.977th percentile (28 ZIP Codes compared)84th percentile (925 ZIP Codes compared)71st percentile (22,700 ZIP Codes compared)
Average annual pay per employee$58,20277th percentile (28 ZIP Codes compared)78th percentile (914 ZIP Codes compared)75th percentile (22,551 ZIP Codes compared)

Percentile groups: Montgomery County · Ohio · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+5.8%
1-year change
2024–2025
+53.8%
5-year change
2020–2025
+97.8%
10-year change
2015–2025

Home price index — ZIP Code 45377

Home price index, ZIP Code 45377, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 189.2 in 2025. Every value is listed in the data table below the chart.75100125150175200200020052010201520202025189.2

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 45377
YearIndexAnnual change
2000100.0+2.0%
2001103.1+3.1%
2002106.0+2.9%
2003105.1−0.9%
2004107.5+2.2%
2005111.6+3.9%
2006111.2−0.4%
2007110.4−0.7%
2008107.1−3.0%
2009104.5−2.4%
2010100.1−4.2%
201196.6−3.5%
201294.5−2.2%
201394.1−0.4%
201493.8−0.3%
201595.7+2.0%
201698.8+3.3%
2017103.9+5.2%
2018109.6+5.5%
2019117.8+7.5%
2020123.0+4.5%
2021139.6+13.5%
2022156.4+12.0%
2023167.8+7.3%
2024178.8+6.6%
2025189.2+5.8%

03 — Nearby ZIP Codes

ZIP Code 45377 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
45377Vandalia, OHthis ZIP Code$77,398$202,8007.6%+53.8%
45371Tipp City, OH3.8 mi$93,599$302,3005.6%+50.5%
45414Dayton, OH4.5 mi$54,485$182,30019.5%+55.8%
45415Dayton, OH5.2 mi$81,176$188,60011.4%+67.6%
45322Englewood, OH5.8 mi$75,349$179,7009.1%+55.5%
45416Dayton, OH7.0 mi$46,174$81,10029.9%+82.0%
45383West Milton, OH7.1 mi$66,620$171,80010.5%+61.2%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

385
Establishments
12,094
Employees
$703.9M
Annual payroll
$58,202
Average pay per employee
Establishments by sector, ZIP Code 45377
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Health care & social assistance4611.9%11.9%1.0×
Retail trade4010.4%12.4%0.8×
Transportation & warehousing3910.1%3.3%3.0×
Other services379.6%9.5%1.0×
Manufacturing338.6%3.3%2.6×
Accommodation & food services328.3%9.3%0.9×
Professional, scientific & technical services307.8%11.7%0.7×
Administrative & support services287.3%5.3%1.4×
Construction256.5%9.6%0.7×
Finance & insurance236.0%5.5%1.1×
All other sectors4812.5%11.7%1.1×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.