CoverFi
Data updated 2026-10-07

ZIP Code 52132 · Calmar, IA

Winneshiek County · pop 1,759 · ACS 2020–2024

The median household income in ZIP Code 52132 (Calmar, IA) is $100,559, higher than 85% of the other ZIP Codes in Iowa.

Its FHFA home price index changed +23.2% over the five years to 2022.

01 — Where it stands

$100,559
Median household income
± $20,733 MOE
$231,600
Median home value
± $26,263 MOE
$775
Median gross rent
8.0%
Poverty rate
Percentiles for ZIP Code 52132 within Winneshiek County, Iowa and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$100,559 ± $20,733100th percentile (5 ZIP Codes compared)85th percentile (464 ZIP Codes compared)79th percentile (22,922 ZIP Codes compared)
Per capita income$44,415100th percentile (5 ZIP Codes compared)73rd percentile (464 ZIP Codes compared)69th percentile (22,922 ZIP Codes compared)
Poverty rate8.0%50th percentile (5 ZIP Codes compared)45th percentile (464 ZIP Codes compared)32nd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher23.1%25th percentile (5 ZIP Codes compared)47th percentile (464 ZIP Codes compared)43rd percentile (22,922 ZIP Codes compared)
Owner-occupied homes70.3%0th percentile (5 ZIP Codes compared)19th percentile (464 ZIP Codes compared)34th percentile (22,922 ZIP Codes compared)
Housing vacancy rate8.6%25th percentile (5 ZIP Codes compared)51st percentile (464 ZIP Codes compared)45th percentile (22,922 ZIP Codes compared)
Median home value$231,600 ± $26,26350th percentile (5 ZIP Codes compared)72nd percentile (464 ZIP Codes compared)46th percentile (22,833 ZIP Codes compared)
Median gross rent$77525th percentile (5 ZIP Codes compared)30th percentile (464 ZIP Codes compared)16th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.3580th percentile (5 ZIP Codes compared)15th percentile (464 ZIP Codes compared)7th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$70,95925th percentile (5 ZIP Codes compared)30th percentile (462 ZIP Codes compared)52nd percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more3.7%50th percentile (5 ZIP Codes compared)27th percentile (462 ZIP Codes compared)47th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+23.2%0th percentile (5 ZIP Codes compared)7th percentile (409 ZIP Codes compared)5th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents28.475th percentile (5 ZIP Codes compared)67th percentile (463 ZIP Codes compared)76th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$38,0120th percentile (5 ZIP Codes compared)13th percentile (462 ZIP Codes compared)16th percentile (22,551 ZIP Codes compared)

Percentile groups: Winneshiek County · Iowa · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+31.4%
1-year change
2021–2022
+23.2%
5-year change
2017–2022
+61.8%
10-year change
2012–2022

Home price index — ZIP Code 52132

Home price index, ZIP Code 52132, 2001–2022Line chart of the annual home price index: 100.0 in 2001 and 218.1 in 2022. Every value is listed in the data table below the chart.10015020025020012005201020152022218.1

FHFA ZIP Code index (2001 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 52132
YearIndexAnnual change
2001100.0—
2002100.6+0.6%
2003103.3+2.8%
2004104.7+1.3%
2005122.1+16.6%
2006117.1−4.1%
2007128.3+9.6%
2008131.1+2.2%
2009133.7+2.0%
2010121.6−9.0%
2011127.8+5.1%
2012134.8+5.4%
2013136.9+1.6%
2015148.8+8.7%
2016142.5−4.2%
2017177.0+24.2%
2018144.6−18.3%
2019148.5+2.7%
2020167.5+12.8%
2021165.9−0.9%
2022218.1+31.4%

03 — Nearby ZIP Codes

ZIP Code 52132 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
52132Calmar, IAthis ZIP Code$100,559$231,6008.0%+23.2%
52168Spillville, IA1.4 mi$54,375$157,50014.3%+42.8%
52144Fort Atkinson, IA5.2 mi$84,609$217,5001.5%+43.6%
52165Ridgeway, IA7.5 mi$85,227$292,2002.6%+38.2%
52163Protivin, IA8.8 mi$78,194$115,0002.1%+18.2%
52166Saint Lucas, IA9.9 mi$110,938$146,9006.6%—
52161Ossian, IA10.4 mi$87,870$171,40011.5%+36.3%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

50
Establishments
346
Employees
$13.2M
Annual payroll
$38,012
Average pay per employee
Establishments by sector, ZIP Code 52132
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Retail trade918.0%12.4%1.5×
Construction510.0%9.6%1.0×
Manufacturing510.0%3.3%3.1×
Other services510.0%9.5%1.1×
Wholesale trade48.0%4.4%1.8×
Finance & insurance48.0%5.5%1.5×
Accommodation & food services48.0%9.3%0.9×
Professional, scientific & technical services36.0%11.7%0.5×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.