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Data updated 2026-10-07

ZIP Code 45656 · Oak Hill, OH

Jackson County · pop 7,013 · ACS 2020–2024

The median household income in ZIP Code 45656 (Oak Hill, OH) is $59,395, higher than 26% of the other ZIP Codes in Ohio.

Its FHFA home price index changed +25.6% over the five years to 2023.

01 — Where it stands

$59,395
Median household income
± $17,331 MOE
$116,700
Median home value
± $24,843 MOE
$841
Median gross rent
21.2%
Poverty rate
Percentiles for ZIP Code 45656 within Jackson County, Ohio and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$59,395 ± $17,331— (fewer than 5 ZIP Codes)26th percentile (928 ZIP Codes compared)25th percentile (22,922 ZIP Codes compared)
Per capita income$27,817— (fewer than 5 ZIP Codes)15th percentile (928 ZIP Codes compared)16th percentile (22,922 ZIP Codes compared)
Poverty rate21.2%— (fewer than 5 ZIP Codes)85th percentile (928 ZIP Codes compared)85th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher16.1%— (fewer than 5 ZIP Codes)30th percentile (928 ZIP Codes compared)20th percentile (22,922 ZIP Codes compared)
Owner-occupied homes79.3%— (fewer than 5 ZIP Codes)57th percentile (928 ZIP Codes compared)58th percentile (22,922 ZIP Codes compared)
Housing vacancy rate17.9%— (fewer than 5 ZIP Codes)89th percentile (928 ZIP Codes compared)78th percentile (22,922 ZIP Codes compared)
Median home value$116,700 ± $24,843— (fewer than 5 ZIP Codes)10th percentile (925 ZIP Codes compared)10th percentile (22,833 ZIP Codes compared)
Median gross rent$841— (fewer than 5 ZIP Codes)33rd percentile (928 ZIP Codes compared)24th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.466— (fewer than 5 ZIP Codes)80th percentile (928 ZIP Codes compared)75th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$54,160— (fewer than 5 ZIP Codes)18th percentile (919 ZIP Codes compared)17th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more1.6%— (fewer than 5 ZIP Codes)24th percentile (919 ZIP Codes compared)19th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+25.6%— (fewer than 5 ZIP Codes)2nd percentile (849 ZIP Codes compared)6th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents10.4— (fewer than 5 ZIP Codes)17th percentile (925 ZIP Codes compared)13th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$32,846— (fewer than 5 ZIP Codes)7th percentile (914 ZIP Codes compared)6th percentile (22,551 ZIP Codes compared)

— = fewer than 5 ZIP Codes in the group.

Percentile groups: Jackson County · Ohio · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+0.4%
1-year change
2022–2023
+25.6%
5-year change
2018–2023
+48.4%
10-year change
2013–2023

Home price index — ZIP Code 45656

Home price index, ZIP Code 45656, 2000–2023Line chart of the annual home price index: 100.0 in 2000 and 178.1 in 2023. Every value is listed in the data table below the chart.100120140160180200020052010201520202023178.1

Derived from FHFA census-tract indexes, weighted by each tract's share of the ZIP Code's residential addresses (HUD crosswalk); annual changes chained into an index (2000 = 100). Annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 45656
YearIndexAnnual change
2000100.0−0.3%
2001106.2+6.2%
2002107.9+1.7%
2003112.6+4.3%
2004120.4+6.9%
2005128.0+6.3%
2006131.8+3.0%
2007131.4−0.3%
2008129.6−1.4%
2009133.4+2.9%
2010128.1−4.0%
2011126.3−1.4%
2012135.2+7.1%
2013120.0−11.2%
2014127.8+6.4%
2015143.5+12.3%
2016129.0−10.1%
2017136.8+6.1%
2018141.8+3.6%
2019150.8+6.4%
2020148.7−1.4%
2021168.3+13.2%
2022177.4+5.4%
2023178.1+0.4%

03 — Nearby ZIP Codes

ZIP Code 45656 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
45656Oak Hill, OHthis ZIP Code$59,395$116,70021.2%+25.6%
45682South Webster, OH7.4 mi$56,250$187,70014.6%+34.1%
45685Thurman, OH8.2 mi$61,700$115,00013.4%—
45688Waterloo, OH10.4 mi$47,804$52,70031.4%—
45677Scioto Furnace, OH10.4 mi$52,355$179,9000.0%+33.8%
45640Jackson, OH10.5 mi$59,566$168,80014.5%+50.1%
45674Rio Grande, OH11.3 mi$20,865$185,70054.6%—

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

73
Establishments
599
Employees
$19.7M
Annual payroll
$32,846
Average pay per employee
Establishments by sector, ZIP Code 45656
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade1621.9%12.4%1.8×
Other services1115.1%9.5%1.6×
Accommodation & food services79.6%9.3%1.0×
Manufacturing68.2%3.3%2.5×
Agriculture, forestry, fishing & hunting56.8%0.2%44.8×
Construction56.8%9.6%0.7×
Transportation & warehousing56.8%3.3%2.1×
Administrative & support services45.5%5.3%1.0×
Wholesale trade34.1%4.4%0.9×
Finance & insurance34.1%5.5%0.7×
All other sectors68.2%23.6%0.3×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.