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Data updated 2026-10-07

ZIP Code 45601 · Chillicothe, OH

Ross County · pop 55,836 · ACS 2020–2024

The median household income in ZIP Code 45601 (Chillicothe, OH) is $59,748, higher than 27% of the other ZIP Codes in Ohio.

Its FHFA home price index changed +50.9% over the five years to 2025.

01 — Where it stands

$59,748
Median household income
± $4,060 MOE
$173,100
Median home value
± $8,136 MOE
$915
Median gross rent
17.0%
Poverty rate
Percentiles for ZIP Code 45601 within Ross County, Ohio and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$59,748 ± $4,06040th percentile (6 ZIP Codes compared)27th percentile (928 ZIP Codes compared)25th percentile (22,922 ZIP Codes compared)
Per capita income$32,49440th percentile (6 ZIP Codes compared)33rd percentile (928 ZIP Codes compared)31st percentile (22,922 ZIP Codes compared)
Poverty rate17.0%100th percentile (6 ZIP Codes compared)74th percentile (928 ZIP Codes compared)75th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher18.1%100th percentile (6 ZIP Codes compared)37th percentile (928 ZIP Codes compared)27th percentile (22,922 ZIP Codes compared)
Owner-occupied homes67.8%0th percentile (6 ZIP Codes compared)26th percentile (928 ZIP Codes compared)29th percentile (22,922 ZIP Codes compared)
Housing vacancy rate6.5%60th percentile (6 ZIP Codes compared)44th percentile (928 ZIP Codes compared)33rd percentile (22,922 ZIP Codes compared)
Median home value$173,100 ± $8,13660th percentile (6 ZIP Codes compared)41st percentile (925 ZIP Codes compared)29th percentile (22,833 ZIP Codes compared)
Median gross rent$91580th percentile (6 ZIP Codes compared)50th percentile (928 ZIP Codes compared)34th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.46180th percentile (6 ZIP Codes compared)78th percentile (928 ZIP Codes compared)72nd percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$61,48860th percentile (6 ZIP Codes compared)38th percentile (919 ZIP Codes compared)33rd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more2.7%100th percentile (6 ZIP Codes compared)43rd percentile (919 ZIP Codes compared)34th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+50.9%50th percentile (5 ZIP Codes compared)39th percentile (849 ZIP Codes compared)47th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents19.2100th percentile (6 ZIP Codes compared)62nd percentile (925 ZIP Codes compared)49th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$49,604100th percentile (5 ZIP Codes compared)55th percentile (914 ZIP Codes compared)53rd percentile (22,551 ZIP Codes compared)

Percentile groups: Ross County · Ohio · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+3.1%
1-year change
2024–2025
+50.9%
5-year change
2020–2025
+86.2%
10-year change
2015–2025

Home price index — ZIP Code 45601

Home price index, ZIP Code 45601, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 209.9 in 2025. Every value is listed in the data table below the chart.100150200250200020052010201520202025209.9

FHFA ZIP Code index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 45601
YearIndexAnnual change
2000100.0+4.5%
2001104.4+4.4%
2002106.6+2.1%
2003108.0+1.3%
2004110.9+2.7%
2005115.0+3.7%
2006115.7+0.6%
2007115.4−0.3%
2008115.5+0.1%
2009112.0−3.0%
2010109.4−2.3%
2011107.9−1.4%
2012108.4+0.4%
2013107.0−1.2%
2014109.6+2.4%
2015112.7+2.8%
2016116.2+3.1%
2017119.9+3.2%
2018125.7+4.8%
2019131.0+4.2%
2020139.1+6.2%
2021152.1+9.4%
2022174.5+14.7%
2023182.4+4.5%
2024203.6+11.6%
2025209.9+3.1%

03 — Nearby ZIP Codes

ZIP Code 45601 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
45601Chillicothe, OHthis ZIP Code$59,748$173,10017.0%+50.9%
45673Richmond Dale, OH10.8 mi$64,438$87,0000.0%+49.2%
45617Bourneville, OH10.8 mi$53,333$189,10011.1%—
45644Kingston, OH11.4 mi$74,219$238,30015.0%+57.0%
45647Londonderry, OH12.0 mi$69,966$216,3007.0%+68.4%
45690Waverly, OH12.1 mi$54,333$166,00017.9%+41.9%
45628Frankfort, OH13.7 mi$72,587$182,8009.3%+71.7%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

1,070
Establishments
23,036
Employees
$1.14B
Annual payroll
$49,604
Average pay per employee
Establishments by sector, ZIP Code 45601
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade21720.3%12.4%1.6×
Health care & social assistance15014.0%11.9%1.2×
Accommodation & food services12411.6%9.3%1.3×
Other services12011.2%9.5%1.2×
Construction666.2%9.6%0.6×
Finance & insurance615.7%5.5%1.0×
Professional, scientific & technical services585.4%11.7%0.5×
Administrative & support services524.9%5.3%0.9×
Transportation & warehousing464.3%3.3%1.3×
Real estate & rental434.0%5.5%0.7×
All other sectors13112.2%13.5%0.9×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.