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Data updated 2026-10-07

ZIP Code 86320 · Ash Fork, AZ

Yavapai County · pop 2,351 · ACS 2020–2024

The median household income in ZIP Code 86320 (Ash Fork, AZ) is $42,609, higher than 10% of the other ZIP Codes in Arizona.

Per FHFA’s index for Yavapai County, home prices changed +55.1% over the five years to 2025.

01 — Where it stands

$42,609
Median household income
± $14,725 MOE
$184,500
Median home value
± $38,843 MOE
$987
Median gross rent
10.9%
Poverty rate
Percentiles for ZIP Code 86320 within Yavapai County, Arizona and the U.S.
MeasureValueCounty percentileState percentileU.S. percentile
Median household income$42,609 ± $14,7250th percentile (23 ZIP Codes compared)10th percentile (336 ZIP Codes compared)6th percentile (22,922 ZIP Codes compared)
Per capita income$23,9604th percentile (23 ZIP Codes compared)19th percentile (336 ZIP Codes compared)7th percentile (22,922 ZIP Codes compared)
Poverty rate10.9%27th percentile (23 ZIP Codes compared)43rd percentile (336 ZIP Codes compared)49th percentile (22,922 ZIP Codes compared)
Adults with a bachelor’s degree or higher10.3%0th percentile (23 ZIP Codes compared)13th percentile (336 ZIP Codes compared)5th percentile (22,922 ZIP Codes compared)
Owner-occupied homes86.5%68th percentile (23 ZIP Codes compared)80th percentile (336 ZIP Codes compared)81st percentile (22,922 ZIP Codes compared)
Housing vacancy rate14.3%59th percentile (23 ZIP Codes compared)64th percentile (336 ZIP Codes compared)69th percentile (22,922 ZIP Codes compared)
Median home value$184,500 ± $38,8439th percentile (23 ZIP Codes compared)22nd percentile (334 ZIP Codes compared)32nd percentile (22,833 ZIP Codes compared)
Median gross rent$98714th percentile (22 ZIP Codes compared)29th percentile (332 ZIP Codes compared)42nd percentile (22,865 ZIP Codes compared)
Income inequality (Gini index)0.40740th percentile (23 ZIP Codes compared)31st percentile (336 ZIP Codes compared)33rd percentile (22,922 ZIP Codes compared)
Business establishments per 1,000 residents10.218th percentile (23 ZIP Codes compared)27th percentile (324 ZIP Codes compared)13th percentile (22,700 ZIP Codes compared)
Average annual pay per employee$44,47759th percentile (23 ZIP Codes compared)42nd percentile (320 ZIP Codes compared)36th percentile (22,551 ZIP Codes compared)

Percentile groups: Yavapai County · Arizona · U.S. Hover a percentile for the number of ZIP Codes compared. MOE = 90% margin of error.

02 — Home prices

+2.6%
1-year change, Yavapai County
2024–2025
+55.1%
5-year change, Yavapai County
2020–2025
+120.7%
10-year change, Yavapai County
2015–2025

Home price index — Yavapai County

Home price index, Yavapai County, 2000–2025Line chart of the annual home price index: 100.0 in 2000 and 336.9 in 2025. Every value is listed in the data table below the chart.100200300400200020052010201520202025336.9

FHFA does not publish a ZIP-level index for this area; the chart shows the Yavapai County index. FHFA county index (2000 = 100) — annual, developmental, not seasonally adjusted.

Data table
Home price index by year, Yavapai County
YearIndexAnnual change
2000100.0+5.8%
2001106.0+6.0%
2002111.7+5.3%
2003116.8+4.6%
2004131.5+12.6%
2005170.0+29.3%
2006201.1+18.3%
2007198.2−1.4%
2008179.9−9.2%
2009148.9−17.2%
2010126.6−15.0%
2011114.8−9.3%
2012117.3+2.1%
2013127.9+9.1%
2014141.9+10.9%
2015152.7+7.6%
2016163.3+7.0%
2017178.0+8.9%
2018194.3+9.2%
2019206.6+6.4%
2020217.2+5.1%
2021256.5+18.1%
2022306.4+19.4%
2023316.3+3.2%
2024328.3+3.8%
2025336.9+2.6%

03 — Nearby ZIP Codes

ZIP Code 86320 and nearby ZIP Codes
ZIPPlaceDistanceMedian household incomeMedian home valuePoverty rate5-yr HPI change
86320Ash Fork, AZthis ZIP Code$42,609$184,50010.9%—
86046Williams, AZ25.6 mi$79,095$418,70010.0%+67.3%
86337Seligman, AZ25.8 mi$50,851$147,70018.5%—
86334Paulden, AZ29.9 mi$78,723$321,40014.2%+79.0%

Up to six nearest ZIP Code Tabulation Areas within 30 miles, by straight-line distance between Census center points (2024 Gazetteer).

04 — Business mix

24
Establishments
304
Employees
$13.5M
Annual payroll
$44,477
Average pay per employee
Establishments by sector, ZIP Code 86320
SectorEstablishmentsShare of ZIPU.S. shareRelative concentration
Construction625.0%9.6%2.6×
Mining, quarrying, oil & gas312.5%0.2%65.8×
Retail trade312.5%12.4%1.0×
Accommodation & food services312.5%9.3%1.3×

Counts are establishments (business locations), not jobs. Relative concentration = the sector’s share of establishments here divided by its share in the U.S. (1.0× = the same share). Average pay is shown only where at least 20 employees are reported. ZIP Code Business Patterns 2023.

05 — About this data

How percentiles are calculated

Percentiles compare this ZIP Code with other ZIP Codes in the same county, the same state and the whole country. Only ZIP Codes with their own American Community Survey estimate, a population of at least 1,000 and a published median household income are compared, and only those with a value for the measure. A percentile of 64th means the value is higher than 64% of the other ZIP Codes in that group (0 is the lowest value, 100 the highest); it describes the size of a number, not a judgment about the area. County and state percentiles are left blank when the group has fewer than 5 ZIP Codes. The number of ZIP Codes compared is shown with each percentile.

Census figures are published for ZIP Code Tabulation Areas, which approximate USPS ZIP Code delivery areas; values shown as — are not published or are suppressed by the source.

Use of this page

Area statistics only. These figures describe a ZIP Code area — not any person or household — and do not rate the area or the people who live there. CoverFi is not a consumer reporting agency; do not use this page to make decisions about credit, insurance, employment or housing.

Sources

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Areas. Estimates are survey-based and have margins of error.
  2. U.S. Census Bureau, ZIP Code Business Patterns 2023 (establishment counts by NAICS sector; employment and payroll totals).
  3. Federal Housing Finance Agency, House Price Index for five-digit ZIP Codes, census tracts and counties — annual, developmental, not seasonally adjusted.
  4. IRS Statistics of Income, Individual Income Tax ZIP Code Data, tax year 2022.
  5. U.S. Census Bureau, 2024 Gazetteer Files (ZCTA locations, used for nearby ZIP Codes).
  6. HUD USPS ZIP Code Crosswalk Files (ZIP-to-tract and ZIP-to-county assignment).

This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses the HUD User Data API but is not endorsed or certified by HUD User. ZIP Code Tabulation Areas are Census approximations of USPS ZIP Code delivery areas and may not match them exactly. ZIP Code is a trademark of the United States Postal Service.