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Data updated 2026-10-07

ZIP Code 52165 · Ridgeway, IA

Winneshiek County · pop 1,098 · ACS 2020–2024

The median household income in ZIP Code 52165 (Ridgeway, IA) is $85,227, higher than 68% of the other ZIP Codes in Iowa.

Its FHFA home price index changed +38.2% over the five years to 2021.

01 — Where it stands

$85,227
Median household income
± $23,780 MOE
$292,200
Median home value
± $71,847 MOE
$655
Median gross rent
2.6%
Poverty rate
Percentiles for ZIP Code 52165 within Winneshiek County, Iowa and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$85,227 ± $23,78050th percentile (5 ZIP Codes compared)68th percentile (464 ZIP Codes compared)65th percentile (22,922 ZIP Codes compared)
Per capita income$36,84925th percentile (5 ZIP Codes compared)34th percentile (464 ZIP Codes compared)47th percentile (22,922 ZIP Codes compared)
Poverty rate2.6%25th percentile (5 ZIP Codes compared)5th percentile (464 ZIP Codes compared)3rd percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher11.3%0th percentile (5 ZIP Codes compared)3rd percentile (464 ZIP Codes compared)7th percentile (22,922 ZIP Codes compared)
Owner-occupied homes79.2%50th percentile (5 ZIP Codes compared)49th percentile (464 ZIP Codes compared)58th percentile (22,922 ZIP Codes compared)
Housing vacancy rate7.6%0th percentile (5 ZIP Codes compared)43rd percentile (464 ZIP Codes compared)39th percentile (22,922 ZIP Codes compared)
Median home value$292,200 ± $71,847100th percentile (5 ZIP Codes compared)85th percentile (464 ZIP Codes compared)60th percentile (22,833 ZIP Codes compared)
Median gross rent$6550th percentile (5 ZIP Codes compared)11th percentile (464 ZIP Codes compared)5th percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.37975th percentile (5 ZIP Codes compared)26th percentile (464 ZIP Codes compared)15th percentile (22,922 ZIP Codes compared)
Average adjusted gross income per return$68,9440th percentile (5 ZIP Codes compared)22nd percentile (462 ZIP Codes compared)48th percentile (22,230 ZIP Codes compared)
Returns with AGI of $200,000 or more0.0%0th percentile (5 ZIP Codes compared)0th percentile (462 ZIP Codes compared)0th percentile (22,230 ZIP Codes compared)
Home price index, 5-year change+38.2%50th percentile (5 ZIP Codes compared)44th percentile (409 ZIP Codes compared)20th percentile (18,843 ZIP Codes compared)
Business establishments per 1,000 residents13.70th percentile (5 ZIP Codes compared)8th percentile (463 ZIP Codes compared)26th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$53,27350th percentile (5 ZIP Codes compared)71st percentile (462 ZIP Codes compared)64th percentile (22,551 ZIP Codes compared)

Percentile groups: Winneshiek County · Iowa · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+14.2%
1-year change
2020–2021
+38.2%
5-year change
2016–2021
+43.8%
10-year change
2011–2021

Home price index — ZIP Code 52165

Home price index, ZIP Code 52165, 2009–2021Line chart of the annual home price index: 100.0 in 2009 and 148.0 in 2021. Every value is listed in the data table below the chart.801001201401602009201020152021148.0

FHFA ZIP Code index (2009 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, ZIP Code 52165
YearIndexAnnual change
2009100.0—
201099.7−0.3%
2011102.9+3.3%
2012105.9+2.9%
2013104.1−1.7%
2015111.2—
2016107.1−3.8%
2017107.4+0.3%
2018123.5+15.0%
2019126.0+2.0%
2020129.6+2.9%
2021148.0+14.2%

03 — Nearby ZIP Codes

ZIP Code 52165 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
52165Ridgeway, IAthis ZIP Code$85,227$292,2002.6%+38.2%
52136Cresco, IA7.3 mi$70,778$161,1009.5%+47.7%
52132Calmar, IA7.5 mi$100,559$231,6008.0%+23.2%
52168Spillville, IA7.5 mi$54,375$157,50014.3%+42.8%
52163Protivin, IA8.2 mi$78,194$115,0002.1%+18.2%
52144Fort Atkinson, IA11.8 mi$84,609$217,5001.5%+43.6%
52101Decorah, IA11.8 mi$73,484$273,2009.7%+52.5%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

15
Establishments
88
Employees
$4.7M
Annual payroll
$53,273
Average pay per employee
Establishments by sector, ZIP Code 52165
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction320.0%9.6%2.1×
Accommodation & food services320.0%9.3%2.2×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.